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Categories:Mortgages

ITL Mortgages - Capped Tracker

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ITL Mortgages - Capped Tracker

Type: Capped tracker mortgage

Tracker term: Until January 31, 2013

Tracker rate: 3.39% above the Bank of England base rate

Payable rate: 3.89%

Capped term: Until January 31, 2013

Capped rate: 5.89%

Minimum loan: £16,000

Maximum loan: Up to 70% of valuation subject to a maximum of £500,000

Income multiples: Based on affordability

Conditions: Capital repayments of up to 25% of the original loan allowed without penalty, free valuation on properties valued up to £600,000 for remortgages, free basic legal fees for remortgages through Fasttrac remortgage service

Arrangement fee: £699 plus £99 reservation fee

Redemption fee: 2% in year one, 1% in years two and three

Introducer’s fee: Refer to lender

Contact: www.itlmortgages.com

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