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Analysis
The death of bank advice?
The RDR has been blamed for the demise of bancassurance but are the banks out of the mass market for good?
The Technical Quiz: 23 May
To help you to keep up with the fundamentals of tax, retirement and financial planning, try answering these questions.
Tony Wickenden: GAAR guidance gives some certainty
The guidance notes for the GAAR show that the centre ground for tax planning should be unaffected.
What advisers are saying: The meaning in the marketing
Recent research from the FCA has underlined how consumers are prone to errors when choosing financial products and services.
Linda Smith: RMAR reporting is getting more complex
Last minute changes to the RMAR seem to have added complexity to the regulator’s reporting process.
Do investors have too much in UK equity income?
Moves by some in the UK equity income sector to increasingly look globally for opportunities have prompted some to question if investors are too exposed to UK equity income.
Would FTBs have been better off with another stamp duty holiday than Help to Buy?
The peak impact of the stamp duty holiday eclipsed both the Funding for Lending scheme and Help to Buy
How behavioural economics can keep on the right side of the FCA
The FCA is keen to see behavioural economics adopted by financial services firms and there are many ways that financial advisers can use to
Long-term care needs expert advice
Local authorities should have a duty to refer people to a regulated financial adviser for long-term care, says Just Retirement’s Stephen Lowe.
Case Study: Advisers need to keep up with changing uses of equity release
An outdated view of what equity release can be used for is preventing it being considered for many clients who may find it useful
Letter: Talk to those in the know
Why do we have to be regaled with Ernst & Young’s item Club? What do these people know about running a small business? Nothing.
The fight for platform market share
The FCA’s final rules for platforms has caused platforms to try and position themselves as the best placed to help advisers deal with the new rules.
Regulatory costs will lead to adviser backlash
Deloitte lead RDR partner Andrew Power gives his view on the RDR and outlines what successful IFA practices will look like. Interview by Cherry Reynard.
The Technical Quiz: 16 May
To help you to keep up with the fundamentals of tax, retirement and financial planning, try answering these questions.
Is the US entering a golden era?
The world’s largest economy appears to have turned a corner as a wave of positive data from the US is arguably illustrating an improved recovery.
Tony Wickenden: GAAR guidance indicates when HMRC thinks it should apply
HMRC guidance should provide advisers with a good idea of when the GAAR will be applied and, just as important, when it will not.
What advisers are saying: The decline of the onshore bond
The pendulum has swung away from bonds as a financial planning tool but they still have a role to play.
Tony Mudd: When it pays to give
Using the new inheritance tax rules means in some cases varying a gift to charity is to the advantage of all beneficiaries.
Liz Field: Creating better information for employers
A new initiative from the Financial Skills Partnership is aiming to increase the quality of and the access to information on the labour market.
