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Mortgages

News

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Virgin Money edges closer to IPO

1 September 2014 3:24 pm | By Devraj Ray

Sky News reports that Virgin Money could launch its shares on the stock exchange as early as October.

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Mortgage Strategy in-depth

Cover-feature

A time of change

27 August 2014 | By Leah Milner

In an era of tougher affordability, something has to give. That something is mortgage terms, but does this mean we are sowing the seeds of the next big ‘ticking timebomb’? 

Comments (2)

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Poll position

20 August 2014 | By Natalie Thomas

In Mortgage Strategy’s new quarterly survey, a panel of brokers and networks rank the biggest lenders over the last three months

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Cover story: Will equity release suffer in the wake of the Budget reforms?

13 August 2014 | By Michael Glenister

Equity release providers could be hit hard by Government reforms allowing 55-year-olds to access their pension pots. Can the MMR provide some back-up or is it all doom and gloom?

More opinion

Opinion

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Alan Lakey: Illogic is king in the mortgage market

27 August 2014

The old adage that “rules are for the guidance of wise men and the obedience of fools” has never been more appropriate.

Comments (20)

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The grey areas of FCA consumer credit rules

4 August 2014

FCA-regulated firms now have lawyers and compliance specialists crawling all over the consumer credit rules

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Robert Sinclair: Loan-linked insurance cover is never free

30 June 2014

Loan-linked insurance cover is never, as providers may claim, free as someone always bears the liability.

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Alan Lakey: Is the MMR another example of the nanny state?

26 June 2014

We have entered a world where important decisions are being made for us.

Comments (13)

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Alan Lakey: Catch-22 on commercial decisions

13 June 2014

Not all commercial judgements are sensible or even well thought through and the end result can be detrimental to one or more parties

Comments (1)

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Robert Sinclair: Lenders should be ashamed on affordability

27 May 2014

The rules which cover how lenders calculate affordability take a pragmatic approach to assessing borrowers’ spending. It is a shame that some lenders appear not to be following them

Comments (1)

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No easy housing market answers despite the easy political soundbites

21 May 2014

It is too early for dramatic interventions aimed primarily at impressing voters.

Comments (1)

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Alan Lakey: Why trust people with their pensions but not mortgage repayments?

14 May 2014

Whenever I speak to the regulator I always make them aware of the law of unintended consequences. 

Comments (17)

More opinion

Buy to Let Watch

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Buy-to-letwatch: Market on track to exceed £25bn this year

27 August 2014 | By David Whittaker, managing director, Mortgages for Business

The sector is on track to exceed £25bn of lending this year with a huge increase in available products despite static lender numbers 

Market Watch

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Marketwatch: Buyers are no longer willing to pay inflated prices

27 August 2014 | By Andrew Montlake, Director, Coreco Group

New research shows that buyers are no longer willing to pay inflated prices, especially with interest rate rises on the horizon 

Bridging Watch

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Bridgingwatch

20 August 2014 | By Lucy Hodge, Director of Vantage Finance

There is no let-up in the demand for refurbishment finance, and lender competition is forcing down the price of bridging loans

Fund Data

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