Leeds Building Society – 3-Year Fixed-Rate Mortgage – Direct

Type: Fixed-rate mortgage

Fixed term: Until February 28, 2015

Fixed rate: 3.99%

Minimum loan: £5,000

Maximum loan: Up to 85% of valuation subject to a maximum of £500,000

Income multiples: Based on affordability

Conditions: Capital repayments of up to 10% a year allowed without penalty, one free standard valuation up to £335, free legal fees for remortgages, compulsory Leeds Building Society homecover insurance during fixed-rate period or rate increases by 0.24%

Arrangement fee: £199 booking fee

Redemption fee: 4% of the amount repaid in year one, 3% in year two, 2% in year three plus £199 admin fee

Introducer’s fee: None

Contact: www.leedsbuildingsociety.co.uk