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&#39Take long-term view of Isas&#39

An overwhelming number of investors are not taking a long-term perspective towards their Isa investment, according to research from Charcol.

Its research shows that 72 per cent of investors are not viewing their Isa as a long-term investment and are losing out on the opportunity for better performance by investing in unsuitable funds.

Charcol is urging investors to rethink their savings attitudes and take a longer-term view.

It is urging investors to research their fund choices in greater depth in line with their risk profile to ensure they have funds which meet their objectives.

Marketing director Candice Hodgson says: “It is worrying to see that so few Isa investors are taking a long-term view. Stockmarket investment is not a short-term sport and while the volatility of last year will have unsettled some investors, history has shown that they need to sit tight and gain from long-term stockmarket rises.”


New mortgage range from B&W

Bristol & West is launching a new range of products that includes a five year fixed rate mortgage at 5.49 per cent and a seven year fixed rate at 5.55 per cent. Both products are available up to 95 per cent loan to value.Bristol & West is also offering a five year fixed buy to […]

Carry favour

New rules on eligibility and contributions for personal pension plans (including stakeholder) have opened up many opportunities for pension and tax planning. This is especially so where an individual also has an existing retirement annuity contract (s226).Although carryback will not be available on PPP contributions paid between now and April 5, it is still worthwhile […]

Towry set for Singapore

Towry Law International is expanding in Europe and Asia with new offices in Spain, Ireland and Singapore.The European offices, due to open early this summer, add to the company&#39s presence in Brussels and Cyprus. TLI wants to build a salesforce of 125 account managers in mainland Europe by 2005.The Singapore office will open by the […]

Two new buy to let products from Pink

Pink Home Loans is adding two new products to its buy to let range.Pink is offering a 1.23 per cent discount for three years off an underlying rate of bank base rate plus 1.98 per cent, giving an initial rate of 4.75 per cent, with an arrangement fee of £395.An initial rate of 5.47 per […]


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