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Mortgages

News

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BoE launches review into payments system failure

21 October 2014 10:32 am | By Devraj Ray

A technical error yesterday left UK borrowers unable to access a mortgage for a large part of the day.

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Mortgage Strategy in-depth

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Spanner in the works

15 October 2014 | By Leah Milner

For the self-employed, getting a mortgage is like standing before the judges on Dragons’ Den and while things are improving, there is still a long way to go  

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The gloves are off

8 October 2014

The great price war is intensifying as lenders cut rates to build business but the looming threat of a cooling market could deliver a knockout punch

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Building bridges

1 October 2014

Vantage Finance director Lucy Hodge sits down with Mortgage Strategy to discuss a 10th birthday celebration, regulation and the bridging sector at large.

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Opinion

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Robert Sinclair: Buy-to-let traps

10 October 2014

The decision by the Treasury to regulate buy-to-let loans where there is an accidental landlord is a clever sleight of hand to capture the smallest niche possible.

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Alan Lakey: Rate increase bombshell is looming

5 September 2014

As advisers we are often expected to be adviser, marriage guidance counsellor and often clairvoyant.

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Alan Lakey: Illogic is king in the mortgage market

27 August 2014

The old adage that “rules are for the guidance of wise men and the obedience of fools” has never been more appropriate.

Comments (20)

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The grey areas of FCA consumer credit rules

4 August 2014

FCA-regulated firms now have lawyers and compliance specialists crawling all over the consumer credit rules

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Robert Sinclair: Loan-linked insurance cover is never free

30 June 2014

Loan-linked insurance cover is never, as providers may claim, free as someone always bears the liability.

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Alan Lakey: Is the MMR another example of the nanny state?

26 June 2014

We have entered a world where important decisions are being made for us.

Comments (13)

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Alan Lakey: Catch-22 on commercial decisions

13 June 2014

Not all commercial judgements are sensible or even well thought through and the end result can be detrimental to one or more parties

Comments (1)

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Robert Sinclair: Lenders should be ashamed on affordability

27 May 2014

The rules which cover how lenders calculate affordability take a pragmatic approach to assessing borrowers’ spending. It is a shame that some lenders appear not to be following them

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More opinion

Buy to Let Watch

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Buy-to-letwatch: Before we regulate B2L, we need to define ‘accidental landlords’

8 October 2014 | By Ying Tan, Managing Director, The buy-to-let business

Before we can look at regulating any part of buy-to-let, we first need to define the meaning of ‘accidental landlords’

Comments (1)

Market Watch

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Marketwatch: Has there been too much intervention too early?

15 October 2014 | By Andrew Montlake, Director, Coreco Group

There has been much debate about house prices easing but the reality is that after the MMR kicked in, a correction was inevitable 

Bridging Watch

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Bridgingwatch: Investors are circling

15 October 2014 | By Danny Waters, Chief Executive Officer, Enterprise Finance

The re-emergence of specialist markets and lenders shows the market is starting to open up again and the future looks bright  

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