Accord Mortgages – Five-Year Fixed – 90% LTV

Type: Fixed-rate mortgage

Fixed term: Until March 31, 2017

Fixed rate: 5.19%

Minimum loan: £30,000

Maximum loan: Up to 90% of valuation subject to a maximum of £500,000

Income multiples: Based on affordability

Conditions: Capital repayments of up to 10% a year allowed without penalty in the fixed-rate period, available to selected intermediaries

Flexible features: Overpayments, underpayments, payment holidays, interest calculated daily

Arrangement fee: £900 completion fee plus £95 booking fee

Redemption fee: 5% of the amount repaid in the first three years, 4% in year four, 3% in year five

Introducer’s fee: Refer to lender