Money Marketing
21 November 2007
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Crosby to be FSA deputy chairman
22 Nov 2007
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5D Finance launches packager bible
22 Nov 2007
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A shaw thing
22 Nov 2007
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Abbey launches new long-term fixed rates
23 Nov 2007
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ABI working on non-disclosure Christmas present to industry
27 Nov 2007
The Association of British Insurers is working on a new set of guidelines to push insurers to pay a proportion of claims which may otherwise be declined for non-disclosure.
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Accord Mortgages tightens criteria on credit repair range
27 Nov 2007
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Adviser Fund Index: Funds pruned in the autumn
22 Nov 2007
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'Advisers have put up barrier against structured products'
22 Nov 2007
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Advisers launch a forum for fee based advice
26 Nov 2007
A number of fee-based financial planners and advisers have launched the Forum for Fee Based Advice, which aims to give consumers access to impartial, unbiased and independent advisers.
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Advisers not getting best deal for pension clients' cash deposits, says Investec
23 Nov 2007
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Aegon makes offshore foray
22 Nov 2007
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Aegon says 88 per cent of critical illness claimants use Red Arc support services
26 Nov 2007
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Aifa chairman Gummer calls on Sants to improve FSA's European relations
22 Nov 2007
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All Sants' day
22 Nov 2007
FSA chief executive Hector Sants faces his first big IFA gig at the Aifa dinner this week.
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Aon accuses PPF of overcharging companies by millions of pounds
27 Nov 2007
Aon Consulting is accusing the Pension Protection Fund of overcharging companies by millions of pounds on their levy payments.
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Arc Capital & Income - Bull & Bear Tracker Plan 4
23 Nov 2007
Arc Capital & IncomeBull & Bear Tracker Plan 4
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Aviva target of insolvency hoax
23 Nov 2007
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Axa aims to cut out caveats in ending duty to disclose
22 Nov 2007
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Axa appoints MD to head up new investment company
27 Nov 2007
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Axa piloting medical screening in pharmacies
23 Nov 2007
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Axa's Steve Muir leaves following restructure
23 Nov 2007
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Bank fined after trader hid losses
22 Nov 2007
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Bank of Ireland withdraws sub-prime range
23 Nov 2007
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Bankhall blasts 'poor value' profit schemes
22 Nov 2007
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Banks move to reassure public over Revenue data loss
21 Nov 2007
The banking industry has moved to allay concerns that HM Revenue & Customs loss of the personal information, including bank details of 25m people will result in mass identity fraud.
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Bargain hunters looking at Paragon
22 Nov 2007
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Blown away by bright and breezy Gale
22 Nov 2007
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BM Solutions launches new BTL products
23 Nov 2007
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Boulger backing threeyear fixes for FTBs
22 Nov 2007
Brokers should offer threeyear fixed-rate mortgages to first-time buyers in the current property market, according to John Charcol senior technical manager Ray Boulger.
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Boulger dismisses City forecast for 7 per cent house price fall
27 Nov 2007
Mortgage guru Ray Boulger has dismissed forecasts from futures and options traders in the City that house prices will fall by as much as 7 per cent next year.
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Breath of fresh eair
22 Nov 2007
Informed Choice joint managing director Nick Bamford says he believes clients actively wish to pay fees for financial advice and describes the system of customer- agreed remuneration put in place by his own firm
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Broker talkback
22 Nov 2007
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C&G appoints Kevin Purvey as head of corporate intermediary sales
23 Nov 2007
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Cable calls for nationalisation
22 Nov 2007
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Cameron calls on Darling to abandon “ill-conceived” CGT changes
27 Nov 2007
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Caught in the crunch
22 Nov 2007
The credit crunch could offer an opportunity to demonstrate the value of advice to clients.
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Central line
22 Nov 2007
Too little attention in the RDR debate has been focused on the consumer. Ultimately, there is a need to look back at the RDR and its core objectives. There is a need to make sure that we get a better and not just different outcome from this review. There must be a recognition that consumers share responsibility. We, as IFAs, have a unique level of access to consumers' wants and needs.
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CGT battle to add to Government woes
26 Nov 2007
Black November continues for the Government with Conservative incompetence jibes beginning to stick and pressure growing on the Chancellor over Northern Rock, HMRC and capital gains tax.
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Chelsea Building Society revises product range
27 Nov 2007
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CHL Mortgages links to Trigold
22 Nov 2007
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Cofunds strikes deal with Australian wrap provider Praemium
23 Nov 2007
Cofunds has completed a deal with Australian wrap offering Praemium which will see them bring a number of new services and reporting tools onto the UK platform.
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Compensation consolation
22 Nov 2007
From April next year, the Financial Services Compensation Scheme will have a new funding model which could lead to IFAs paying less than they do now.
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'Concentrate on specialist advice, not taking exams'
22 Nov 2007
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Consumer contradictions
22 Nov 2007
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Core of the crunch
22 Nov 2007
Standing in the dealing room of a firm of London stockbrokers last week, I became aware that people were clustered around TV screens showing pictures of a plume of smoke over central London. As the news came in of a serious fire close to Canary Wharf, so the earlier bullish mood of the market evaporated and shares moved into freefall.
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Cover stories
22 Nov 2007
The Competition Commission's Emerging Thinking document on payment protection insurance has given the insurance industry and intermediaries a clean bill of health.
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Critical care
22 Nov 2007
When crafting this column, there is usually a simple choice to make - to criticise or to praise and perhaps even honour something or someone. This article is not a shower of praise but a tsunami of plaudits on several insurance companies.
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Darling: final CGT proposals within three weeks
27 Nov 2007
The Government will publish its final proposals for Capital Gains Tax in the next three weeks and says it is still listening to business arguments against the plans.
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Data burden shifts to providers
22 Nov 2007
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Double-faulted by Darling
22 Nov 2007
Chancellor Alistair Darling knows how to make friends and influence people. It seems that he is intent on blaming mortgage lenders and brokers for no end of society's ills.
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Dunedin turns up GAS for regional growth
22 Nov 2007
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Economist claims US is already in recession
22 Nov 2007
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Edeus in society deal that will empty warehouse
22 Nov 2007
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EU fund builds skills
22 Nov 2007
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F&C's rising stars on move
22 Nov 2007
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Families in dark over LTC funding
22 Nov 2007
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Feeney quits Gartmore
22 Nov 2007
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First footing
22 Nov 2007
The shrinking number of mortgage products on the market has brought problems for first-time buyers.
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Flight of the kiwi
22 Nov 2007
In 2005 Adair Turner's Pension Commission identified the KiwiSaver, a national pension scheme that was being set up in New Zealand to encourage higher levels of pension saving, as a possible model for a similar system in Britain.
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Friends looks at way ahead
22 Nov 2007
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FSA chief to send out RDR olive branch to IFAs
21 Nov 2007
FSA chief executive Hector Sants will send out a conciliatory message to IFAs tonight telling Aifa members he is well aware of their RDR concerns and acknowledging the regulator has not made its intentions clear at times.
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FSA refers seven mortgage firms for enforcement in industry clampdown
26 Nov 2007
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FSA set to extend probe into multi-manager advice
22 Nov 2007
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FSA to continue with waiver on overdraft complaints handling
21 Nov 2007
The FSA is to keep its waiver on complaints over unauthorised overdraft charges after completing a review of the decision.
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FSA wants summer of love for loan
22 Nov 2007
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FSA warns of crackdown on mortgage brokers
22 Nov 2007
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Golden autumn for Positive Solutions
22 Nov 2007
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Grant Thornton warns 25m data debacle repeat inevitable due to HMRC cuts
23 Nov 2007
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Halifax moves to help brokers assist clients buying houses in Spain
27 Nov 2007
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Henderson takes global outlook
22 Nov 2007
Henderson's multi-manager team has replaced the Artemis European growth fund with Artemis global growth in its independent growth portfolio fund to gain further exposure to Asia and emerging markets.
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Hips rolled out to one and two bedroom homes from December 14
22 Nov 2007
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HM Treasury moves to prevent dual regulation of mortgages
23 Nov 2007
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HMRC chief quits over data blunder
22 Nov 2007
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HMRC confirms IHT exemption for Asp income
22 Nov 2007
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HMRC set for another offshore amnesty
22 Nov 2007
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Hometrack chief to head strategy at Pru
22 Nov 2007
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HSBC opens property fund
22 Nov 2007
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IFP and PFS talk on setting up single standards board
22 Nov 2007
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IMLA appoints Godfrey Blight as chairman
22 Nov 2007
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Insight looks East to boost income
22 Nov 2007
Insight Investment's diversified high income fund aims to boost its dividend by investing in derivatives and Asian real estate investment trusts which it says have higher yields than available in the West.
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Investec won't open frontiers on Africa funds
22 Nov 2007
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Kensington Mortgages temporarily pulls out of sub-prime
22 Nov 2007
Kensington Mortgages is temporarily pulling out of the adverse credit market due to the current market conditions.
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Le Beau takes non-exec role at claim firm
22 Nov 2007
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Lenders urged to fill part-verified product gap
22 Nov 2007
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LibDems call for Northern Rock shares to be suspended
26 Nov 2007
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LibDems launch petition calling on Government to reveal Northern Rock loans
21 Nov 2007
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Long-distance cyclist
22 Nov 2007
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Low bids see Rock's share price plunge
22 Nov 2007
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Loyalty for life
22 Nov 2007
The last month has seen Sainsbury's and Tesco running promotions through their loyalty programmes to promote their life insur-ance but the move has been criticised by some advisers as a gimmick.
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LV= appoints UK equities head
22 Nov 2007
LV= Asset Management (LVAM) has continued building its fund management arm with the appointment of Neil Worsley as head of UK equities
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Manchester brokers banned for underwriting failures
22 Nov 2007
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Market madness
21 Nov 2007
Ever since the sub-prime crunch took hold in the Summer it seems predicting the market has practically become impossible to do - if that wasn’t the case before.
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Marks to head sales at Hartford
22 Nov 2007
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Mass exodus
22 Nov 2007
This week's focus, certainly within Money Marketing, has been over the issue of primary advice. Tom Baigrie, managing director of Lifesearch and also of London-based IFA Baigrie Davies, made one of the most telling contributions to the discussion. He argues that current RDR proposals over primary advice will "hasten the retreat of advisers from the mass market and its replacement by those who sell but do not advise".
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Mass levelling down could lead to £10bn hit to pensions savings
23 Nov 2007
Annual pension contributions could be £10bn lower in 2050 if the majority of employers level down their pension contributions when personal accounts are introduced compared to if there was no reform.
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Merger could be on the cards for protection pair
22 Nov 2007
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Miton plans to expand multi-asset offerings
22 Nov 2007
Miton Asset Management, which was formed from the merger of MitonOptimal and Iimia, is bringing out a multi-asset version of its global fund to be called Vega.
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Money Portal set for Burns-Anderson deal
22 Nov 2007
Money Portal is closing in on a deal to buy Burns-Anderson, Money Marketing understands.
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Moreau hopes to convince Treasury on need for flexible retirement products
22 Nov 2007
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Morgan Stanley - Asia (Ex Japan) Protected Growth Plan
23 Nov 2007
Morgan StanleyAsia (Ex Japan) Protected Growth Plan
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Mutual appreciation
22 Nov 2007
Old Mutual appointed Suresh Sadasivan about a year ago to run its Asian select fund. He has had considerable experience in the emerging market sectors with Old Mutual and has since improved the performance of the fund hugely relative to his peers.
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National Ethical Investment Week set for May 2008
26 Nov 2007
National Ethical Investment Week will launch in May 2008, organised by the UK Social Investment Forum, a non-profit ethical investment membership body.
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Nationwide sees 2008 house price standstill
22 Nov 2007
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Nationwide sees drop in net lending to £3.3bn
22 Nov 2007
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Neptune merges global funds
22 Nov 2007
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New business rises 8 per cent, says ABI
22 Nov 2007
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New business, closed life firms and service troubles
22 Nov 2007
The ABI has released its new business figures today indicating that not all is doom and gloom in the life industry as new business has increased by 8 per cent.
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Northern Rock changes structure of Together product
23 Nov 2007
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Northern Rock receives further proposals below market price
21 Nov 2007
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On balance
22 Nov 2007
Despite the economy slowing in the first quarter, the US markets still represent good value, especially as GDP is expected to remain stable in the second half of the year and into 2008. It is worth bearing in mind that the US may not be the fastest-growing economy but it is still the biggest and it benefits from the rapid growth seen internationally.
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Origen finance director Jim McGuinness steps down
21 Nov 2007
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Oval rounds out business with Ward Mitchell buy
22 Nov 2007
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Over one in five Sesame advisers aiming for chartered status
21 Nov 2007
More than one in five Sesame advisers is working towards achieving chartered status.
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Pada warned to be up-front on potential charge increases
22 Nov 2007
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Pearl deal set to bring £85bn top 10 life firm
22 Nov 2007
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Pearls of wisdom
22 Nov 2007
So Pearl triumphs and takes over Resolution as its latest jewel.
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Pioneer welcomes changes to DWP incapacity benefit rules
21 Nov 2007
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Plans offer gateway to specialist markets
22 Nov 2007
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Platforms grow by nearly 50% a year
22 Nov 2007
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Plum Software links to The Hartford
26 Nov 2007
Plum Software has announced that automatic investment updates from The Hartford are now available through Plum’s IFA and mortgage broker software suite.
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Points of view
22 Nov 2007
I don’t know about you but I can be swayed into a decision to buy if I get money off for multiple purchases, club card points or free gifts. Don’t misunderstand me, the car I want to drive, the clothes I want to wear and the wine I want to drink will be bought, irrespective if there is a social offer.
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Positive force for change
22 Nov 2007
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Positive notes
22 Nov 2007
Global equity markets shrugged off some poor corporate earnings' news and mixed economic data to post a positive performance in October, as risk aversion stemming from the recent credit crisis ebbed.
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PPI is right product in wrong hands
22 Nov 2007
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'Professional body would kill networks'
22 Nov 2007
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Professional planning
22 Nov 2007
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Protection success needs education for advisers
22 Nov 2007
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PruHealth in vitality deal on eBay auctions
22 Nov 2007
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RBSIP cuts proc fees across brands
23 Nov 2007
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Reconciliation nation
22 Nov 2007
Commission reconciliation has historically been one of the most labour-intensive activities carried out by adviser firms. It is boring, tedious, time-consuming but sadly essential.
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Regulator in listening mode on RDR
22 Nov 2007
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Rennison warns provider technology could stall CAR
22 Nov 2007
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Risk unknowns hinder choice
22 Nov 2007
Helm Godfrey managing director Bruce Wilson believes advisers are constantly struggling to understand the risk posed by individual structured products.
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Rogue shake-out to push up FSA costs
22 Nov 2007
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Salt to increase fixed rates on sub-prime range
23 Nov 2007
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Sants' Aifa speech
21 Nov 2007
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Second thoughts
22 Nov 2007
Congratulations on your forthcoming marriage. It is important that couples who are about to marry are aware of the financial implications if they divorce as many people at this stage of their lives are so happy and in love that they cannot even think about separation. The divorce rate is the lowest it has been in England and Wales for 20 years but the number of second-time divorcees has doubled in the last 25 years. In 2006, second-time divorcees constituted one-fifth of all divorcees.
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Service hopes rise
22 Nov 2007
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Shadow of the sums
22 Nov 2007
It is important to get your sums right. Whether you are The Personal Accounts Delivery Authority faces this challenge next year. It was established to design and implement the new personal accounts scheme and the forthcoming Pensions Bill will give it the powers to start taking decisions like hiring contractors and setting the level and shape of the personal accounts charging structure.
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Shaming of the few
22 Nov 2007
The FSA has always played hard ball and it can been excruciatingly frustrating for journalists trying to stand up a story.
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Skandia launches client guide to pensions
21 Nov 2007
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Split-cap firm BFS finally declared in default by FSCS
26 Nov 2007
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Standard adds MLC Moms to wrap
22 Nov 2007
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Standard is still on the lookout for deals
22 Nov 2007
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Struggle for satellite packagers
22 Nov 2007
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Suffolk Life considering acquisition possibilities
26 Nov 2007
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Swip strategy
22 Nov 2007
As Scotland's secondbiggest investment company, Scottish Widows Investment Partnership has been one of the busier asset management firms in recent months.
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'Switch to fees in just two years'
22 Nov 2007
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Tax issues delay Faifs
22 Nov 2007
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Ted scott
22 Nov 2007
Ted Scott is no newcomer to ethical investing. The manager of the F&C Stewardship income fund has been involved with F&C's Stewardship team since its inception in 1984 and was appointed manager of the income fund in 1998.
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Templeton emerging markets smaller companies fund available to UK investors
27 Nov 2007
Franklin Templeton Investments has announced that the Templeton emerging markets smaller companies fund is now available to UK investors.
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Tenant demand at five year high, says ARLA
27 Nov 2007
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The rating game
22 Nov 2007
Rating agencies have come under intense attack over their failure to sound a warning before the US sub-prime mortgage crisis and last week the Treasury select committee grilled them over their role in the debacle.
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The train now arriving at the platform
22 Nov 2007
The fund supermarket industry is on track to provide IFAs with a new fleet of tools and services to get clients to their destination as attention focuses on distribution, says Colin Tipping, client director of Barclays Global Investors iShares
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To sell or not to sell?
23 Nov 2007
Mortgage commentators are predicting 2008 to be a year of consolidation and it seems some players are already looking to offload certain parts of their business.
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Tory IFA blasts Government over Northern Rock
21 Nov 2007
Conservative parliamentary candidate and IFA Deborah Dunleavy has slammed the Government over its handling of the Northern Rock crisis.
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Transfer backlog took three years
22 Nov 2007
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Transparency on trial
22 Nov 2007
Early next year, the FSA will publish a discussion paper on the purpose and possible effects of greater transparency.
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UK state pension is still worst in Europe
22 Nov 2007
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Undiscovered Asia
22 Nov 2007
This is the fifth year in a row where equity markets have risen and the seventh year where Asian equity markets have outperformed. This might sound warning bells for some investors but we believe that every stockmarket cycle is different. It would take a brave investor to try to use the duration of market strength to try to time market peaks and we do not believe that the evidence justifies it.
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Vertex jobs at risk
22 Nov 2007
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Virgin favourite to land Northern Rock
26 Nov 2007
Virgin is the frontrunner to takeover Northern Rock after the lender announced it was taking forward discussions on an accelerated basis with the consortium led by Virgin Group.
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Vow to protect taxpayer cash
22 Nov 2007
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Waters wants to see 130/30 skills
22 Nov 2007
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Webb highlights governance nightmare for Eaglet
26 Nov 2007
Eaglet Investment Trust plc founder and investment manager Peter Webb believes that it is imperative that shareholders resist the appointment of three Board members from requisitioning shareholders Knox D’Arcy, QVT and Laxey Partners.
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Whitehouse appointed head of The Mortgage Alliance
27 Nov 2007
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Will boutique heroes wing it?
22 Nov 2007
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Will good things come to those who wait?
23 Nov 2007
It looks like the wait is finally over for Burns-Anderson as Money Portal is strongly tipped as being about to close a deal to buy the Bristol-based company.
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With-profits hurdles remain for advisers
22 Nov 2007
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Wrapped attention
22 Nov 2007
Last week, I looked at how the proposed capital gains tax changes might influence the choice of an investment wrapper. At a superficial level, the proposed new flat rate of 18 per cent looks to be significantly more desirable than a 40 per cent income tax charge and even a 20 per cent income tax charge. I suspect it is this that has led to the conclusion reached by some of bonds being dead in the water.
