Ensuring employees are clear where and when intellectual property rights apply can help prevent costly litigation when advisers leave a firm
Experts say new European rules on fund manager pay do little to add to current UK regulation
Brokers say the regulatory clampdown on interest-only mortgages has gone too far
Brokers questioned whether a local authority has the necessary clout to oversee the relationship between estate agents and in-house brokers.
One year on from the RDR, successful adviser firms can be seen to share many characteristics, says Heartwood Investment Management’s Mark Rockliffe.
Advisers reveal what’s on their wish lists for financial services for the new year.
A string of record fines, the introduction of the RDR and the replacement of the FSA with the FCA have made for an eventful 12 months
Brokers says the power to fine rogue claim management firms is long overdue.
CML chairman warns government not to get “addicted” to the success of Help to Buy and to get an exit strategy in place
Advisers are basing charges on market trends rather than client research and cost of delivery
Increases to capital requirements could see banks pull back from high LTV lending.
Industry backs call for clampdown on unregulated packagers advising clients
Brokers say there is no basis to Chris Leslie’s claims that mortgage fees are the “next big scandal”.
APFA’s senior technical adviser looks at when it is appropriate for independent firms to refer clients to external firms for advice.
Money Marketing research finds many firms which the regulator has issued warnings about still operate live websites
Pension simplification started in December 2002 with the publication of a green paper from the Inland Revenue, entitled Simplifying the Taxation of Pensions – Increasing Choice and Flexibility for All. The plans became reality on April 6, 2006 and the rest, as they say, is history.
Good things don’t come to those who wait.
The FCA has promised that Sipp investments will be put under the microscope, with advisers and providers both potentially liable if anything has gone wrong.
Not only is auto-enrolment creating upwards of seven million more potential new customers - we also have Labour calling for annuity brokers’ services to be made available to every retiree in the land.
Some will go online but many will want face to face advice.
The RDR has been blamed for the demise of bancassurance but are the banks out of the mass market for good?
The FCA is keen to see behavioural economics adopted by financial services firms and there are many ways that financial advisers can use to
Deloitte lead RDR partner Andrew Power gives his view on the RDR and outlines what successful IFA practices will look like. Interview by Cherry Reynard.
The RDR is leading to advice being withdrawn for ordinary members of the public
Remaining independent means having an investment process that at least considers everything which falls under the FCA’s description of retail investment products.