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Which way out on Help to Buy 2?

17 April 2014 | By Devraj Ray

Treasury says it has “mechanisms” in place to smooth the ending of the mortgage guarantee scheme, but doesn’t know what these are

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Ned Cazalet: ‘We are on the threshold of a torrent of product development’

27 March 2014

Cazalet Consulting chief executive Ned Cazalet examines how the financial services landscape has been changed in the wake of the Budget.

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The stamp duty reform that got away

27 March 2014 | By Devraj Ray

Did Osborne miss a trick on failing to bring in a new stamp duty tax band at 2 per cent?

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Care funding needs financial advice

20 February 2014

The Care Bill is reaching its final stages but the Government is still resisting making it mandatory for self-funders to be referred to professional financial advisers to review their options.

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Moving forward: Carney guidance shouldn't put clients off fixing

20 February 2014 | By Devraj Ray

Brokers believe now is still the time to fix despite Bank assurances on base rate.

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'We agree with Steve': Do the Tories have any pensions ideas?

30 January 2014 | By Samuel Dale

The Conservatives are lacking a coherent pensions policy due to the dynamics of coalition Government.

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Time is right for stamp duty reform

16 January 2014 | By Devraj Ray

Mortgage advisers agree on the need for a progressive stamp duty levy but remain divided over how best to reform the system overall.

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A year in mortgages: Lending booms and tracker rate hikes

24 December 2013 | By Devraj Ray

Buyer appetite has been fuelled by Funding for Lending and Help to Buy, pushing up lending forecasts for this year from £156bn to £170bn

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A year in pensions: Industry in the dock over charges and annuities

23 December 2013 | By Tom Selby

State pension reform and proposals to cap charges dominated the 2013 news agenda

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A year in politics: Banking scandals and reforms top the political agenda

20 December 2013 | By Samuel Dale

2013 was meant to be a year of stability but uncertainty remains greater than ever for the financial services industry

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Should buy-to-let lenders allow longer tenancies?

5 December 2013 | By Samuel Dale

Government is meeting lenders next month in a bid to boost long-term tenancies.

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Will rising mortgage bills become the next political football?

28 November 2013 | By Samuel Dale

As the era of low interest rates comes to end, politicians will have to deal with the fallout from higher mortgage costs.

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More tinkering with tax relief? What you can expect from the Autumn Statement

20 November 2013 | By Samuel Dale

The Government is looking into a number of tax changes that could hit savers.

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Lenders caught between capital rules and lending

31 October 2013 | By Devraj Ray

Increases to capital requirements could see banks pull back from high LTV lending.

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Fears over UK influence as Ukip MEPs miss one third of votes

18 October 2013 | By Samuel Dale

New research shows Ukip MEPs turn up to 15 per cent fewer votes than other parties

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Did Govt force lenders into early rollout of Help to Buy 2?

17 October 2013 | By Devraj Ray

Brokers have questioned the Government’s motivation to bring Help to Buy 2 forward by three months

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Tax relief ripe for reform: What conference season told us about the parties

4 October 2013 | By Samuel Dale

The political party conferences are over and each party has become more sharply defined ahead of the 2015 general election.

Should London be excluded from Help to Buy?

29 August 2013 | By Steve Tolley

With house prices booming in the capital, should houses in London be excluded from the controvesial Help to Buy scheme?

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George Osborne's Help To Buy headache

22 August 2013 | By Steve Tolley

Critics claim Help to Buy is now unnecessary and risks a property bubble giving the Chancellor a difficult decision over its future.

A waiting game on Help to Buy 2

1 August 2013 | By Samuel Dale

Lenders want answers on the cost of accessing the mortgage indemnity guarantee and capital relief.

Stephen Lowe: How do you engage people about LTC?

23 May 2013

Local authorities should have a duty to refer people to a regulated financial adviser for long-term care, says Just Retirement’s Stephen Lowe.

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The big interview: Could Govt pension reform open the door to compulsion?

23 May 2013

Society of Pension Consultants president Roger Mattingly says ending consultancy charging will restrict access to advice. Interview by Sam Shaw.

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