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5.45% fix for non-conforming loan

Specialist lender Mortgages Plc has introduced a 5.45 per cent fixed rate across its range of non-conforming mortgages.

The rate is fixed until March 31, 2003 and is available on loans up to 90 per cent loan to value. Right to buy mortgages are excluded.

Redemption penalties are 6 per cent for the first three years, then one month’s interest or notice.

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