The Chancellor has been busy making difficult decisions but rest assured that we are still “all in this together”.
The dial is set – the Long Term Plan vs the Cost of Living challenge.
This time last year we were warming up to the challange of auto-enrolment but with consultancy charging gone and a pension charge cap likely early next year, advising on workplace pensions is getting harder.
To deny someone whose dreams have been shattered the right to obtain redress through a long-stop is indefensible
All of the data points to a steadily recovering mortgage market.
Informed Choice managing director Martin Bamford says the Money Advice Service has to go.
Auto-enrolment is designed to use inertia to get people saving in the first place, so should the default option for converting savings to income not be to get advice?
The debate about what is or is not required to remain independent rumbles on but do clients really notice?
The FOS wields considerable power and anything is better than a head in the sand approach.
The pick-up in the mortgage market in recent months bodes well for 2014 but mortgage brokers must ensure they meet the demands of the MMR and ensure that lending is appropriate for thier clients.
Age UK’s chief executive outlines the plans for a new commission to ensure older people are financially prepared for retirement and are not excluded from financial services.
We are now seeing increasingly sophisticated arrangements where some customers may end up with nothing at all
The recent paper around landlords and the taxation system has some noticeable flaws.
There are signs that insurers are finally taking action to deter spurious or inflated personal injury claims.
There is no magic bullet to stop this activity, short of preventing pension transfers altogether.
Use of the term ‘institutional’ is misleading and used by fund groups that do not want to sell their funds cheaply.
Most recent comments
Editor's comments of the week
Online comment related to last week’s article: Neil Liversidge follows Lakey in billing claims firm over £3,800
Investment trusts do have a role to play the industry needs to address some pressing issues before demanding greater access to advisers and their clients.
Although this government claimed it would cut red-tape sometimes it is not the rules but the way they are applied which causes the problems.
Money Hub offers advisers a way of keeping in contact with transactional clients
Channel 4’s look at the annuities market was a selective and negative view of the pensions and annuity market.
This year has seen strong returns for equities on both sides of the Atlantic and as we enter the feelgood Christmas season a late market rally would cap a fine year for investors.
The huge number of protection policies not written under trust offer a good business review opportunity but IHT implications must be taken into account when considering to put policies in trust.