http://www.moneymarketing.co.uk http://www.moneymarketing.co.uk http://www.moneymarketing.co.uk/magazine/graphics/logo.png http://www.moneymarketing.co.uk http://www.moneymarketing.co.uk/pensions/the-big-interview-amps-chair-on-a-sipp-regulatory-storm/1069082.article http://www.moneymarketing.co.uk/pensions/the-big-interview-amps-chair-on-a-sipp-regulatory-storm/1069082.article AMPS chairman Andrew Roberts says between pensions liberation, changing capital adequacy rules and new requirements for investment projections, Sipp providers have a lot on their plates. Thu, 11 Apr 2013 00:00 GMT http://www.moneymarketing.co.uk/pensions/when-to-make-drawdown-your-clients-flexible-friend/1068921.article http://www.moneymarketing.co.uk/pensions/when-to-make-drawdown-your-clients-flexible-friend/1068921.article Flexible drawdown can offer interesting possibilities for financial planning for those clients who qualify, says Skandia’s Adrian Walker Mon, 8 Apr 2013 16:27 GMT http://www.moneymarketing.co.uk/pensions/robert-graves-scrap-the-link-between-drawdown-and-annuity-rates/1068535.article http://www.moneymarketing.co.uk/pensions/robert-graves-scrap-the-link-between-drawdown-and-annuity-rates/1068535.article Rowanmoor head of technical services Robert Graves says it is time to break the link between annuities and drawdown. Thu, 4 Apr 2013 00:00 GMT http://www.moneymarketing.co.uk/pensions/regulate-pension-liberators-to-protect-the-vulnerable/1068323.article http://www.moneymarketing.co.uk/pensions/regulate-pension-liberators-to-protect-the-vulnerable/1068323.article When it comes to pensions liberation, more regulation is needed to prevent vulnerable consumers, says B&CE’s Christine Brightwell. Thu, 28 Mar 2013 00:00 GMT http://www.moneymarketing.co.uk/investments/eis-offers-option-to-clients-affected-by-pensions-caps/1067817.article http://www.moneymarketing.co.uk/investments/eis-offers-option-to-clients-affected-by-pensions-caps/1067817.article Clients who are affected by lifetime and annual allowance reductions could find EIS investments worth a look. Thu, 21 Mar 2013 00:00 GMT http://www.moneymarketing.co.uk/pensions/by-george-drawdown-u-turn-a-bold-move-says-barnett-waddingham/1067330.article http://www.moneymarketing.co.uk/pensions/by-george-drawdown-u-turn-a-bold-move-says-barnett-waddingham/1067330.article The changes to drawdown income rules should see some people become entitled to substantial increases, says Andrew Roberts of Barnett Waddingham. Thu, 14 Mar 2013 00:00 GMT http://www.moneymarketing.co.uk/pensions/the-big-interview-quantifying-the-impact-of-qe-on-pensions/1067341.article http://www.moneymarketing.co.uk/pensions/the-big-interview-quantifying-the-impact-of-qe-on-pensions/1067341.article Quantitative easing has had an enormous effect on pensions and savings, as well as the wider economy, but it is only when you put some figures on it you can see the full extent says economist Ewen Stewart. Thu, 14 Mar 2013 00:00 GMT http://www.moneymarketing.co.uk/pensions/billy-burrows-annuity-purchase-sweet-spot-is-moving-up-the-age-range/1067482.article http://www.moneymarketing.co.uk/pensions/billy-burrows-annuity-purchase-sweet-spot-is-moving-up-the-age-range/1067482.article Poor annuity rates mean the optimum age for many people to buy an annuity is increasing. Thu, 14 Mar 2013 00:00 GMT http://www.moneymarketing.co.uk/pensions/lta-reduction-could-see-pensions-income-drop-by-50/1066976.article http://www.moneymarketing.co.uk/pensions/lta-reduction-could-see-pensions-income-drop-by-50/1066976.article The reduction to the lifetime allowance combined with inflation and poor annuity rates could see clients’ income cut by 50 per cent. Thu, 7 Mar 2013 00:00 GMT http://www.moneymarketing.co.uk/pensions/john-perks-lv-may-demutualise-in-the-future/1066520.article http://www.moneymarketing.co.uk/pensions/john-perks-lv-may-demutualise-in-the-future/1066520.article LV= managing director of retirement solutions John Perks discusses possible demutualisation, the future of the annuity market and LV=’s relatively “painless” RDR transition. Thu, 28 Feb 2013 00:00 GMT http://www.moneymarketing.co.uk/pensions/the-abi-annuity-code-offers-a-chance-for-advisers-to-prove-their-worth/1066185.article http://www.moneymarketing.co.uk/pensions/the-abi-annuity-code-offers-a-chance-for-advisers-to-prove-their-worth/1066185.article The ABI’s code for best practice for annuity providers comes into effect from 1 March and it offers advisers the opportunity to demonstrate their value. Thu, 21 Feb 2013 00:00 GMT http://www.moneymarketing.co.uk/pensions/mark-pearson-retirement-income-planning-for-the-middle-market/1065557.article http://www.moneymarketing.co.uk/pensions/mark-pearson-retirement-income-planning-for-the-middle-market/1065557.article The middle ground between conventional annuities and flexible drawdown offers planning opportunities for a growing number of clients. Tue, 19 Feb 2013 08:00 GMT http://www.moneymarketing.co.uk/pensions/have-we-found-the-martin-lewis-of-pensions/1065711.article http://www.moneymarketing.co.uk/pensions/have-we-found-the-martin-lewis-of-pensions/1065711.article First Actuarial director is on a mission to force fund managers to reveal their full costs and bring pensions information to the masses. Thu, 14 Feb 2013 00:00 GMT http://www.moneymarketing.co.uk/pensions/ros-altmann-fsas-annuity-review-needs-to-look-past-the-obvious-problems/1065811.article http://www.moneymarketing.co.uk/pensions/ros-altmann-fsas-annuity-review-needs-to-look-past-the-obvious-problems/1065811.article Saga director general Dr Ros Altmann says the FSA needs to look at the risks that annuity purchasers are unwittingly taking on. Thu, 14 Feb 2013 00:00 GMT http://www.moneymarketing.co.uk/pensions/annuity-rates-continue-their-downward-spiral/1064133.article http://www.moneymarketing.co.uk/pensions/annuity-rates-continue-their-downward-spiral/1064133.article Annuity rates continued their downward spiral in 2012 and there are few signs of improvement anytime soon. Thu, 24 Jan 2013 00:00 GMT http://www.moneymarketing.co.uk/pensions/drawdown-and-the-problems-of-critical-yield-calculations/1064657.article http://www.moneymarketing.co.uk/pensions/drawdown-and-the-problems-of-critical-yield-calculations/1064657.article Just relying on critical yield calculation when planning drawdown income can have serious consequences, says MGM Advantage’s Andrew Tully. Thu, 24 Jan 2013 00:00 GMT http://www.moneymarketing.co.uk/pensions/case-study-how-much-is-enough-for-dc-retirement-savings/1063414.article http://www.moneymarketing.co.uk/pensions/case-study-how-much-is-enough-for-dc-retirement-savings/1063414.article If it takes a fund of £250,000 to secure a pensions income equal to the national minimum wage. Thu, 20 Dec 2012 00:00 GMT http://www.moneymarketing.co.uk/channels/retirement-strategy/head-to-head-the-pros-and-cons-of-increasing-the-maximum-drawdown-rate/1063012.article http://www.moneymarketing.co.uk/channels/retirement-strategy/head-to-head-the-pros-and-cons-of-increasing-the-maximum-drawdown-rate/1063012.article Alistair Black of Standard Life and Andrew Tully of MGM Advantage look at the decision to increase the capped drawdown limit to 120% of GAD rates. Thu, 13 Dec 2012 00:00 GMT http://www.moneymarketing.co.uk/channels/retirement-strategy/educational-pages/autumn-statement-pension-planning-opportunities/1063035.article http://www.moneymarketing.co.uk/channels/retirement-strategy/educational-pages/autumn-statement-pension-planning-opportunities/1063035.article The latest shake-up of pensions tax relief rules presents several issues for advisers to get to grips with. Thu, 13 Dec 2012 00:00 GMT http://www.moneymarketing.co.uk/equity-release/the-downside-of-downsizing/1062642.article http://www.moneymarketing.co.uk/equity-release/the-downside-of-downsizing/1062642.article Advisers need to consider equity release alongside other retirement assets, says Just Retirement’s Steve Lowe. Thu, 6 Dec 2012 00:00 GMT http://www.moneymarketing.co.uk/pensions/case-study-using-pensions-contributions-to-reduce-adjusted-net-income/1062082.article http://www.moneymarketing.co.uk/pensions/case-study-using-pensions-contributions-to-reduce-adjusted-net-income/1062082.article Increasing pension contributions offer a way to reduce adjusted net income to avoid losing child benefits. Thu, 29 Nov 2012 00:00 GMT http://www.moneymarketing.co.uk/pensions/the-retirement-income-balancing-act/1061214.article http://www.moneymarketing.co.uk/pensions/the-retirement-income-balancing-act/1061214.article Retirement income should not always be a straight choice between annuity and drawdown, adopting a mix and match approach can be effective. Thu, 15 Nov 2012 00:00 GMT http://www.moneymarketing.co.uk/pensions/head-to-head-should-parents-pensions-be-used-to-ease-housing-market/1060758.article http://www.moneymarketing.co.uk/pensions/head-to-head-should-parents-pensions-be-used-to-ease-housing-market/1060758.article Pensions minister Steve Webb and Hargreaves Lansdown’s Tom McPhail consider whether parents’ pensions should be used to help their children buy a first home. Thu, 8 Nov 2012 00:00 GMT http://www.moneymarketing.co.uk/pensions/are-we-reaching-an-annuity-tipping-point/1060173.article http://www.moneymarketing.co.uk/pensions/are-we-reaching-an-annuity-tipping-point/1060173.article With annuity rates continuing to fall should people be looking at other investment options? Thu, 1 Nov 2012 00:00 GMT http://www.moneymarketing.co.uk/pensions/will-auto-enrolment-make-things-harder-for-first-time-buyers/1059775.article http://www.moneymarketing.co.uk/pensions/will-auto-enrolment-make-things-harder-for-first-time-buyers/1059775.article Getting on to the property ladder is difficult in today’s market, so will the new pension rules make it even harder? Thu, 25 Oct 2012 00:00 GMT http://www.moneymarketing.co.uk/pensions/mps-pensions-finally-set-to-be-reformed/1059990.article http://www.moneymarketing.co.uk/pensions/mps-pensions-finally-set-to-be-reformed/1059990.article Reform of the MPs’ pension scheme could help them drive through the rest of the public sector pension reforms. Thu, 25 Oct 2012 00:00 GMT http://www.moneymarketing.co.uk/pensions/zurich-chief-gary-shaughnessy-time-for-protection-tax-breaks/1058290.article http://www.moneymarketing.co.uk/pensions/zurich-chief-gary-shaughnessy-time-for-protection-tax-breaks/1058290.article In his first interview since joining Zurich, Gary Shaughnessy discusses protection, cost cutting and the future of financial services regulation. Thu, 27 Sep 2012 00:00 GMT http://www.moneymarketing.co.uk/pensions/soapbox-pensions-industry-must-meet-the-challenge-of-auto-enrolment/1057570.article http://www.moneymarketing.co.uk/pensions/soapbox-pensions-industry-must-meet-the-challenge-of-auto-enrolment/1057570.article With auto-enrolment due to start next month, the pensions industry and the Government have work to do to ensure it is a success Thu, 13 Sep 2012 00:00 GMT http://www.moneymarketing.co.uk/pensions/mm-profile-stephen-lowe/1056255.article http://www.moneymarketing.co.uk/pensions/mm-profile-stephen-lowe/1056255.article From bluechips to start-ups and credit cards to mortgages, Just Retirement’s Stephen Lowe has had a varied career to date but he predicts big things for the retirement income market. Thu, 16 Aug 2012 00:00 GMT http://www.moneymarketing.co.uk/pensions/the-technical-quiz-aug-2/1055276.article http://www.moneymarketing.co.uk/pensions/the-technical-quiz-aug-2/1055276.article To help you to keep up with the fundamentals of tax, retirement and financial planning, try answering these questions: Thu, 2 Aug 2012 00:00 GMT http://www.moneymarketing.co.uk/pensions/the-oecds-plans-to-make-pensions-popular/1054945.article http://www.moneymarketing.co.uk/pensions/the-oecds-plans-to-make-pensions-popular/1054945.article The OECD says better quality DC schemes and auto-enrolment are needed to the demographic challange. Thu, 26 Jul 2012 00:00 GMT http://www.moneymarketing.co.uk/pensions/can-you-cash-in-on-your-intellectual-property/1053259.article http://www.moneymarketing.co.uk/pensions/can-you-cash-in-on-your-intellectual-property/1053259.article Thu, 21 Jun 2012 12:30 GMT http://www.moneymarketing.co.uk/pensions/will-single-ties-bind-clients-into-poor-annuities/1052690.article http://www.moneymarketing.co.uk/pensions/will-single-ties-bind-clients-into-poor-annuities/1052690.article Product providers and advisers are lining up to attack single-tie annuity deals. Fri, 8 Jun 2012 11:25 GMT http://www.moneymarketing.co.uk/pensions/charging-confusion-after-hmrc-has-costs-rethink/1052598.article http://www.moneymarketing.co.uk/pensions/charging-confusion-after-hmrc-has-costs-rethink/1052598.article Confusion over HM Revenue & Custom’s treatment of adviser and consultancy-charging has hit providers’ RDR preparations. Thu, 7 Jun 2012 12:00 GMT http://www.moneymarketing.co.uk/pensions/drag-net/1052674.article http://www.moneymarketing.co.uk/pensions/drag-net/1052674.article Thu, 7 Jun 2012 00:00 GMT