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Mortgages

News

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Royal London: 5.2m UK unprotected mortgage holders at risk

30 January 2015 10:22 am | By Devraj Ray

Provider has become the latest lender to join the Income Protection Task Force’s Seven Families campaign.

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Mortgage Strategy in-depth

Cover-feature

Cover feature: Back with a vengeance

28 January 2015 | By Paul Thomas

After a few years in the wilderness, RBS’s broker business is showing plenty of signs that it is not only back but here to stay. Mortgage Strategy spoke to its two key architects 

McCormack

At your service

21 January 2015 | By Devraj Ray

‘People can copy your products, criteria and rates but what they cannot replicate is the level of service you offer brokers,’ says Roland McCormack, the man behind TSB Bank’s new intermediary proposition 

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Cover

Slow ahead

14 January 2015 | By Guy Anker

While various factors are likely to play a part in stifling the lending boom this year – such as the general election and new stamp duty rates – experts predict modest lending and house price growth plus a smoother road for borrowers 

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Opinion

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Nic Cicutti: Osborne shows grasp of personal finance

11 December 2014

Like Gordon Brown, George Osborne is a highly political Chancellor but one who understands how personal finance resonates with the public.

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MM leader: Osborne has not addressed the real problem

11 December 2014

There is more to stamp duty move than simple electioneering.

Comments (2)

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Outflanked: Osborne has stolen the election...and Ed Balls just stood and watched

5 December 2014

The Chancellor’s decision to axe the hated “slab” stamp duty system could seal the 2015 election for the Conservatives.

Comments (15)

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Stuart Gregory: Solicitors need to up their game

11 November 2014

Too many delays lay solely at the feet of this one element of the home-buying process.

Comments (2)

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Alan Lakey: Flawed mortgage logic only hurts lenders

31 October 2014

Halifax is encouraging lower-quality lending and penalising the applicants it should be looking to help.

Comments (6)

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Robert Sinclair: Buy-to-let traps

10 October 2014

The decision by the Treasury to regulate buy-to-let loans where there is an accidental landlord is a clever sleight of hand to capture the smallest niche possible.

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Alan Lakey: Rate increase bombshell is looming

5 September 2014

As advisers we are often expected to be adviser, marriage guidance counsellor and often clairvoyant.

Comments (11)

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Alan Lakey: Illogic is king in the mortgage market

27 August 2014

The old adage that “rules are for the guidance of wise men and the obedience of fools” has never been more appropriate.

Comments (20)

More opinion

Buy to Let Watch

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Buy-to-letwatch: Landlords have rights too

21 January 2015 | By Ying Tan, managing director, Buy to Let Club

Rent controls that are greatly in favour of the tenant and give little consideration to the investor could be very dangerous 

Comments (1)

Market Watch

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Marketwatch: Europe starts year with a bang

28 January 2015 | By Andrew Montlake, Director, Coreco Group

Draghi’s massive QE programme has sent the euro tumbling and led to the UK’s MPC becoming unanimous again on unchanged rates 

Bridging Watch

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BridgingWatch: Weather gloomy, outlook bright

28 January 2015 | By Danny Waters, Chief Executive Officer, Enterprise Finance

January may be typically a disheartening month but there is plenty to look forward to professionally this year on the bridging front

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