Mortgage approvals were down 11 per cent year-on-year in February, according to figures published today by the Bank of England.
Mortgage Strategy in-depth
Phil Whitehouse tells Mortgage Strategy how MCI Club, the market’s newest mortgage club, plans to offer brokers extra
The broker-lender relationship has improved greatly since our last enquiry in 2011. But Mortgage Strategy hears there are still issues that drive brokers to distraction, such as poor communication over decision-making and unfathomable lending criteria
Despite a general lack of interest in offset mortgages, some experts believe they are a worthwhile product for the right client. So is it time to awaken the sector from its enforced hibernation by alerting lenders and customers alike to the benefits of these deals?
Like Gordon Brown, George Osborne is a highly political Chancellor but one who understands how personal finance resonates with the public.
There is more to stamp duty move than simple electioneering.
The Chancellor’s decision to axe the hated “slab” stamp duty system could seal the 2015 election for the Conservatives.
Too many delays lay solely at the feet of this one element of the home-buying process.
Halifax is encouraging lower-quality lending and penalising the applicants it should be looking to help.
The decision by the Treasury to regulate buy-to-let loans where there is an accidental landlord is a clever sleight of hand to capture the smallest niche possible.
As advisers we are often expected to be adviser, marriage guidance counsellor and often clairvoyant.
The old adage that “rules are for the guidance of wise men and the obedience of fools” has never been more appropriate.
Buy to Let Watch
Over the past two years, Santander has steadily ticked off changes in its criteria and is swiftly chasing stalwarts BM Solutions and TMW
In a Budget that targeted savers, beer drinkers and the North, the Chancellor’s big surprise was the innovative Help to Buy Isa