Treasury says it has “mechanisms” in place to smooth the ending of the mortgage guarantee scheme, but doesn’t know what these are
Cazalet Consulting chief executive Ned Cazalet examines how the financial services landscape has been changed in the wake of the Budget.
Did Osborne miss a trick on failing to bring in a new stamp duty tax band at 2 per cent?
The Care Bill is reaching its final stages but the Government is still resisting making it mandatory for self-funders to be referred to professional financial advisers to review their options.
Brokers believe now is still the time to fix despite Bank assurances on base rate.
The Conservatives are lacking a coherent pensions policy due to the dynamics of coalition Government.
Mortgage advisers agree on the need for a progressive stamp duty levy but remain divided over how best to reform the system overall.
Buyer appetite has been fuelled by Funding for Lending and Help to Buy, pushing up lending forecasts for this year from £156bn to £170bn
State pension reform and proposals to cap charges dominated the 2013 news agenda
2013 was meant to be a year of stability but uncertainty remains greater than ever for the financial services industry
Government is meeting lenders next month in a bid to boost long-term tenancies.
As the era of low interest rates comes to end, politicians will have to deal with the fallout from higher mortgage costs.
The Government is looking into a number of tax changes that could hit savers.
Increases to capital requirements could see banks pull back from high LTV lending.
New research shows Ukip MEPs turn up to 15 per cent fewer votes than other parties
Brokers have questioned the Government’s motivation to bring Help to Buy 2 forward by three months
The political party conferences are over and each party has become more sharply defined ahead of the 2015 general election.
With house prices booming in the capital, should houses in London be excluded from the controvesial Help to Buy scheme?
Critics claim Help to Buy is now unnecessary and risks a property bubble giving the Chancellor a difficult decision over its future.
Lenders want answers on the cost of accessing the mortgage indemnity guarantee and capital relief.
Local authorities should have a duty to refer people to a regulated financial adviser for long-term care, says Just Retirement’s Stephen Lowe.
Society of Pension Consultants president Roger Mattingly says ending consultancy charging will restrict access to advice. Interview by Sam Shaw.