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News
Partnership model suggested to solve LTC dilemma
The King’s Fund says a revised version of the partnership model is the fairest way of funding social care in the future.
Friends Prov urges employers to keep benefits package
A recent Friends survey found that 34 per cent of employees would take a pay cut rather than lose their health benefits.
Cirencester pays 94% of IP claims
The income protection provider says declined claims were due to non-disclosure and no evidence of loss of earnings.
Analysis
Dealing with rejection
The critical-illness insurance market is finally managing to shake off a bad reputation based on high numbers of past claims being thrown out on the basis of non-disclosure. Annie Shaw reports
Gap year
Charles Wood, product manager at Assureweb, believes the next 12 months could see income protection innovations, particularly in the technology area, which can help to fill the gaps in adviser processes and in consumer cover
Opinion
Income protection must be the priority product
Canada Life’s Paul Avis says people should forget about pensions, mortgages and investments until they have protected the income that funds them.
Chris Gilchrist
Just wear black
The trouble with today’s financial advisers is that they don’t go to enough funerals.








