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&#39Banks not a threat to IFA business&#39

Banks do not pose a threat to IFAs&#39 businesses as consumers will continue to seek independent advice following depolarisation, according to a survey by Lighthouse Global. The survey of IFAs found that while depolarisation may lead to the big banks multi-tying, it could generate more business for IFAs.

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Disparity in underwriting brings HIV test confusion

HIV-testing requirements for protection insurance differ widely across the industry and are causing confusion, warns Compass Independent Financial Adviser director Chris Morgan. Morgan, who is a member of the ABI focus group on HIV, says he has seen a shift in underwriting for gay men in recent months and believes there is “a lot of […]

Hargreaves Lansdown warns of VCT bandwagon

Fund firms could be shooting themselves in the foot by launching venture capital trusts on the back of generous new tax breaks aimed at boosting investment in the flagging sector, according to Hargreaves Lansdown. Invesco Perpetual and Keydata are among a burgeoning number of groups launching VCTs which invest in Aim-listed companies as they seek […]

Cause for complaint

On June 1, the FSA again changed the rules governing the time limits applying to customers wanting to complain to firms and the Financial Ombudsman Service about their mortgage endowment policies. The new rules were made by the FSA using its powers under section 155(7) of the Financial Services and Markets Act 2000. This means […]

Canada Life Annuities Roadshow

Canada Life is embarking on a roadshow, focussing on annuities., in partnership with Fidelity Investments. The Canada Life Retirement Income Roadshow will address issues on its annuity growth account. The speakers will include Fidelity Life&#39s Peter Duke and several Canada Life retirement income specialists. The IFA roadshows will take place around London and greater London […]

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