Legislation states broker firms will be responsible for regulatory compliance, not individual advisers.
The lender has applied a cap of 4.5 times income on all loans.
David Caplin and Jeremy Kraft “contributed to a culture at that permitted Libor manipulation to take place”.
Average five-year fixed rate has fallen 45 basis points since middle of last year.
Lender set to undercut Barclays by offering market’s lowest-ever 10-year fixed rate at 2.84 per cent.
Ex-cabinet minister slams Labour’s flagship policy.
Lender distributing through 73 DA firms and nine major distributors.
Lender places 4.5 times income cap on lending over 80 per cent LTV.
Chief Inspector John Buttress had been accused of fraudulently obtaining a residential mortgage for a property he subsequently let out to holiday renters.
Mortgage lenders asked for evidence on whether pension savers are a better credit risk.
Purchase and remortgage lending down year-on-year.
Experts warn that volatility from the oil market fallout could see UK mortgage rates increase.
Lender has rates starting at 3.6 per cent.
Prices up 10 per cent year-on-year in April.
New £30m scheme will help buyers purchase homes built by smaller developers.
Izard joins from Harrods Bank, where he has spent the last 10 months.
Lenders have hired an investment bank to carry out a review of the Manchester’s finances.
Regulator will investigate if evidence emerges suggesting rising procuration fees are leading to bad consumer outcomes.
Grace has previously served as chief executive of Barclays Insurance.
Reports suggest the bank could be eyeing a takeover of Italian bank Banco Monte dei Paschi di Siena.
Benchmark interest rate is held for the 70th month in a row.
Hoare left his role as PTFS head of lending last month after the network restructured its sales team.
Halifax predicts prices to rise by up to 5 per cent in the next year.
Mortgage and protection broker also has offices in Bath and Newcastle.
CEBR analysts have forecast UK house prices to fall 0.6 per cent in 2015, led by a 3.3 per cent fall in London.
A look back on the year that was and what the mortgage market can expect for 2015.
New bank will launch in the first half of 2015.
Chief Inspector John Buttress is on trial at Liverpool Crown Court facing charges of mortgage fraud.
Number of first-time buyers purchasing a home up 22 per cent year-on-year in 2014.
Brokers to receive an extra 3 basis points.
Parent company National Australia Bank is still eyeing a £2bn flotation of Clydesdale and Yorkshire Banks.
SimplyBiz Mortgages chief executive Martin Reynolds and joint-managing director Matt Timmins join HIG board.
Virgin and Skipton increase proc fees by 10 and 6 basis points respectively.
Nationwide says house prices have moderated with a more acute fall in the number of mortgage approvals.
Former BoE governor does not believe the current banking system could withstand another downturn.
Towergate founder and deputy chairman Peter Cullum is understood to be putting together a rival management buyout deal.
IPPR wants to see greater tax powers for local authorities to reduce the number of unoccupied properties.
November was the first time property sales fell below the 100,000 threshold this year.
Purchase and remortgage approvals both down year-on-year in November.
The shadow chancellor says he would apply the levy for the 2015/16 financial year, which begins a month before the election.