Incapital Europe – Protected Growth Plan – FTSE 100 Series 6

Type: Capital-protected bond

Aim: Growth linked to the performance of the FTSE 100 index

Minimum- maximum investment: £10,000-no maximum, Isa transfer £5,000-no maximum, Isa 5,000- £10,680

Term: Six years

Return: The greater of 20% growth or 100% of the growth in the index capped at 50% of the original investment

Protection: Original capital returned in full at the end of the term regardless of the performance of the portfolio of indices

Closing date: February 9, 2012, February 2, 2012 for Isa transfers

Commission: Initial 3%