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2005 IP sales up 42 per cent for Dentists’ & General

Citadel income protection new applicants have grown 42 per cent in 2005, according to Birmingham-based friendly society Dentists & General.

The D&G specialises in protecting peoples incomes against illness and injury up to the age of 60, particularly those self-employed in low-risk jobs.

Despite national declining figures for IP applications – a 25 per cent decline according to Swiss Re – D&G says its latest growth means it has doubled applicants since 2003, with 2004 figures up 36 per cent on those for 2003.

The friendly also says 178 IFA firms applied to register their business with D&G in 2005.

D&G spokesman Mark Perkins says: Citadel is a straightforward piece of protection, which can provide financial peace of mind for those in a wide range of low-risk occupations from the moment the policy is accepted until their 60th birthday. Its comparative strengths mean that it is continuing to perform robustly even in the face of the severe difficulties being experienced by other providers.


Bed and bawd

The biggest potential for a PR tie-in in 2006 falls at the feet of Artemis’ marketing department with the tantalising prospect of the world’s biggest brothel, opening next to Germany’s main World Cup stadium, sharing its name with the specialist fund firm. The building, with over 100 round-the-clock workers, is hoping to take advantage of […]

Confusion surrounds Sipp protected rights

The Department for Work & Pensions has declared that Sipps are mainstream schemes and can hold protected rights. But deespite lengthy lobbying for the change, the industry has criticised the DWP for failing to provide clarity on how this will work in practice. There is confusion surrounding whether protected rights pots can be held within […]

NCG extends preferential PI terms to non-Bankhall firms

IFAs no longer have to be Bankhall members to benefit from preferential PI terms offered by NCG Professional Risks. The commercial insurance broker, which specialises in professional indemnity cover for financial services businesses, says it is removing the restriction on its preferential terms which can save IFAs as much as 10 per cent on their […]

FSA to investigate wrap

The FSA is to undertake its first research of the wrap market. It will include looking at how charges are disclosed and focus on wrap use for whole of market advice.

Image courtesy of Stuart Miles at

Pension freedom: wish you were here?

Out there lies a warm ocean of desert islands, sun, sand and palm trees, where individuals can choose how and when to tax-efficiently access their pension fund and realise the retirement dreams they have worked so hard for.


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