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60 per cent of workers support compulsion

Sixty per cent of UK workers believe they should be compelled to pay into a company pension scheme in addition to State pension contributions, according to a survey for the National Association of Pension Funds. Public awareness of which Government department deals with pensions is virtually non-existent with only 7 per cent naming the Department for Work and Pensions, while 32 per cent named the wrong department and 61 per cent didn&#39t know.

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Critical condition as premiums set to rocket by 50%

Guaranteed critical-illness policy premium rates could leap by 50 per cent in the next 10 months in a dramatic market shift which IFAs fear could spell the end of the market. They claim the guaranteed market would virtually disappear as consumers already think CI cover is too expensive. Guaranteed CI, which offers review-free premiums, dominates […]

Change brings opportunity

With the Pickering and Sandler reviews of pensions and long-term savings recently released and the expectation that the FSA will endorse the proposals, a period of uncertainty lies ahead. I read a lot of doom and gloom in the trade press but it is my view and experience that with most change there is usually […]

Get flexible with Standard Life

Standard Life – Personal Pension Flex Type: Personal pension Minimum premium: Lump sum £1,000, monthly £40, annual £400 Minimum-maximum ages: 1 &#45 75 Fund links: Sterling one, fixed interest one, index linked one, property one, protection one, structured one, managed one, ethical one, stock exchange one, international one, European one, Japanese one, North American one, […]

Half of all protection business done online says L&G

Over half of Legal & General&#39s life and protection business is now submitted online, the life office says.L&G says the business transacted through its two online facilities, the Online Term Assurance and e-Protection Choices, now accounts for half of its protection business.Housing and protection director Graham Newitt says: “We have worked closely with advisers to […]

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