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Mortgages

News

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BBA urges Bank to exclude HNW clients from LTI cap

22 September 2014 4:12 pm | By Devraj Ray

Bankers trade body says LTI cap will unfairly penalise private banks and high net worth clients.

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Mortgage Strategy in-depth

Darwin

Cover story: Mutual attraction

17 Sept 2014 | By Paul Thomas

Skipton Building Society head of intermediary sales Paul Darwin, who has spent his entire career in the mutual sector, says the industry needs to work on lines of communication between lenders and brokers 

Cover

Cover story: Don't panic!

10 Sept 2014 | By Edmund Tirbutt

The debate continues over when the Bank of England will raise the rate but for now the main feeling is keep calm and carry on  

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The Buy-to-let season

3 September 2014 | By Guy Anker

While there are people who would like to clamp down on buy-to-let, a fertile investment scene beckons for experienced and adventurous borrowers

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Opinion

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Alan Lakey: Rate increase bombshell is looming

5 September 2014

As advisers we are often expected to be adviser, marriage guidance counsellor and often clairvoyant.

Comments (11)

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Alan Lakey: Illogic is king in the mortgage market

27 August 2014

The old adage that “rules are for the guidance of wise men and the obedience of fools” has never been more appropriate.

Comments (20)

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The grey areas of FCA consumer credit rules

4 August 2014

FCA-regulated firms now have lawyers and compliance specialists crawling all over the consumer credit rules

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Robert Sinclair: Loan-linked insurance cover is never free

30 June 2014

Loan-linked insurance cover is never, as providers may claim, free as someone always bears the liability.

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Alan Lakey: Is the MMR another example of the nanny state?

26 June 2014

We have entered a world where important decisions are being made for us.

Comments (13)

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Alan Lakey: Catch-22 on commercial decisions

13 June 2014

Not all commercial judgements are sensible or even well thought through and the end result can be detrimental to one or more parties

Comments (1)

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Robert Sinclair: Lenders should be ashamed on affordability

27 May 2014

The rules which cover how lenders calculate affordability take a pragmatic approach to assessing borrowers’ spending. It is a shame that some lenders appear not to be following them

Comments (1)

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No easy housing market answers despite the easy political soundbites

21 May 2014

It is too early for dramatic interventions aimed primarily at impressing voters.

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Buy to Let Watch

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Buy-to-letwatch: Should lenders look at value rather than size?

10 Sept 2014 | By Ying Tan, Managing Director, The buy-to-let business

Market Watch

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Marketwatch: Scotch mist

17 Sept 2014 | By Andrew Montlake, Director, Coreco Group

Bridging Watch

Chris Fairfax

Bridgingwatch: Bridging finance is not a UK phenomenon

17 Sept 2014 | By Chris Fairfax, managing director, Positive Lending

Discovering how the bridging market operates in other countries could lead to further evolution and fuel even greater growth 

Fund Data

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