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Opinion

Steve Tolley

Why can't banks admit PPI failures?

29 August 2014

Despite £16bn in consumer redress some firms are still refusing to face up to what they have done.

Comments (2)

Freddie Findlater

The Platforum: Strategic decisions and legacy platforms

28 August 2014

Some advisers’ clients may be held on a platform for historical reasons rather than being the adviser’s actual platform of choice. 

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How to get more of the right clients – and more income

28 August 2014

Slowly the wheel has turned, and many IFAs now seem ready to build a bit more scale on top of the solid foundations they have carefully built

Juan Nevado

Bonds vs equities: A 30-year picture

28 August 2014

Asking simple questions often provides a useful means of highlighting how perceptions can differ from reality.

Comments (2)

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Alan Lakey: Illogic is king in the mortgage market

27 August 2014

The old adage that “rules are for the guidance of wise men and the obedience of fools” has never been more appropriate.

Comments (20)

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Five reasons why simplified advice could be set to fail

27 August 2014 | By Michael Glenister

Do those eyeing an online advice offering face a struggle?

Comments (1)

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The Very Reverend Revenue

26 August 2014

Booking Westminster Abbey for a morale boosting staff meeting seems fitting for an increasingly powerful taxman.

Comments (1)

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Does Skandia's Woodford switch set a precedent?

26 August 2014

It is hard to envisage a scenario where a mandate is switched every time a good manager moves on.

Comments (5)

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FOS loophole exposes contradictions

22 August 2014 | By Tessa Norman

Why do different rules apply to adjudicator and ombudsman decisions?

Comments (2)

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Richard Verdin: How protection experts got it wrong

20 August 2014

Five years ago no one imagined the combination of events which have led to the protection market being in the state it is now.

Comments (10)

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EU financial services regulation under the microscope

15 August 2014

What does the latest EU review tell us about retail financial services?

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Standard Life: Govt tax avoidance clampdown will hit mainstream IHT trusts

14 August 2014

Proposed changes by HMRC to the tax disclosure regime are a cause for concern.

Comments (1)

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Will insurance giants stick with the ABI?

14 August 2014 | By Tom Selby

L&G’s decision to quit the ABI immediately led to speculation that other major insurers could follow suit.

Comments (2)

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Simon Collins: Risk profiling tools are not the be-all and end-all

13 August 2014

The FCA is again pushing the importance of adequate risk-profiling.

Comments (11)

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John Ventre: My Three Big Calls

13 August 2014

The recovery in global markets continues to evolve, with ramifications for a number of areas, and therefore by implication for multi-asset funds.

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David Thompson: How platforms can boost advice post-Budget

12 August 2014

Adviser disquiet about picking up a substantial part of the cost of the proposed guidance service is understandable.

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MM Leader

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MM leader: Who is meeting who in the corridors of power

21 August 2014

Recorded meetings are just the tip of the iceberg in terms of what actually goes on between the Government, the regulator, and firms.

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Nic Cicutti

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Nic Cicutti: L&G exit shows ABI cracks can't be papered over

21 August 2014

No wonder some members are asking what’s the point of staying in the trade body.

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Chris Gilchrist

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Chris Gilchrist: 'Back to normal?' I don't buy it

1 August 2014

Old models of cause and correlation are not working in delivering accurate predictions

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Alan Lakey

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Alan Lakey: FOS needs to stand behind its power

8 August 2014

Show me another industry where rip-offs and deceit have been eradicated – politicians, regulators?

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Ian Mckenna

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Ian McKenna: Would guidance be better as a short-term fix?

26 August 2014

A huge amount of time and money is about to be spent because the Chancellor did not fully think through the implication of the guidance guarantee. 

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Rob Reid

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Robert Reid: Pension statements need a big shake-up

27 August 2014

We need to be radical on this, and it is not enough to tinker around the edges.

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Brian Tora

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Brian Tora: Advisers need to use investment trusts wisely

1 September 2014

Until comparatively recently, all but a very few advisers considered investment trusts to be outside their remit.

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Tony Wickenden

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Tony Wickenden: Applying IHT to relevant property trusts...the final instalment

12 August 2014

The final instalment in Tony Wickenden’s six-part series of how IHT rules may apply to relevant property trusts, depending on the individual circumstances of the trust and when it was established.  

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