Buyer sentiment has fallen to its lowest level in three years, while sellers are at their most optimistic.
Mortgage Strategy in-depth
Commentators say that while the European mortgage credit directive offers vital protection for consumers, it is rigidly bureaucratic and will force UK lenders to undertake an expensive systems review for negligible benefit
The field of dreams is that 250,000 new homes are built every year in the UK but experts fear the reality is that we are falling well short of that mark
Coventry Building Society has always valued its community, not only when it comes to charity work but also when dealing with brokers, with its seven pledges underpinning the way it likes to do business
Loan-linked insurance cover is never, as providers may claim, free as someone always bears the liability.
We have entered a world where important decisions are being made for us.
Not all commercial judgements are sensible or even well thought through and the end result can be detrimental to one or more parties
The rules which cover how lenders calculate affordability take a pragmatic approach to assessing borrowers’ spending. It is a shame that some lenders appear not to be following them
It is too early for dramatic interventions aimed primarily at impressing voters.
Whenever I speak to the regulator I always make them aware of the law of unintended consequences.
I’d rather people were forced to think carefully about what kind of home loan they can really afford.
The FCA’s inducement rules risk making product providers withdraw a lot of their training support and make it harder for providers and distributors to work together to make a better industry.
Buy to Let Watch
Critics say crowdfunding buy-to-let will encourage ‘hoarding’ but what is often ignored is just how important the rental sector is
With London house prices up by 20.1 per cent, having such London-centric policies is wrong and will lead to social and economic issues