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News
FSA shuts down sale and rent-back market
The FSA has today published a report that shows most sale-and-rent-back transactions were either unaffordable or unsuitable and never should have been sold.
Principality’s mortgage lending climbs 7% to £1bn in 2011
Lender makes £24.5m profit in 2011, 20.5% on £30.8m profit the year before.
Halifax Intermediaries ups max LTV to 90% for new-build houses
Previous maximum LTV was 80%.
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Bank of Ireland looks to sell more UK mortgage portfolios
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More QE could be needed
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OFT probes Brain buying MortgageStream
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Mortgage indemnity scheme for new-builds up to £500k
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State Bank of India to launch residential mortgages in August
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Over 1,000 homes sold through FirstBuy
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Woolwich adds plausibility check
Analysis
Goldilocks and the forbears
Paul Thomas reports that a combination of low interest rates and a change of attitude by lenders means borrowers are faring better than in previous recessions
Pensioners' ties that bind
Paul Thomas says there is widespread doubt that the Government can convince pensioners to move out of their homes and into rented property
Surveyors value verdict
A High Court judge’s decision in a contributory negligence case between GMAC-RFC and Countrywide Surveyors could ease pressure on a fragile surveying sector.
Opinion
Kevin Duffy: MMR may choke off recovery
Kevin Duffy says the MMR may choke off a recovery if economic conditions are not improved before its implementation.
Rob Sinclair: FSA should be praised over MMR advice stance
If most customers think they have had advice, then this is what should be provided.
FSA must ignore lender pleas over non-advised ban
The FSA must ignore the pleading of big lenders and stick to its guns.
2012: Another year of mortgage uncertainty
Paul Thomas says advisers face a difficult year if, as economists predict, the eurozone crisis takes its toll on the housing market.
