Gilliat Financial Solutions – Income Builder Plus February 2012

Type: Capital-protected bond

Aim: Income and the return of capital linked to the performance of the FTSE 100 index or growth

Minimum-maximum investment: £3,000-no maximum, Isa £10,680

Term: Five years and three weeks

Return: Income option – income up to 2.05% a quarter based on the number of weeks the index is at or above 3,000 points, growth option – 41.75% growth at the end of thee term

Protection: Original capital returned in full at the end of the term provided the index is not below 3,000 points on the final day of the term

Closing date:  February 21, 2012, January 31, 2011 Isa transfers

Commission: Initial 3%

Tel: 020 7012 2809