Ellipse – InteractPlus

Type: Group income protection with in-built absence management system

Minimum group size: Five

Minimum premium/minimum benefit: Dependent on requirements for each individual scheme

Maximum benefit: Up to 75% of salary with or without deduction for state benefits up to a £350,000 a year maximum

Options: Option to cover pension scheme contributions and or employer national insurance contributions payable on the member¹s benefit, escalating cover

Definitions of incapacity: Own occupation, suited occupation, own occupation switching to suitable occupation after 24 months of claim payments, activities of daily working

Deferred periods: Four, eight, 13, 26, 28, 41 or 52 weeks

Commission: Agreed between adviser and client

Tel: 0844 338 0493