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News
Aviva signs exclusive protection deal with Lighthouse Financial Advice
Aviva has signed an exclusive three-year deal with the Lighthouse Group to provide protection products through its national adviser division.
Total protection sales down 2.7% in 2012
Income protection sales were up 8.7 per cent year-on-year.
Scot Wids hires L&G RDR director to lead intermediary protection offering
The provider is looking to re-enter the intermediary protection market towards the end of 2014.
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Ageas pre-tax profit up 18% despite protection losses
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Scot Wids hires L&G RDR director to lead intermediary protection offering
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Roger Edwards to leave Royal London
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Friends Life bows to pressure and publishes IP claims data
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Total protection sales down 3% in 2012
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Sainsbury’s takes control of bank from Lloyds for £248m
Analysis
Case Study: What impact will the Consumer Insurance Act have?
The new insurance act should formalise what most insurers have been doing for years.
The whole story
Many advisers consider whole of life cover to be an expensive IHT planning tool but a new generation of products means it can be a much more flexible planning tool.
Chris Gilchrist: Keep it simple
To get better consumer outcomes we need to stop assuming that consumers act in a rational way.
Emma Thomson: Protection market is in need of innovation
E-commerce solutions need to help manage existing as well as new business. To date, this has been neglected.
Alan Lakey: Shooting from the IP
It should be possible for the industry to tackle the problem of income protection disclosure. But if the ABI and providers are struggling here are some suggestions.
Chris Gilchrist: The FCA can learn a lot from studying behavioural economics
Only if we accept that consumers are programmed to act irrationally can we come up with a system of financial services that the majority of people can engage with.
Richard Verdin: Protection intermediaries must develop an influential voice
Protection trade body should form part of established adviser group.
