Advisers will be forgiven for being rather confused by the latest to-ing and fro-ing from the Government over multiple trusts.
More good news is due next year than the industry has seen in the last 10 put together.
It is hard to take some of the life planning initiatives out there seriously.
The adviser community needs to prove it can be trusted to play a key role in helping retirees.
After the FCA’s report into annuities last week, most independent observers believe the regulator has bottled the issue.
Total cost of RDR to financial services firms is estimated at up to £2.6bn by 2017.
A computer programme is unable to explain and reassure during times of markets stress.
The price of oil could fall much further, and stay low for much longer, than current consensus believes.
Manager Tom Dobell is doing everything in his power to get through this rough patch for investors.
If the world cannot generate inflation, can it still generate decent returns?
As the Treasury makes matters more complex, guidance becomes more difficult to deliver.
The toxic claims culture is preventing consumers from finding the best mortgage deals.
When the dust has settled on the Davis review’s extraordinary critique of the FCA there will be two clear winners.
Like Gordon Brown, George Osborne is a highly political Chancellor but one who understands how personal finance resonates with the public.
There is more to stamp duty move than simple electioneering.
The challenge faced by advisers is increasingly a matter of who will actually take a scheme for any given employer.
Asking how much clients can afford to lose has no part in a risk-profiling questionnaire
The strength of the advice sector is riding high, much to the dismay of some personal finance commentators.
Adviser firm Alexander House is taking cloud computing to another level, with impressive results.
Fund managers make it impossible to understand what ‘value’ might be.
It is too early in the RDR’s life to measure better quality advice.
Few people know that commission is still paid even if you buy direct from your own pension company.
The Chancellor’s decision to axe the hated “slab” stamp duty system could seal the 2015 election for the Conservatives.
That’s a wrap…or is it?
Pension providers must commit to providing auto-enrolment to small businesses
Nudge theory and behavioural economics are increasingly shaping the future of financial services.
FCA must answer questions about its own key initiatives and those of its predecessor, the FSA.
Markets tend to drift upwards towards the end of the year.
A typically troubling October may have passed but investors must still tread carefully
Stop following everyone else’s agendas and take a good look at what it is you want to achieve.
Conflicts of interest are a constant in the world of financial services, it’s something that everyone is aware of.
Ultimately, ethics and declaring interests is all about building trust with consumers.
The cost of doing nothing with IT is now more than the cost of doing something.
A single investment charge will make it even more challenging for advisers to justify their value.
The simple products initiative is occupying the minds of those who really should know better.
The joint corporate statements shone a light on just how advanced the deal was.
For product simplification to be truly effective we need equivalent of an ultra-simple two stroke engine instead of a computer controlled Formula One version.
Recent reforms have thrust pensions into the spotlight like never before.
The growing self-directed customer channel is as much threat to good financial planners as I am to Angelina Jolie.
Just for once, it would be nice to see an initiative that saves people time, money and blood pressure.