Morgan Stanley IQ – FTSE Protected Growth Plan 46

Type: Capital-protected bond

Aim: Growth linked to the performance of the FTSE 100 index

Minimum-maximum investment: £3,000-no maximum, Isa £10, 680

Term: Six years

Return: 35% growth plus the original capital at the end of year three provided the index has grown by 10% or more, otherwise 100% of the growth in the index at the end of the term

Protection: Original capital returned in full at the end of the term regardless of the performance of the index

Closing date: March 8, 2012, March 1, 2012 for Isa transfers

Commission: Initial 3%

Tel: 020 7425 9000