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Pensions Comment
Why small pots could turn into big icebergs
Lets not go full steam ahead into small pot reform says Adrian Boulding, pensions strategy director at Legal & General
Trapped in the retirement catch-22
Pressure from employers, financial markets and government economic policy are all punishing the over 50s. John Greenwood reports on a growing retirement crisis
Do as they say, not as we do
Middle-aged men have been telling young people how they should save for too long says Ian McKenna, director of the Financial Technology Research Centre
Retirement saving - a gender issue whose time has finally come
Will auto-enrolment shift female savings patterns from short-term savings to longer term financial planning, asks Lizzie Woodcock, workplace savings trading manager at Aviva
No relief in sight for high earners
Higher rate tax relief is back in the Treasury’s sights. John Greenwood has a look down the barrel
A dashed good proposition
Award-winning Thomsons Online Benefits has created a world-beating proposition says Ian McKenna, director of F&TRC
What has corporate wrap ever done for us?
Corporate wrapmay not have changed workplace savings habits just yet, but then Rome wasn’t built in a day says Andrew Taylor, senior proposition development manager, Scottish Widows
Adopt a corporate platform for profit
Adoption of corporate platforms and changing the advice proposition is essential for intermediaries wanting to profit post-RDR says Mark Summers, associate partner at CSC Financial Services
The pressure's back, the risk unchanged
The last days of commission present traps for advisers warns Robert Reid, director of Syndaxi Financial Planning
Charging ahead
For clients who refuse to pay fees, consultancy charging will be the only games in town a year from now, yet the industry is still struggling to figure out how to make it work. John Lappin reports
Sectionalisation and the city
Schemes will be allowed to receive less than the auto-enrolment minimum. But are employers allowed to publicise the fact, asks Jamie Clark, business development manager, Scottish Life
Small but fatal?
The delay to the auto-enrolment timetable for smaller companies could put the success of the entire project at risk. John Lappin investigates
Governing concerns
Governance is set to soar in significance as auto-enrolment gets underway. But how independent does it have to be? John Lappin investigates
Treat pensions savers as people
The pensions industry is a long way from grasping what communications the public actually want and need says Alex Thurley Ratcliff, strategic consultant at Shilling Communication
Pensions for us, ask Generation why
The idea that young people should not necessarily be saving in pensions is gaining ground. John Lappin investigates
A call for clarity on charges
Visibility and a range of payment options from both providers and advisers will be crucial after 2012 says Neil Hugh, finance manager for workplace savings at Aviva
Surge in funding level triggers but schemes divided on best way to implement them
There has been a dramatic growth in implementation of funding level triggers, but schemes are divided on the best way to implement them, a survey from Aon Hewitt survey shows.
Communication to double auto-enrolment saving
Employees are keen to save more for the long term but need clear communication and guidance to help them, according to research from Standard Life.
Eu's slow train coming
Brussels’ plans for EU pensions may seem far from implementation. But their ramifications could be immense, warns John Lappin
An opportunity, not a challenge
The industry needs to get positive about retirement if reforms are to succeed says Stephen Ingledew, managing director, corporate solutions at Standard Life
