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Nottingham joins list of lenders to raise proc fees

19 December 2014 10:04 am | By Devraj Ray

In the new year, the mutual will pay 0.4 per cent gross on all residential and buy-to-let deals.

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Mortgage Strategy in-depth


A miracle at Christmas?

17 December 2014

Faced with the threat of Christmas being cancelled if he fails to obtain a mortgage for Santa, Andrew Montlake thinks he will never find a lender for an elderly, self-employed, non-resident person with irregular income. But then the Christmas fairy waves her wand…

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Cover story: 2014: Claus and effect

10 December 2014 | By Devraj Ray

A look back on the year that was.


Cover feature: Party favours?

3 December 2014 | By Samuel Dale

Ahead of the general election, housing is in the political spotlight as never before. But some of the main parties’ plans have not been received well by the industry and are deemed unhelpful, or even damaging, to the property market 

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Nic Cicutti: Osborne shows grasp of personal finance

11 December 2014

Like Gordon Brown, George Osborne is a highly political Chancellor but one who understands how personal finance resonates with the public.

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MM leader: Osborne has not addressed the real problem

11 December 2014

There is more to stamp duty move than simple electioneering.

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Outflanked: Osborne has stolen the election...and Ed Balls just stood and watched

5 December 2014

The Chancellor’s decision to axe the hated “slab” stamp duty system could seal the 2015 election for the Conservatives.

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Stuart Gregory: Solicitors need to up their game

11 November 2014

Too many delays lay solely at the feet of this one element of the home-buying process.

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Alan Lakey: Flawed mortgage logic only hurts lenders

31 October 2014

Halifax is encouraging lower-quality lending and penalising the applicants it should be looking to help.

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Robert Sinclair: Buy-to-let traps

10 October 2014

The decision by the Treasury to regulate buy-to-let loans where there is an accidental landlord is a clever sleight of hand to capture the smallest niche possible.


Alan Lakey: Rate increase bombshell is looming

5 September 2014

As advisers we are often expected to be adviser, marriage guidance counsellor and often clairvoyant.

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Alan Lakey: Illogic is king in the mortgage market

27 August 2014

The old adage that “rules are for the guidance of wise men and the obedience of fools” has never been more appropriate.

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More opinion

Buy to Let Watch


Buy-to-letwatch: Increasing popularity

3 December 2014 | By Ying Tan, Managing Director, The buy-to-let business

An extraordinary year is ending on a high with the founding of Bob Young’s Fleet Mortgages and the launch of the Mill Residential fund

Market Watch


Marketwatch: Time for a well-earned break

17 December 2014 | By Andrew Montlake, Director, Coreco Group

Another tumultuous year has seen laughter, tears, heads banged against walls and an orgy of product pulls and criteria changes 

Bridging Watch

Chris Fairfax

Bridgingwatch: A valuable commodity

10 December 2014 | By Chris Fairfax, managing director, Positive Lending

The best rate is not always best for customer outcomes. Good brokers should be aware of distinct underwriting nuances for each lender

AXA Wealth

Fund Data

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Will providers be forced to pay out compensation over annuity misselling?

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