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Provider Opinion
Leader
Out of touch
The Department for Work and Pensions is out of touch with what the FSA is actually planning for commission on group pensions
Too busy to listen
As the general election draws closer, the temptation for politicians to duck important decisions grows ever stronger
No signs of resistance
‘Dodgy dossier’ may be going too far, but the FSA’s latest CP on corporate pensions seems sexed up
The high cost of ignorance
Well-informed consumers will demand higher standards from those servicing them
State of flux
The winds of change are beginning to be felt as the possibility of a new goverment draws closer
Consequences of change
Any day now we will find out whether the FSA and DWP are going to favour occupational DC pensions or their contract-based counterparts. Whichever way they go, I only hope that they do so with unintended consequences at the forefront of their thinking.
Who's next?
Resolution's consolidation project is just one factor that is going to make this autumn a compelling period in the workplace benefits sector
Editor's comment
It is not an exaggeration to say that the workplace pensions industry is in a time of unprecedented change. Auto-enrolment, personal accounts and the retail distribution review are approaching fast and each brings its own challenges.
Rewind and relax
As many of us settle down on our towels by beach or pool, we will surely find it impossible not to reflect on a period of unprecedented change. By the time schools reopen it will be two years since the run on Northern Rock, and the difference between both the business and the consulting environment then and now is phenomenal.
Back to basics
The recession is showing its face in increasingly varied ways, just at the time when optimistic politicians and economists are saying the worst is over. Like the First World War, the downturn will be all but over by Christmas we are being told, but employers, intermediaries and providers are wisely bracing themselves for a tough long haul.
Pada only winner from black Budget
New layers of complexity can only turn employers off.
Beware reckless caution
We are in danger of ushering in an era of reckless caution. Equities are meant to be the workhorse of pension growth, yet headline after headline keeps telling us how badly they have performed in recent years.
Keep connected to the real economy
More than two million unemployed in the UK and the first year of global recession since the second world war. These are just two of the long list of grim statistics to hit the headlines in recent weeks.
