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Retirement Strategy

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Pensions in the wilderness

March Retirement Strategy | By Gregor Watt

Ros Altmann declares that politics is bereft of pension ideas and innovation and the only way to resolve the crisis is to completely overhaul the system and bring in a flat-rate residents’ pension. Interview by Gregor Watt

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Forced measures

February Retirement Strategy | By Gregor Watt

Do you agree with the Conservatives’ proposal to scrap forced annuitisation at age 75? Interview by Gregor Watt

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Business Profile

Davies: People need all sorts of different things depending on their age, disability or care need

Care necessities

March Retirement Strategy | By Lee Jones

Chief executive Barbara Davies talks about being a one-stop shop for advice and linking up with Tim Eadon at Better Retirement. Report by Lee Jones

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Educational Pages

Recycle path

March Retirement Strategy

Skandia retirement chief Adrian Walker says advisers should review the long-term benefits of recycling income to build a client’s retirement

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Equity Release

Rozario: The more your property is worth, the more it should be looked at in the whole retirement planning process

Rich pickings

March Retirement Strategy | By Lee Jones

Experts believe it is the adviser’s job to dispel the myth that equity release plans are just for poor people and target wealthy clients. Lee Jones reports

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Case Study

Horlick: As with other types of annuities, a capital sum is invested in exchange for a monthly

Immediate response

March Retirement Strategy

Partnership managing director of care Chris Horlick explains how buying an immediate needs annuity ensured property assets were not depleted

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Pensions Investments

Saunders Watson: ‘Key benefits’

Trust in the future

March Retirement Strategy

JP Morgan Asset Management head of sales and marketing James Saunders Watson on the long-term advantages of investment trusts

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Home rule

January Retirement Strategy

Samantha Downes looks at Chancellor Alastair Darling’s moves to cut public spending by £5bn and keep more elderly and disabled people in their homes

Specialist subjects

3 Sep 2009

For Clive Weir, the key to a successful pension practice is specialisation.

Sense of release

3 Sep 2009

Ship director general Andrea Rozario says the industry needs to change its perceptions of the product.

Smoke signals

3 Sep 2009

Smoking is bad for you. We all know that. So are lots of other things. Double egg and chips every day at the local greasy spoon, no exercise, too many biscuits and pies, crossing a busy road while daydreaming and plugged into your i-Pod… it is a long, perhaps endless list.

Dear Chancellor...Whatever happened to simplification, Alistair?

3 Sep 2009

An Inland Revenue press release in December 2002 outlined the aims of the Labour Government’s pension simplification proposals. It said the aims were “to increase individual choice and flexibility and reduce administrative burdens, thereby making it easier and more efficient to save in pensions. The new single, unified regime will comprise transparent, simple and consistent rules that help people make informed decisions about working and saving for retirement.” Three years on from A-Day, ...

Commercial vehicle

3 Sep 2009

The ability to invest in commercial property has always been an attraction for some Sipp and SSAS investors and despite recent plunges in values it remains an attractive option for some categories of pension saver.

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Editor's View

Leader: Ros shows politicians the way

March Retirement Strategy | By Paul McMillan

With a general election round the corner, this month’s Retirement Strategy caught up with high-profile pensions campaigner Ros Altmann to hear her views on what the three main political parties would offer savers.

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Attitude problem

February Retirement Strategy

The Retirement Partnership’s Steve Lewis says more thought must be given to client risk attitudes when retirement planning.

Billy Burrows

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Inflation proofing

March Retirement Strategy

Learn from the world of investments, where the cardinal rule is don’t put all of your eggs in the same basket.

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Industry Soapbox

Billy Mackay Marketing director AJ Bell

Incentive theme

March Retirement Strategy

The Industry Soapbox

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Latest Annuity Income Data

Annuity income data

March Retirement Strategy

The Retirement Strategy data pages are designed to offer a wide ranging view of the current annuity rates being offered from providers including impaired, flexible and asset-backed annuity options. The pages also put current rates into historical context, offer the latest annuity best-buy tables and give a general overview of the type of products each provider currently offers.

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