Group Risk Comment

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The right tools for the job

1 May Corporate Adviser

In Information to demonstrate the return on investment (ROI) of group risk products is in woefully short supply, in marked contrast to what is available across the Atlantic, and needs to be addressed if the UK market is to grow, said delegates at last month’s Group Risk Adviser Forum. But it was accepted that getting robust data is difficult, and advisers pointed out that there are ways of using what statistics there are to demonstrate value to employer clients.

Katherine Moxham

Little knowledge is a dangerous thing

1 May Corporate Adviser

The removal of the earnings cap, the roll-back of state benefits and the role of self-paid IP are all impacting the group risk market. Edmund Tirbutt reports

Lateral thinking

1 April Corporate Adviser

The group risk industry needs to get out of its silo if it is to profit from auto-enrolment says Edmund Tirbutt

Critical acclaim

1 March Corporate Adviser

Critical illness cover is inching its way up the corporate agenda. Edmund Tirbutt finds the product being used to soften the blow when benefits are removed elsewhere

Pressure rising

1 February Corporate Adviser

Group risk rates are hardening for a number of reasons. Can the industry take these increases in its stride? Edmund Tirbutt reports

Dip in the pool?

1 January Corporate Adviser

International pooling should pay dividends to companies with overseas operations. Edmund Tirbutt asks why more advisers aren’t dipping their toe in the water

Early mover advantage

1 December Corporate Adviser

Making early intervention a reality is all about engaging the managers. Edmund Tirbutt discovers advisers are finding this a hard nut to crack

Catalyst for a review

9 Nov 2011

The jury is out as to whether employers will trim risk benefits to make way for pension auto-enrolment. But either way, the employer’s staging date is a perfect opportunity for a comprehensive scheme review, Edmund Tirbutt reports

Unum introduces 'foundation level' income protection offering

1 November Corporate Adviser

Unum is introducing a new foundation level of income protection cover, designed to support the nine out of ten UK employees who do not currently have a financial back-up plan in place against long term illness or injury.

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Risks for irresponsible employees

1 November Corporate Adviser

Are employers forgetting their responsibilities and ignoring the help group income protection cover can provide, asks Paul Avis, sales and marketing director at Canada Life Group Insurance

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Longevity looming

1 October Corporate Adviser

An ageing working population will change both the types of claim that are made and the way employees want to be covered says Edmund Tirbutt

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Shaping up for the shake up

1 Sept Corporate Adviser

The group risk market is getting in shape in time for auto-enrolment says Carlos Correia senior consultant, risk benefit consulting, at LCP

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Upsell opportunity

1 Sept Corporate Adviser

Voluntary benefits are being touted as a way to grow the group risk market. Edmund Tirbutt sees most potential where there is at least some employer contribution

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Sick of waiting for a better system

1 August Corporate Adviser

The Frost/Black review of sickness absence should be a platform for radical changes with early intervention a priority says Katharine Moxham, spokesperson for Group Risk Development

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Template for growth

1 August Corporate Adviser

Will Grid’s new industry-wide service standards and quotation templates commoditise the sector? Edmund Tirbutt investigates

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After the DRA storm

1 July Corporate Adviser

Questions around age discrimination persist despite the Default Retirement Age exemption says Edmund Tirbutt

Grid service standards charter and new business templates set for September launch

1 July Corporate Adviser

Grid’s service standards charter and new business templates are to be launched on its website in September.

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Group risk: How they scored

1 July Corporate Adviser

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Onwards and upwards

1 June Corporate Adviser

Cross- and up-selling group risk to people already on technology platforms is the next step in growing the market says Paul Avis, sales and marketing director of Canada Life Group Insurance

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A double edged sword

1 June Corporate Adviser

Auto-enrolment presents opportunities and threats to the group risk sector. But which are the greater, asks Edmund Tirbutt

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