Brokers argue that the uncertainty around a currency split and mortgage lending should have been a main feature of the No campaign
Advisers and providers believe the Government’s long-term care guidelines are too broad and don’t do enough to aid self-funders.
Brokers expect to see an autumn upturn in remortgage approvals but urge lenders and borrowers to assess the situation now.
What options are there for older borrowers in light of the Budget changes?
Armed forces personnel using the Forces Help to Buy scheme are prevented from taking up the Help to Buy mortgage guarantee as it violates EU regulations
Treasury says it has “mechanisms” in place to smooth the ending of the mortgage guarantee scheme, but doesn’t know what these are
Cazalet Consulting chief executive Ned Cazalet examines how the financial services landscape has been changed in the wake of the Budget.
Did Osborne miss a trick on failing to bring in a new stamp duty tax band at 2 per cent?
The Care Bill is reaching its final stages but the Government is still resisting making it mandatory for self-funders to be referred to professional financial advisers to review their options.
Brokers believe now is still the time to fix despite Bank assurances on base rate.
The Conservatives are lacking a coherent pensions policy due to the dynamics of coalition Government.
Mortgage advisers agree on the need for a progressive stamp duty levy but remain divided over how best to reform the system overall.
Buyer appetite has been fuelled by Funding for Lending and Help to Buy, pushing up lending forecasts for this year from £156bn to £170bn
State pension reform and proposals to cap charges dominated the 2013 news agenda
2013 was meant to be a year of stability but uncertainty remains greater than ever for the financial services industry
Government is meeting lenders next month in a bid to boost long-term tenancies.
As the era of low interest rates comes to end, politicians will have to deal with the fallout from higher mortgage costs.
The Government is looking into a number of tax changes that could hit savers.
Increases to capital requirements could see banks pull back from high LTV lending.