View more on these topics

10 Year Fixed-Flexi Mortgage

West Bromwich Building Society

10 Year Fixed-Flexi Mortgage

Type: Flexible fixed-rate mortgage

Fixed term: Until October 31, 2015

Fixed rate: 5.15%

Minimum loan: 25,001

Maximum loan: Up to 95% of valuation subject to a maximum of 500,000

Income multiples: Up to four times principal income plus second or three times joint

Conditions: Free legal fees for remortgages, six months free mortgage payment protection insurance, refunded valuation fee up to 350

Flexible features: Overpayments, underpayments, payment holidays, interest calculated daily

Arrangement fee: 449

Redemption fee: 5% of amount repaid in first seven years, 4% in year eight, 3% in year none, 2% in year 10, plus interest to end of month, thereafter interest until end of month

Introducers fee: 0.35% of original loan

Tel: 0845 456 7418


Research finds healthy people are the best money managers

People who look after their health are likely to be better at managing their money, suggests research from Legal & General. Seventy-one per cent of the 1,000 people questioned in L&G’s survey admit to having an unhealthy or unbalanced lifestyle compared with 29 per cent who claim to have a healthy regime. The 17 per […]

Henry catchpole

As his beloved football team, Ipswich Town, battle it out for a chance to join the big boys in the Premiership next season, so Suffolk Life’s chief executive is relishing the prospect of captain- ing a niche player in the growing Sipp market from next April. James Phillipps finds he is confid- ent of helping 25,000 or more clients to achieve their goals

Navigating volatility

The making of any fund can be seen in how it responds to crises and opportunities. In this short video, Head of Multi Asset at Royal London Asset Management Trevor Greetham outlines how the Royal London Global Multi Asset Portfolios or GMAPs navigated through Brexit and the US election cycle. He also highlights the importance […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment