Total lending reached £325.7m in the first three months of the year, up 3 per cent on Q1 2014.
Mortgage Strategy in-depth
Lenders may have upped their game when it comes to mortgage fraud but so have the scammers. So is anyone winning this ongoing battle?
The traditional network model was a numbers game but experts say this framework is broken and the new focus on quality over quantity will be crucial to survival
Despite sharing the UK-wide problem of insufficient supply, the Welsh housing market is gradually becoming stronger and more sustainable, characterised by rising demand, increased lending, a fall in repossessions and planned improvements to legislation
Like Gordon Brown, George Osborne is a highly political Chancellor but one who understands how personal finance resonates with the public.
There is more to stamp duty move than simple electioneering.
The Chancellor’s decision to axe the hated “slab” stamp duty system could seal the 2015 election for the Conservatives.
Too many delays lay solely at the feet of this one element of the home-buying process.
Halifax is encouraging lower-quality lending and penalising the applicants it should be looking to help.
The decision by the Treasury to regulate buy-to-let loans where there is an accidental landlord is a clever sleight of hand to capture the smallest niche possible.
As advisers we are often expected to be adviser, marriage guidance counsellor and often clairvoyant.
The old adage that “rules are for the guidance of wise men and the obedience of fools” has never been more appropriate.
Buy to Let Watch
It is good to see the CML speaking out on regulation but let us hope it realises that its guidance is already being followed as best practice
Housing is a key election battleground but there is little detail behind the policies. Whoever wins must deliver on its promises this time…