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Is it time for major reform to how we tax property?

23 October 2014 | By Samuel Dale

Political parties are considering big reforms of stamp duty and wealth taxes.

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Why did the Scottish No campaign not talk about mortgage uncertainty?

18 September 2014 | By Devraj Ray

Brokers argue that the uncertainty around a currency split and mortgage lending should have been a main feature of the No campaign

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Lack of direction: Govt's guidance on long-term care advice falls short

11 July 2014 | By Steve Tolley

Advisers and providers believe the Government’s long-term care guidelines are too broad and don’t do enough to aid self-funders.

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Lenders under fire over remortgage approvals

11 August 2014 | By Devraj Ray

Brokers expect to see an autumn upturn in remortgage approvals but urge lenders and borrowers to assess the situation now.

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Do Budget pension reforms help or hinder older borrowers?

1 July 2014 | Updated: 4 July 2014 | By Devraj Ray

What options are there for older borrowers in light of the Budget changes?

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Brokers attack armed forces Help to Buy rules

26 June 2014 | By Devraj Ray

Armed forces personnel using the Forces Help to Buy scheme are prevented from taking up the Help to Buy mortgage guarantee as it violates EU regulations

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Which way out on Help to Buy 2?

17 April 2014 | By Devraj Ray

Treasury says it has “mechanisms” in place to smooth the ending of the mortgage guarantee scheme, but doesn’t know what these are

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Ned Cazalet: ‘We are on the threshold of a torrent of product development’

27 March 2014

Cazalet Consulting chief executive Ned Cazalet examines how the financial services landscape has been changed in the wake of the Budget.

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The stamp duty reform that got away

27 March 2014 | By Devraj Ray

Did Osborne miss a trick on failing to bring in a new stamp duty tax band at 2 per cent?

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Care funding needs financial advice

20 February 2014

The Care Bill is reaching its final stages but the Government is still resisting making it mandatory for self-funders to be referred to professional financial advisers to review their options.

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Moving forward: Carney guidance shouldn't put clients off fixing

20 February 2014 | By Devraj Ray

Brokers believe now is still the time to fix despite Bank assurances on base rate.

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'We agree with Steve': Do the Tories have any pensions ideas?

30 January 2014 | By Samuel Dale

The Conservatives are lacking a coherent pensions policy due to the dynamics of coalition Government.

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Time is right for stamp duty reform

16 January 2014 | By Devraj Ray

Mortgage advisers agree on the need for a progressive stamp duty levy but remain divided over how best to reform the system overall.

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A year in mortgages: Lending booms and tracker rate hikes

24 December 2013 | By Devraj Ray

Buyer appetite has been fuelled by Funding for Lending and Help to Buy, pushing up lending forecasts for this year from £156bn to £170bn

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A year in pensions: Industry in the dock over charges and annuities

23 December 2013 | By Tom Selby

State pension reform and proposals to cap charges dominated the 2013 news agenda

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A year in politics: Banking scandals and reforms top the political agenda

20 December 2013 | By Samuel Dale

2013 was meant to be a year of stability but uncertainty remains greater than ever for the financial services industry

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Should buy-to-let lenders allow longer tenancies?

5 December 2013 | By Samuel Dale

Government is meeting lenders next month in a bid to boost long-term tenancies.

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Will rising mortgage bills become the next political football?

28 November 2013 | By Samuel Dale

As the era of low interest rates comes to end, politicians will have to deal with the fallout from higher mortgage costs.

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More tinkering with tax relief? What you can expect from the Autumn Statement

20 November 2013 | By Samuel Dale

The Government is looking into a number of tax changes that could hit savers.

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Lenders caught between capital rules and lending

31 October 2013 | By Devraj Ray

Increases to capital requirements could see banks pull back from high LTV lending.

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