Brokers believe a number of lenders that pulled out of interest-only lending over the past two years could make a return to the sector within the next year
Mortgage Strategy in-depth
Previously treated like unwanted guests, brokers are being welcomed with open arms by lenders, which have realised the need for intermediary services in the new regulatory era and are setting up the sector for strong growth
After a turbulent six years at CHL, the duo behind new venture Fleet Mortgages are looking forward to a new start backed by a trusted team
Back on track download
Mortgage Strategy’s quarterly survey shows lenders are getting back in the driving seat after dealing with MMR issues and are keen to boost business
Too many delays lay solely at the feet of this one element of the home-buying process.
Halifax is encouraging lower-quality lending and penalising the applicants it should be looking to help.
The decision by the Treasury to regulate buy-to-let loans where there is an accidental landlord is a clever sleight of hand to capture the smallest niche possible.
As advisers we are often expected to be adviser, marriage guidance counsellor and often clairvoyant.
The old adage that “rules are for the guidance of wise men and the obedience of fools” has never been more appropriate.
FCA-regulated firms now have lawyers and compliance specialists crawling all over the consumer credit rules
Loan-linked insurance cover is never, as providers may claim, free as someone always bears the liability.
We have entered a world where important decisions are being made for us.
Buy to Let Watch
Landlords refinancing to improve properties and portfolios has boosted buy-to-let lending and this trend will continue