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Mortgages

News

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Equity release sector achieves record first quarter

24 April 2015 10:12 am | By Paul Thomas

Total lending reached £325.7m in the first three months of the year, up 3 per cent on Q1 2014.

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Mortgage Strategy in-depth

Bullets

Cover story: Fraud fight

22 April 2015 | By Natalie Thomas

Lenders may have upped their game when it comes to mortgage fraud but so have the scammers. So is anyone winning this ongoing battle?

Diamond Key

Cover story: Quality is key

15 April 2015 | By Natalie Thomas

The traditional network model was a numbers game but experts say this framework is broken and the new focus on quality over quantity will be crucial to survival 

Face

Cover story – Face lift: Welsh market on the up

8 April 2015 | By Guy Anker

Despite sharing the UK-wide problem of insufficient supply, the Welsh housing market is gradually becoming stronger and more sustainable, characterised by rising demand, increased lending, a fall in repossessions and planned improvements to legislation 

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Opinion

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Nic Cicutti: Osborne shows grasp of personal finance

11 December 2014

Like Gordon Brown, George Osborne is a highly political Chancellor but one who understands how personal finance resonates with the public.

Comments (20)

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MM leader: Osborne has not addressed the real problem

11 December 2014

There is more to stamp duty move than simple electioneering.

Comments (2)

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Outflanked: Osborne has stolen the election...and Ed Balls just stood and watched

5 December 2014

The Chancellor’s decision to axe the hated “slab” stamp duty system could seal the 2015 election for the Conservatives.

Comments (15)

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Stuart Gregory: Solicitors need to up their game

11 November 2014

Too many delays lay solely at the feet of this one element of the home-buying process.

Comments (2)

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Alan Lakey: Flawed mortgage logic only hurts lenders

31 October 2014

Halifax is encouraging lower-quality lending and penalising the applicants it should be looking to help.

Comments (6)

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Robert Sinclair: Buy-to-let traps

10 October 2014

The decision by the Treasury to regulate buy-to-let loans where there is an accidental landlord is a clever sleight of hand to capture the smallest niche possible.

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Alan Lakey: Rate increase bombshell is looming

5 September 2014

As advisers we are often expected to be adviser, marriage guidance counsellor and often clairvoyant.

Comments (11)

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Alan Lakey: Illogic is king in the mortgage market

27 August 2014

The old adage that “rules are for the guidance of wise men and the obedience of fools” has never been more appropriate.

Comments (20)

More opinion

Buy to Let Watch

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Buy-to-letwatch: Credit where it's due

15 April 2015 | By Ying Tan, managing director, Buy to Let Club

It is good to see the CML speaking out on regulation but let us hope it realises that its guidance is already being followed as best practice 

Market Watch

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Marketwatch: Housing manifestos

22 April 2015 | By Andrew Montlake, director at Coreco

Housing is a key election battleground but there is little detail behind the policies. Whoever wins must deliver on its promises this time… 

Bridging Watch

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Bridgingwatch: Pursue sustainability

22 April 2015 | By Lucy Hodge, Director of Vantage Finance

As regulation becomes part of the bridging industry’s collective consciousness, so too should the idea of sustainability 

Fund Data

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