Banks and insurers should consider the value of partnerships with smaller advice firms.
A review of the liable parties is well overdue. But is it in the regulator’s best interests?
Pension freedoms mean it is imperative the regulator tackles a growing problem.
You can always tell when something I said is highly controversial.
Despite the potential benefits of the time apportioned reduction, bed and breakfasting could be a better option for international clients.
Advisers should be planning now for the possibility of a change of government.
Pension flexibility is almost upon us and many IFAs are rubbing their hands with glee about the opportunities for the advice sector.
Can a trustee in bankruptcy require a bankrupt to elect to take his pension?
Do not lose sight of the fact their true purpose is to achieve corporate profit and distribution goals.
A stronger dollar ought to be good news for investors, provided the upward trajectory does not get out of hand.
The job of a pension transfer specialist is not easy and they are likely to be in massive demand.
The hope coming into this year’s Budget was that pensions would be left alone but this was always unlikely.
Despite a drive for higher qualifications and more transparent charging structures the public appears to be trusting advisers less and less.
The organisation has lessons to learn - quickly.
Kevin Carr says PR has generated £700,000 worth of press coverage since the campaign launched.
Another Budget day, another shake-up to the annuities market, although this was one was minus the shock factor of last year.
I am about to have a second go at the Second Families initiative, which I may come to regret.
The bulk of platform assets now sit within pension wrappers and the net sales figures look increasingly promising.
I recommend a change to pensions’ legislation: fiddling should be banned.
There are certain requirements for an instrument of variation to be declared valid.
UK advisers are right to expect more of software suppliers and platforms.
Conditions are ripe for India’s economy to take flight once again.
A period of stability is needed to work out whether pension saving is on the right track.
Few are in a position to compete with online offerings testing the boundaries of regulated advice.
We should never lose sight of the fact we all run a business, not a public service.
It is worrying that we are not being allowed to judge the capacity of Pension Wise for ourselves.
The company’s response to Which?’s call for a drawdown charge cap was immediate, and overly harsh.
Indices both at home and overseas can be notoriously misleading.
Will the Government’s goal of better-informed consumers beat a path to advisers’ doors?
Ecclesiastical Higher Income fund manager Robin Hepworth could teach some of his peers a thing or two.
We are now seeing the start of a second price scuffle, as providers compete for the “pension freedoms wallet”.
When it comes to competing directly with restricted firms I expect many IFAs could quite happily in terms of advice or service proposition.
Headlines that mislead over tax avoidance can discourage people from prudent planning.
New tax rules mean planning to cascade pension wealth down the generations is well worth recommending.
Advisers must review the circumstances of clients wishing to make the most of the new death benefits rules.
Could advisers learn something from Weight Watchers when it comes to engaging clients?
Ongoing quantitative easing in a number of regions will likely depreciate their currencies.
Reacting to market movements is a major destroyer of personal wealth.
Solutions must be found to the piling up of costs if clients are to be retained in a world of uncertain returns.
Rules on taxing ad hoc pension withdrawals from April could certainly be clearer.