30 November 2005
Friends Provident head of protection marketing Ian Jefferies says this year has seen few product developments but that will change in 2006, partic- ularly for pension term assurance and critical cover
Hogarth and Taylor planning streamlined online service to encourage IFAs to sell ASU and B&C policies
Baring Asset Management says tough negotiation on underlying annual management charges is crucial for multi-managers investing in the US in the light of Standard & Poor's latest sector review.
Review of 2005 Simon Hildrey rounds up the offshore year and finds the FSA taking a keen international interest while cross-border business is stalled
Andrea Tryphonides on the head to head between Zurich and Home of Choice
The Chancellor's pre-Budget reports are often pretty uninteresting affairs but this may not hold true next week.
When I used to write a column similar to this one for another newspaper, the editor would fret if I returned to the same subject twice in a row.
Shared equity schemes will be extended according to the Chancellor in today's pre-budget report.The Government will be urging the Housing Association to extened its role in shared equity as well as property developers.Chancellor Gordon Brown confirms that three buiding societies and banks have signed up to the scheme as well as four developers.
Cheshire Building SocietyBuy To Let Two Year Fixed Rate Remortgage
Berrington Fund Management chief executive Richard Burrell guides advisers through the commercial property fund maze
Core Growth CapitalCore VCTs II & III
This week by John Greenwood, deputy personal finance editor of the Sunday Telegraph
Chartered Insurance Institute chief Peter Hales has launched a bitter attack against claim management firms, branding them a national disgrace and blaming them for the surge in unjust and vexatious complaints against life offices and advisers.
Coventry Building SocietyMOREgage 5.75% Fixed
The Marconi case must have banished any doubts about the intentions of the Pensions Regulator
Keith PopplewellIam now well advanced with this series of articles discussing various attributes of the main asset classes and projections of their future behaviour.
Sam Shaw says IFAs are becoming uneasy over the wave of property funds
Elderstreet InvestmentsElderstreet VCT
Framlington Investment ManagementFramlington Aim VCT 2
Pointon York Sipp Solutions managing director Christine Hallett believes the media mania over Sipp misselling is misguided and fails to recognise the business basics
Insurer says there are problems with technology, legacy service and indemnity commission
Our panel compare offshore bonds with their onshore counterparts and discuss how introducing Reits could affect the market
In today's world of video i-pods and self-service check-in at airports, we have the ability to download or buy nearly anything through a computer.
Axing higher-rate tax relief would allow the basic state pension to be raised
HSBC InvestmentsGuaranteed Capital Account 1
HSBC InvestmentsGuaranteed Capital Account 2
The very concept of investing in offshore products from such far-flung locations as Dublin, Isle of Man and the Channel Islands is an alien concept to many people.
Last week saw the FTSE 100 index move into ground not seen for four years.
Keydata Investment ServicesKeydata Secure Income Bond 3
Keydata InvestmentsKeydata Aim VCT
Kleinwort Benson Private BankProtected Linked Deposit
Leeds Building SocietyBase Rate Tracker
Liverpool VictoriaAll-In-1 Investment Bond
Man InvestmentsMan BlueCrest Hedge Fund
MATRIX MONEY MANAGEMENTUnicorn Aim VCT II C Shares
Multi-manager Midas Capital is diversifying its property exposure on a global basis due to concerns about the growth prospects for UK commercial property.
Rics reports can often be inconclusive barometers of the housing market. As we all start to strategise (or pray) about what 2006 holds, last week's news about rising buyer enquiries was encouraging but I remain sanguine about next year's market nonetheless and am forecasting a loan market of 250bn. Here's why.
At a recent investment conference, one of the guest speakers made the controversial statement that the study of economics was dead and that investors should stop wasting their time with the subject.
NDF AdministrationNDF Growth Plan November 05
NewtonNewton Asian Income Fund
The investment boutique chief who once bought a curry for his staff's Christmas party tells James Phillipps that a good working environment is key to retaining top fund managers
A surviving spouse considers a claim to the court for financial provision
Philip Scott finds out how three of Invesco Perpetual's leading fund managers produce their outstanding investment results
PIMA believes the Turner Commission Report will allow consumers more choice in their retirement income options but would like to see a workplace Isa as part of plans to encourage workplace saving through auto-enrolment.
Pink Home LoansPlatform Self Cert Two Year Fixed Rate
It's time to kill off all the unsolicited mail pouring through our letterboxes
Premier Fund ManagersUK Growth Plan - Limited Editions No 29
In 1964, IBM were selling a model 1620 computer which boasted 64k of memory. "Who would ever need more memory than that?" My word, haven't things changed.
Sonia Speedy on how the equity-release market needs to plug the holes revealed by the FSA's mystery shopping and open up consumer access to products to unlock business
The best-performing sector of 2005 is oil and resources and funds which failed to fill their tanks have under- performed, says Hargreaves Lansdown head of research Mark Dampier
As an ever-increasing number of Brits flock to the sun for their retire-ment, advisers are seeing more clients than ever before with offshore needs.
At last, most European economies are picking up speed and unemployment is falling. With the new German coalition likely to agree on sensible economic reforms, that economy should recover as well.
The Government's pension policy is built on dry rot and is facing collapse
If a pension gap exists in the UK - and Informed Choice managing director Nick Bamford suggests it may not - then he says simplification fails to tackle the real problems
The WoolwichLifetime Offset Tracker
The Judge case highlights the problems encountered when a will is written ambiguously
Triple Point Investment ManagementTriple Point VCT
There are always going to changes to rules but but this must not mean inaction
West Bromwich Buildign SocietyFlexiMortgage 5.19% Five Year Fixed
Investment trusts are experiencing a period of evolution and the cull of funds that add little value will go on
Hedge fund specialist Fortune Asset Management is teaming up with Barclays to offer retail investors a capital-protected investment plan linked to the performance of a fund of hedge funds.