Despite £16bn in consumer redress some firms are still refusing to face up to what they have done.
Some advisers’ clients may be held on a platform for historical reasons rather than being the adviser’s actual platform of choice.
Slowly the wheel has turned, and many IFAs now seem ready to build a bit more scale on top of the solid foundations they have carefully built
Asking simple questions often provides a useful means of highlighting how perceptions can differ from reality.
The old adage that “rules are for the guidance of wise men and the obedience of fools” has never been more appropriate.
Do those eyeing an online advice offering face a struggle?
Booking Westminster Abbey for a morale boosting staff meeting seems fitting for an increasingly powerful taxman.
It is hard to envisage a scenario where a mandate is switched every time a good manager moves on.
Why do different rules apply to adjudicator and ombudsman decisions?
Five years ago no one imagined the combination of events which have led to the protection market being in the state it is now.
What does the latest EU review tell us about retail financial services?
Proposed changes by HMRC to the tax disclosure regime are a cause for concern.
L&G’s decision to quit the ABI immediately led to speculation that other major insurers could follow suit.
The FCA is again pushing the importance of adequate risk-profiling.
The recovery in global markets continues to evolve, with ramifications for a number of areas, and therefore by implication for multi-asset funds.
Adviser disquiet about picking up a substantial part of the cost of the proposed guidance service is understandable.
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Editor's comments of the week
Recorded meetings are just the tip of the iceberg in terms of what actually goes on between the Government, the regulator, and firms.
No wonder some members are asking what’s the point of staying in the trade body.
A huge amount of time and money is about to be spent because the Chancellor did not fully think through the implication of the guidance guarantee.
We need to be radical on this, and it is not enough to tinker around the edges.
Until comparatively recently, all but a very few advisers considered investment trusts to be outside their remit.
The final instalment in Tony Wickenden’s six-part series of how IHT rules may apply to relevant property trusts, depending on the individual circumstances of the trust and when it was established.