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Brits living in the EU risk having their pensions frozen

Pension-Pensioner-Depressed-Elderly-Man-500x320.jpg Britons living in the EU, who qualify for a state pensions uprate, could lose the guarantee after disorderly Brexit.

The British government has today outlined the ways how it intends to protect rights of its citizens living in the EU in the case of “no-deal Brexit.”

As one of the protections, the Brexit secretary Stephen Barclay pledged to keep uprating state pensions of UK nationals living in the EU – but only if the EU reciprocates.

If the EU as a bloc does not reciprocate, the UK will need to strike individual deals with each of the 27 member states.

Failure to secure such deals – let it be with the EU as a whole, or individual member states – could jeopardize the ‘triple-lock’ – or a government’s commitment state pension every year at a rate higher of inflation, average earnings or a minimum of 2.5 per cent.

UK expats could lose access to pensions in no-deal Brexit

This puts 470,000 UK qualifying nationals living in the EU in the risk of having their state pensions frozen.

AJ Bell senior analyst Tom Selby warns against complications of going down the route of negotiations with individual countries.

He says: “If a deal with the EU as a whole cannot be reached then the UK will likely have to negotiate reciprocal deals with each of the 27 member states. This could be a painfully drawn out process with no guarantee of success.”



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There are 10 comments at the moment, we would love to hear your opinion too.

  1. In the event of no BREXIT the UK ‘could be’ invaded by unhappy French workers setting fire to everything.

    The sooner this BREXIT farce ends the better so that the doomsayers can be wildly wise about other things. What it is now is not what it will be in 5 years time or 10 years time.
    “Do the difficult things while they are easy and do the great things while they are small.The journey of a thousand leagues starts with a single step.” – Lao Tzu

    • Good old Lao Tzu. Unfortunately he had no idea about British politics and no idea what trouble could be wrought by a few Tory mischief makers, with their own agendas, conning millions of people into disrupting a whole country and into
      wanting to leave a group of nations that has overseen peace in its member states for decades.

      Anybody who wants this “brexit farce” to end has only one option; vote remain in a ‘people’s vote’. If they don’t this will go on for years and the leavers will have nobody to blame but themselves.

  2. I could see that happening. Isn’t Brexit wonderful? (not)

  3. Andy Robertson-Fox 6th December 2018 at 6:39 pm

    The UK government has not entered into a reciprocal agreement on pensions in over twenty five years and is advising already frozen pensioners “they have no plans to change the current policy” – things look bleak. Over 540,000 UK pensioners living, for example, in Canada, Australia and Thailand are already victims and will, no doubt, be watching developments…a single agreement with the EU or separate ones with the 27 will raise the issue of “Why them and not us”

  4. There are already seniors who have paid for their state pensions, after a lifetime of NI contributions, who are frozen out of the annual cost of living increases. This 4% have their indexing withheld just because of where they live in retirement (mainly Commonwealth countries), this 4% have been fighting for decades to end this outrageous and blatant theft and discrimination (discrimination because the majority who decide to retire overseas DO receive annual increases). In numerous FOI requests the DWP have admitted that NO RECIPROCAL AGREEMENTS are needed to pay ALL pensioners an indexed pension and for them to continue to say they are needed is just a downright lie. The payment of state pensions is a domestic matter and no “permission” from foreign governments is needed. It’s just an excuse used for decades by successive UK governments to try to defend the indefensible, that is stealing from their own seniors.

  5. If there is no deal some of these ex pats may have to obtain visas or be kicked out so pensions will be the least of their worries

  6. Surely if you choose to live and spend your money in another country, you should no expect the same benefits as those who remain and spend their money in the UK, thus contributing to this UK economy? Just asking?

    • Andy Robertson-Fox 10th December 2018 at 11:38 am

      Firstly, the State Retirement Pension is an earned entitlement not a benefit. Secondly, these pensioners contributed to the NI scheme when working on the same terms and conditions as everyone else so should they not be treated the same as UK residents, those in the EU and those living, for example, in the USA, Philippines and Macedonia? Those retiring abroad saves the UK economy on average GBP 3,000 per pensioner per annum….no NHS, housing, bus passes and other pensioner benefits. Many, of course, contribute anyway by virtue of having tax liabilities in the UK…like income taxed at source.

  7. This was always a possibility and we, the frozen pensioners mentioned this and suggested that anyone that could be affected join our long standing campaign to get pension parity worldwide like most countries with a similar pension system and that is still an opening should you not get justice from the current government.

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