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Profile
Work, not Labour
An advocate of good work, Lord David Freud sees many examples of good practice in the employee benefits community. John Greenwood asks him what that will mean if he becomes welfare reform minister later this year
All about Steve
Complete abolition of higher rate tax on pensions, immediate access to tax-free cash and no more than a grudging acceptance of the Nest consensus. John Greenwood finds Liberal Democrat work and pensions shadow Steve Webb in radical mood
Ritchie's solid geometry
Biggest player in his chosen market within five years, an e-commerce solution for SMEs by the end of the year and a GIP launch to boot. Ellipse chief executive John Ritchie has big plans for his baby.
Staying the course
With the Turner consensus stretched almost to breaking point, Angela Eagle, minister for pensions and the ageing society is calling for stakeholders to remember the big picture. John Greenwood reports
Eagle warns annuity providers to shape up or face change
The process for converting pensions into annuities could be overhauled if providers giving bad deals do not up their game says pension minister Angela Eagle.
Taking it personally
Head of product and market engagement at Pada, Paul Gilbody is charged with developing and delivering the personal accounts propostion. He talks to John Greenwood about complementing and not competing with private sector solutions
King of all he surveys
He has never had a complaint about an annuity recommendation, but predicts failure to auto-enrol come 2012 could up his case load. Tony King, Pensions Ombudsman talks to John Greenwood
Annuity showdown
The way annuitants are being shortchanged is a scandal on a par with the collapse of final salary pensions says Dr Ros Altmann. John Greenwood finds out why Government and pensions professionals should beware
Advocate of clarity
All political parties say they want to listen to the needs of the business community. The message from the CBI's Neil Carberry is that employers want to offer pensions to their staff, but let's not make the process any more complicated than it needs to be.
Starting grid
The phrase 'risk aversion' could have been invented to describe the antipathy most people show towards anything to do with group life, income protection and critical illness cover. Turning that situation on its head is now the day job of newly appointed Group Risk Development (GRiD) spokesperson Katharine Moxham.
Starting grid
The phrase 'risk aversion' could have been invented to describe the antipathy most people show towards paying attention to anything to do with group life, income protection and critical illness cover. Turning that situation on its head is now the day job of newly appointed Group Risk Development (GRiD) spokesperson Katharine Moxham.
They must be joking
The Budget pension changes are putting employers in a state of shock, denial and anger, says Marc Hommel, UK pensions practice leader at PricewaterhouseCoopers. Interview: John Greenwood
A part of the union
A defender of public sector pension liabilities, an opponent of greater risk sharing on final salary schemes and a supporter of the Government's approach to qualifying earnings. TUC assistant general secretary Kay Carberry may be at odds with many pension professionals, but she rejects the view that unions are intransigent bystanders content to watch pensions fall.
Plum role
Setting up a new group risk provider from scratch was all the challenge Jonathan Plumtree needed to leave Unum for Zurich. John Greenwood finds out more










