Morgan Stanley IQ – FTSE Income Plan 5

Type: Capital-protected bond

Aim: Income and the return of capital linked to the performance of the FTSE 100 index

Minimum-maximum investment: £3,000-no maximum, Isa £10,680

Term: Three years

Return: 1.45% income a quarter regardless of index performance

Protection: Original capital returned in full at the end of the term provided index does not fall by 50% or more without returning to at least its initial value

Closing date: March 8, 2012

Commission: Initial 3%

Tel: 020 7425 9000