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Opinion

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Tony Mudd: Providers are working to develop LTC products

20 April 2015

Recent stories have played on the fact that despite the Care Act no insurance company is looking to develop care products.

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Stephen Hagues: Finding your USP

20 April 2015

The pension reforms offer a great opportunity for financial advisers to attract new clients and grow their business.

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Martin Tilley: Words of warning on toxic transfers

20 April 2015

Increasingly, we are seeing networks banning their affiliates from transacting such business and compliance specialists referring to the process as potentially just too toxic.

Comments (6)

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John Chatfeild-Roberts: The oil price play has many more acts to run

20 April 2015

The oil price has stabilised - but for how long?

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Brian Tora: Is the market pricing in future risks properly?

17 April 2015

With the general election campaign now in full swing, our domestic market is displaying the sort of nervousness that might be expected when the final outcome is so uncertain.

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Nick Eatock: Looking out for the 'lost' generations

16 April 2015

For UK advisers wanting sustainable, long-term business success, the time is right to review and adapt working models to embrace a mix of automated services alongside the personal approach.

Claire Williams

Foot Anstey: How to stay within the FCA's social media rules

14 April 2015

Regulator says it doesn’t want to prevent firms from using social media, but the rules on regulated firms make it more difficult than other sectors.

Comments (1)

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Mark Barnett: The hunt is on for resilient companies

13 April 2015

As profits fall in mining and oil, the dividend payout ratio as a percentage of earnings now stands above previous peak levels.

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Claire Trott: Extra layers of protection

13 April 2015

The reduction in the lifetime allowance to £1m could bring in extra complexity around fixed protection.

Comments (4)

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Kim North: Hunter instincts and the advice process

10 April 2015

The crude approach to advice is akin to hunting and gathering, which men in general have always been good at.

Comments (2)

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Neil Woodford: Don't look to Europe to take over from US

7 April 2015

Markets have moved higher without commensurate support from fundamentals.

Comments (1)

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John Lawson: Budget for savers gave with one hand and took with the other

7 April 2015

For the second year running, the Chancellor targeted savers in his Budget.

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Apfa: Is now the time to get pension transfer qualified?

2 April 2015

Advisers must start to think about preparing for another qualification requirement.

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Paul Lewis: FCA has no appetite for tackling misselling

2 April 2015

The groundwork for the mid-21st century great pension mis-buying scandal is being laid.

Comments (11)

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Robert Reid: FCA could become advisers' best friend

2 April 2015

Frustration remains around the pension transfer qualification rules.

Comments (7)

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Neil Liversidge: Why advisers are right to be scared of pension freedom

2 April 2015

Advisers are feeling uneasy about the FCA’s client’s best interest rule. 

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MM Leader

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MM leader: Pension tax relief is boiling over

16 April 2015

Politicians will bang the drum about looking after “hard working families”, but don’t diligent savers also count as hard working?

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Editor's Views

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Nic Cicutti

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Nic Cicutti: Tory IHT move appeals to voters' naked self-interest

16 April 2015

 IHT is the third component of a financial Holy Trinity considered so crucial to Tory election hopes.

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Chris Gilchrist

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Chris Gilchrist: A vision of the future

10 April 2015

My device has learnt my habits, likes and dislikes and, if I stop to think about it, runs a lot of my life.

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Alan Lakey

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Alan Lakey: The simple truth about 'simple' products

28 November 2014

The simple products initiative is occupying the minds of those who really should know better.

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Ian Mckenna

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Ian McKenna: Why we need a tech solution for insistent clients

2 April 2015

A Government-operated hub for those wishing to act against advice would hugely beneficial for the industry.

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Rob Reid

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Robert Reid: ABI’s commission comments prove it is stuck in the past

20 March 2015

The organisation has lessons to learn - quickly.

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Brian Tora

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Brian Tora: The problem with indices

11 March 2015

Indices both at home and overseas can be notoriously misleading.

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Tony Wickenden

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Tony Wickenden: A Budget for advisers, platforms and asset managers

21 April 2015

This Budget could be interpreted by the proactive and positive among us as one for advisers, platforms and asset managers.

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