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10 Year Fixed-Flexi Mortgage

West Bromwich Building Society

10 Year Fixed-Flexi Mortgage

Type: Flexible fixed-rate mortgage

Fixed term: Until October 31, 2015

Fixed rate: 5.15%

Minimum loan: 25,001

Maximum loan: Up to 95% of valuation subject to a maximum of 500,000

Income multiples: Up to four times principal income plus second or three times joint

Conditions: Free legal fees for remortgages, six months free mortgage payment protection insurance, refunded valuation fee up to 350

Flexible features: Overpayments, underpayments, payment holidays, interest calculated daily

Arrangement fee: 449

Redemption fee: 5% of amount repaid in first seven years, 4% in year eight, 3% in year none, 2% in year 10, plus interest to end of month, thereafter interest until end of month

Introducers fee: 0.35% of original loan

Tel: 0845 456 7418

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