Next April will bring significant change to the whole of retirement planning.
The deafening silence from the so-called experts at the Institute for Fiscal Studies on the potential for over-55s to use their pensions to avoid tax raises some big questions about the organisation.
Investors no longer have to choose between dividends from Western companies or exciting growth potential from emerging markets.
Soft skills and scrutiny are key to the delivery of guidance.
Discussions about Apfa have reached boiling point.
Regulation 14ZB of the Taxation of Pensions Bill could unhinge Chancellor George Osborne’s Budget retirement revolution.
Direct, digital and data are the three words at the forefront of chief executives’ minds.
“If it looks and feels like advice, it probably is advice.” So said FCA technical specialist Rory Percival back in April 2013.
Advisers need to rebuild trust to counter the “car crash” of low guidance take-up.
The Platforum runs the rule over the ATS platform.
George Osborne has made errors on guidance, using pension freedoms and the abolition of the death tax.
Many who advise on, design or promote schemes aimed at reducing IHT will understandably be concerned about the potential breadth of new Dotas rules.
The First State Global Listed Infrastructure Fund can provide insight into what is going on in the world of infrastructure.
When the Chancellor announced the end of the “death tax”, he probably did not realise what a boost he was giving to advisers.
Recently I might have said that I thought all financial journalists were unethical charlatans whose opinion could be bought by advertisers.
The 2015 changes in UK pension rules will transform retirement planning.
The “last piece of the pension jigsaw” means consumers’ pension choices are more complex than ever.
The decision by the Treasury to regulate buy-to-let loans where there is an accidental landlord is a clever sleight of hand to capture the smallest niche possible.
It is tough being an adviser in the current political climate.
If it were not for the Top Gear team’s recent trip to Tierra del Fuego, I might not be writing about the Money Advice Service and adviser “ethics” this week.
Economic growth has recovered and is now expected to grow by around 3 per cent in the current year. But is this type of economic growth robust?
I see no reason why the Treasury’s botched briefing should not be subject to the same scrutiny as the FCA exit fees debacle.
Preparing businesses for the inevitable eradication of trail commission is one of the recurring issues that is a cause for concern in our market research.
Does the retirement of baby boomers also present a threat as many financial practices risk wind-down rather than a managed exit and succession plan?
Liberal Democrat leader Nick Clegg has told his troops to “brutalise” the Conservatives for cutting tax for the rich while reducing tax credits for the working poor.
If you are contemplating getting into the auto-enrolment market, you need to get to grips with how it is changing.
The Money Advice Service is wrong to suggest its comments on adviser ethics were “misrepresented”.
When I resigned from the council it was not my intention to publicly berate Apfa or pour scorn on their policies or procedures.
The problem with circulating lots of pieces of paper with personal financial information on them is that those pieces of paper will find their way into the wrong hands.
In need of the ultimate political diversion, George Osborne turned to his old faithful plaything – the pensions market.
In order for the guidance service to be successful, those involved need collective vision with no division in their midst.
The FCA’s decision to row back on IFA internal referrals corrects a glaring error in its original guidance.
Central bank watching has always been a very important part of bond fund management.
HMRC is at pains to state that straightforward abuse of the existing generous IHT reliefs and exemptions would not be disclosable.
For some advisers, auto-enrolment is a double-edged sword.
Is it the beginning of the end of what has been good equities rally, or will patience be rewarded?
The recent comments made by Sue Lewis and Caroline Rookes of the Money Advice Service will only hurt consumer interests.
The firms that shone for Holly Mackay at the Finovate technology showcase in New York.
Joining British Friendly as a non-executive director is an exciting opportunity and I write this as I prepare for my first board meeting.
Neil Woodford is still relatively new to the world of lower charges.