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Mortgage age
“One consequence of the credit crunch is that many more lenders have now imposed an arbitrary maximum age by when a mortgage needs to be repaid, usually between 65 and 75.”
MM Leader: Wrong to single out IFAs for Keydata mess
Advisers are still waiting to hear if the Financial Services Compensation Scheme will lessen the burden of the £43m Keydata levy.
Joiner rejoinder
Rob Reid warns the FSA must do more work around the costs of consultancy charging for GPPs.
Rights issues for the FSA
It cannot be emphasised too strongly that the FSA must always respect the human rights of all those it deals with.
What is Capita's role in Arch Cru debacle?
As the row rages over IFAs facing the Arch Cru compensation bill, Chris Gilchrist considers the reponsibilities of the regulator and the authorised corporate director.
Where there’s a bill
Nic Cicutti says the idea of “billable hours” being the honourable way forward for IFAs does not chime with his own experiences.
Jason Huddy
Macquarie Banking and Financial Services Group’s UK head aims to use his experience gained in the world’s most advanced wrap proposition to shake up financial services in this country. Interview by Lee Jones
Old ones are the best ones
UK equity income gets a bad rap for being boring but it is the market stalwarts that are best placed to cope with a tough economy
Pensions need long-term trust
The Government must stop moving the goalposts on pension rules as a short-term fix for economic woes
Green themes
“The emergence of consuming “middle classes” in countries that were principally sources of cheap manufacturing and commodity supply is a theme that should run for many years to come.”
All downhill from here?
Bright Grey’s Roger Edwards says advisers need to recognise new ways of doing things or risk losing protection business.
Rising to the challenge
Liontrust’s Anthony Cross says with a little digging, value can still be found.
Label condition
Robert Sinclair says consumers will be left “royally confused” by the array of channels offering them financial products.
MM Leader
MM Leader: Wrong to single out IFAs for Keydata mess
Advisers are still waiting to hear if the Financial Services Compensation Scheme will lessen the burden of the £43m Keydata levy.
Editor's View
Beware the pre-election spin
You can tell a general election is in the air as the Government cranks up its spin machine a few notches.
Nic Cicutti
Where there’s a bill
Nic Cicutti says the idea of “billable hours” being the honourable way forward for IFAs does not chime with his own experiences.
Brian Tora
Mott looks on the bright side
Why, when we are by no means out of the long grass, is Bill Mott is feeling optimistic?
