In the new year, the mutual will pay 0.4 per cent gross on all residential and buy-to-let deals.
Mortgage Strategy in-depth
Faced with the threat of Christmas being cancelled if he fails to obtain a mortgage for Santa, Andrew Montlake thinks he will never find a lender for an elderly, self-employed, non-resident person with irregular income. But then the Christmas fairy waves her wand…
A look back on the year that was.
Ahead of the general election, housing is in the political spotlight as never before. But some of the main parties’ plans have not been received well by the industry and are deemed unhelpful, or even damaging, to the property market
Like Gordon Brown, George Osborne is a highly political Chancellor but one who understands how personal finance resonates with the public.
There is more to stamp duty move than simple electioneering.
The Chancellor’s decision to axe the hated “slab” stamp duty system could seal the 2015 election for the Conservatives.
Too many delays lay solely at the feet of this one element of the home-buying process.
Halifax is encouraging lower-quality lending and penalising the applicants it should be looking to help.
The decision by the Treasury to regulate buy-to-let loans where there is an accidental landlord is a clever sleight of hand to capture the smallest niche possible.
As advisers we are often expected to be adviser, marriage guidance counsellor and often clairvoyant.
The old adage that “rules are for the guidance of wise men and the obedience of fools” has never been more appropriate.
Buy to Let Watch
An extraordinary year is ending on a high with the founding of Bob Young’s Fleet Mortgages and the launch of the Mill Residential fund
Another tumultuous year has seen laughter, tears, heads banged against walls and an orgy of product pulls and criteria changes