Provider has become the latest lender to join the Income Protection Task Force’s Seven Families campaign.
Mortgage Strategy in-depth
After a few years in the wilderness, RBS’s broker business is showing plenty of signs that it is not only back but here to stay. Mortgage Strategy spoke to its two key architects
‘People can copy your products, criteria and rates but what they cannot replicate is the level of service you offer brokers,’ says Roland McCormack, the man behind TSB Bank’s new intermediary proposition
While various factors are likely to play a part in stifling the lending boom this year – such as the general election and new stamp duty rates – experts predict modest lending and house price growth plus a smoother road for borrowers
Like Gordon Brown, George Osborne is a highly political Chancellor but one who understands how personal finance resonates with the public.
There is more to stamp duty move than simple electioneering.
The Chancellor’s decision to axe the hated “slab” stamp duty system could seal the 2015 election for the Conservatives.
Too many delays lay solely at the feet of this one element of the home-buying process.
Halifax is encouraging lower-quality lending and penalising the applicants it should be looking to help.
The decision by the Treasury to regulate buy-to-let loans where there is an accidental landlord is a clever sleight of hand to capture the smallest niche possible.
As advisers we are often expected to be adviser, marriage guidance counsellor and often clairvoyant.
The old adage that “rules are for the guidance of wise men and the obedience of fools” has never been more appropriate.
Buy to Let Watch
Rent controls that are greatly in favour of the tenant and give little consideration to the investor could be very dangerous
Draghi’s massive QE programme has sent the euro tumbling and led to the UK’s MPC becoming unanimous again on unchanged rates