http://www.moneymarketing.co.uk http://www.moneymarketing.co.uk http://www.moneymarketing.co.uk/magazine/graphics/logo.png http://www.moneymarketing.co.uk http://www.moneymarketing.co.uk/regulation/the-death-of-bank-advice/1070770.article http://www.moneymarketing.co.uk/regulation/the-death-of-bank-advice/1070770.article The RDR has been blamed for the demise of bancassurance but are the banks out of the mass market for good? Thu, 23 May 2013 00:00 GMT http://www.moneymarketing.co.uk/iht-/-tax-planning/the-technical-quiz-23-may/1071085.article http://www.moneymarketing.co.uk/iht-/-tax-planning/the-technical-quiz-23-may/1071085.article To help you to keep up with the fundamentals of tax, retirement and financial planning, try answering these questions. Thu, 23 May 2013 00:00 GMT http://www.moneymarketing.co.uk/iht-/-tax-planning/tony-wickenden-gaar-guidance-gives-some-certainty/1071216.article http://www.moneymarketing.co.uk/iht-/-tax-planning/tony-wickenden-gaar-guidance-gives-some-certainty/1071216.article The guidance notes for the GAAR show that the centre ground for tax planning should be unaffected. Thu, 23 May 2013 00:00 GMT http://www.moneymarketing.co.uk/iht-/-tax-planning/what-advisers-are-saying-the-meaning-in-the-marketing/1071219.article http://www.moneymarketing.co.uk/iht-/-tax-planning/what-advisers-are-saying-the-meaning-in-the-marketing/1071219.article Recent research from the FCA has underlined how consumers are prone to errors when choosing financial products and services. Thu, 23 May 2013 00:00 GMT http://www.moneymarketing.co.uk/regulation/linda-smith-rmar-reporting-is-getting-more-complex/1071224.article http://www.moneymarketing.co.uk/regulation/linda-smith-rmar-reporting-is-getting-more-complex/1071224.article Last minute changes to the RMAR seem to have added complexity to the regulator’s reporting process. Thu, 23 May 2013 00:00 GMT http://www.moneymarketing.co.uk/investments/do-investors-have-too-much-in-uk-equity-income/1071237.article http://www.moneymarketing.co.uk/investments/do-investors-have-too-much-in-uk-equity-income/1071237.article Moves by some in the UK equity income sector to increasingly look globally for opportunities have prompted some to question if investors are too exposed to UK equity income. Thu, 23 May 2013 00:00 GMT http://www.moneymarketing.co.uk/mortgages/would-ftbs-have-been-better-off-with-another-stamp-duty-holiday-than-help-to-buy/1071246.article http://www.moneymarketing.co.uk/mortgages/would-ftbs-have-been-better-off-with-another-stamp-duty-holiday-than-help-to-buy/1071246.article The peak impact of the stamp duty holiday eclipsed both the Funding for Lending scheme and Help to Buy Thu, 23 May 2013 00:00 GMT http://www.moneymarketing.co.uk/regulation/how-behavioural-economics-can-keep-on-the-right-side-of-the-fca/1071276.article http://www.moneymarketing.co.uk/regulation/how-behavioural-economics-can-keep-on-the-right-side-of-the-fca/1071276.article The FCA is keen to see behavioural economics adopted by financial services firms and there are many ways that financial advisers can use to  Thu, 23 May 2013 00:00 GMT http://www.moneymarketing.co.uk/pensions/long-term-care-needs-expert-advice/1071343.article http://www.moneymarketing.co.uk/pensions/long-term-care-needs-expert-advice/1071343.article Local authorities should have a duty to refer people to a regulated financial adviser for long-term care, says Just Retirement’s Stephen Lowe. Thu, 23 May 2013 00:00 GMT http://www.moneymarketing.co.uk/pensions/the-big-interview-roger-mattingly-on-unintended-consequences-of-pensions-reform/1071347.article http://www.moneymarketing.co.uk/pensions/the-big-interview-roger-mattingly-on-unintended-consequences-of-pensions-reform/1071347.article Society of Pension Consultants president Roger Mattingly says ending consultancy charging will restrict access to advice and at it worst, state pension reform could pave the way for compulsion. Interview by Sam Shaw. Thu, 23 May 2013 00:00 GMT http://www.moneymarketing.co.uk/pensions/billy-burrows-keep-an-open-mind-on-retirement-income/1071408.article http://www.moneymarketing.co.uk/pensions/billy-burrows-keep-an-open-mind-on-retirement-income/1071408.article Advisers should be looking for the best income option for their clients, not just the best price Thu, 23 May 2013 00:00 GMT http://www.moneymarketing.co.uk/equity-release/case-study-advisers-need-to-keep-up-with-changing-uses-of-equity-release/1071412.article http://www.moneymarketing.co.uk/equity-release/case-study-advisers-need-to-keep-up-with-changing-uses-of-equity-release/1071412.article An outdated view of what equity release can be used for is preventing it being considered for many clients who may find it useful Thu, 23 May 2013 00:00 GMT http://www.moneymarketing.co.uk/regulation/letter-talk-to-those-in-the-know/1071457.article http://www.moneymarketing.co.uk/regulation/letter-talk-to-those-in-the-know/1071457.article Why do we have to be regaled with Ernst & Young’s item Club? What do these people know about running a small business? Nothing. Thu, 23 May 2013 00:00 GMT http://www.moneymarketing.co.uk/regulation/comment-of-the-week-why-doesnt-the-fca-consult-us-about-product-suitability/1071468.article http://www.moneymarketing.co.uk/regulation/comment-of-the-week-why-doesnt-the-fca-consult-us-about-product-suitability/1071468.article   Thu, 23 May 2013 00:00 GMT http://www.moneymarketing.co.uk/wrap-and-technology/the-fight-for-platform-market-share/1071526.article http://www.moneymarketing.co.uk/wrap-and-technology/the-fight-for-platform-market-share/1071526.article The FCA’s final rules for platforms has caused platforms to try and position themselves as the best placed to help advisers deal with the new rules. Thu, 23 May 2013 00:00 GMT http://www.moneymarketing.co.uk/profiles/profile-bill-nixon/1071340.article http://www.moneymarketing.co.uk/profiles/profile-bill-nixon/1071340.article Maven Capital Partners chief executive says he has ambitious growth plans for the business which includes adding new ventures to its core VCT business.  Tue, 21 May 2013 13:46 GMT http://www.moneymarketing.co.uk/regulation/regulatory-costs-will-lead-to-adviser-backlash/1070454.article http://www.moneymarketing.co.uk/regulation/regulatory-costs-will-lead-to-adviser-backlash/1070454.article Deloitte lead RDR partner Andrew Power gives his view on the RDR and outlines what successful IFA practices will look like. Interview by Cherry Reynard. Thu, 16 May 2013 00:00 GMT http://www.moneymarketing.co.uk/iht-/-tax-planning/the-technical-quiz-16-may/1070624.article http://www.moneymarketing.co.uk/iht-/-tax-planning/the-technical-quiz-16-may/1070624.article To help you to keep up with the fundamentals of tax, retirement and financial planning, try answering these questions. Thu, 16 May 2013 00:00 GMT http://www.moneymarketing.co.uk/investments/is-the-us-entering-a-golden-era/1070836.article http://www.moneymarketing.co.uk/investments/is-the-us-entering-a-golden-era/1070836.article The world’s largest economy appears to have turned a corner as a wave of positive data from the US is arguably illustrating an improved recovery.  Thu, 16 May 2013 00:00 GMT http://www.moneymarketing.co.uk/iht-/-tax-planning/tony-wickenden-gaar-guidance-indicates-when-hmrc-thinks-it-should-apply/1070844.article http://www.moneymarketing.co.uk/iht-/-tax-planning/tony-wickenden-gaar-guidance-indicates-when-hmrc-thinks-it-should-apply/1070844.article HMRC guidance should provide advisers with a good idea of when the GAAR will be applied and, just as important, when it will not. Thu, 16 May 2013 00:00 GMT http://www.moneymarketing.co.uk/iht-/-tax-planning/what-advisers-are-saying-the-decline-of-the-onshore-bond/1070845.article http://www.moneymarketing.co.uk/iht-/-tax-planning/what-advisers-are-saying-the-decline-of-the-onshore-bond/1070845.article The pendulum has swung away from bonds as a financial planning tool but they still have a role to play. Thu, 16 May 2013 00:00 GMT http://www.moneymarketing.co.uk/iht-/-tax-planning/tony-mudd-when-it-pays-to-give/1070846.article http://www.moneymarketing.co.uk/iht-/-tax-planning/tony-mudd-when-it-pays-to-give/1070846.article Using the new inheritance tax rules means in some cases varying a gift to charity is to the advantage of all beneficiaries. Thu, 16 May 2013 00:00 GMT http://www.moneymarketing.co.uk/adviser-news/liz-field-creating-better-information-for-employers/1070853.article http://www.moneymarketing.co.uk/adviser-news/liz-field-creating-better-information-for-employers/1070853.article A new initiative from the Financial Skills Partnership is aiming to increase the quality of and the access to information on the labour market. Thu, 16 May 2013 00:00 GMT http://www.moneymarketing.co.uk/adviser-news/people-on-the-move/1070882.article http://www.moneymarketing.co.uk/adviser-news/people-on-the-move/1070882.article Martin Davis will step down as chief executive of Cofunds upon the completion of its acquisition by Legal & General. Davis will be replaced by Chris Last, who is currently head of strategic opportunities at L&G. Thu, 16 May 2013 00:00 GMT http://www.moneymarketing.co.uk/adviser-news/mab-continues-to-expand-high-street-presence/1070883.article http://www.moneymarketing.co.uk/adviser-news/mab-continues-to-expand-high-street-presence/1070883.article The Mortgage Advice Bureau continues to expand its high street presence to capitalise on growing mortgage and protection markets. Thu, 16 May 2013 00:00 GMT http://www.moneymarketing.co.uk/mortgages/declining-surveyor-numbers-generating-problems-for-brokers/1070888.article http://www.moneymarketing.co.uk/mortgages/declining-surveyor-numbers-generating-problems-for-brokers/1070888.article Brokers are already starting to note the problems presented by a dwindling surveyor workforce. Thu, 16 May 2013 00:00 GMT http://www.moneymarketing.co.uk/adviser-news/my-beautiful-career-helen-turner/1070892.article http://www.moneymarketing.co.uk/adviser-news/my-beautiful-career-helen-turner/1070892.article Thu, 16 May 2013 00:00 GMT http://www.moneymarketing.co.uk/adviser-news/number-of-chartered-firms-soars-by-25/1070893.article http://www.moneymarketing.co.uk/adviser-news/number-of-chartered-firms-soars-by-25/1070893.article The Personal Finance Society has announced a 25 per cent rise in the number of chartered financial planning firms in the last 12 months, taking the total number in the UK to over 500. Thu, 16 May 2013 00:00 GMT http://www.moneymarketing.co.uk/adviser-news/advisers-look-to-higher-qualifications/1070897.article http://www.moneymarketing.co.uk/adviser-news/advisers-look-to-higher-qualifications/1070897.article Cass Business School launches degree in wealth management to meet growing demand for higher qualifications. Thu, 16 May 2013 00:00 GMT http://www.moneymarketing.co.uk/profiles/mm-profile-andrew-beswick-on-changing-advice-models-to-meet-client-demand/1070951.article http://www.moneymarketing.co.uk/profiles/mm-profile-andrew-beswick-on-changing-advice-models-to-meet-client-demand/1070951.article Aviva UK Life intermediary director says the company will continue to target strong growth for its platform and that advisers need to adapt their business models in the new world. Thu, 16 May 2013 00:00 GMT http://www.moneymarketing.co.uk/protection/case-study-what-impact-will-the-consumer-insurance-act-have/1070984.article http://www.moneymarketing.co.uk/protection/case-study-what-impact-will-the-consumer-insurance-act-have/1070984.article The new insurance act should formalise what most insurers have been doing for years. Thu, 16 May 2013 00:00 GMT http://www.moneymarketing.co.uk/regulation/financial-transaction-tax-a-levy-sans-frontires/1071016.article http://www.moneymarketing.co.uk/regulation/financial-transaction-tax-a-levy-sans-frontires/1071016.article In a week that has seen a rebellion by back bench Conservative MPs over our relationship with Europe and two Government ministers say they would vote to leave the UK tomorrow, CMS Cameron McKenna’s Simon Morris looks the impact of the financial transaction tax. Thu, 16 May 2013 00:00 GMT http://www.moneymarketing.co.uk/regulation/comment-of-the-week-no-wonder-it-is-so-tough-to-make-a-profit/1071021.article http://www.moneymarketing.co.uk/regulation/comment-of-the-week-no-wonder-it-is-so-tough-to-make-a-profit/1071021.article Comment on Money Marketing leader: Are the RDR pessimists winning out? Thu, 16 May 2013 00:00 GMT http://www.moneymarketing.co.uk/adviser-news/service-companies-need-to-improve-their-support-for-advisers/1071069.article http://www.moneymarketing.co.uk/adviser-news/service-companies-need-to-improve-their-support-for-advisers/1071069.article The RDR and the economy is putting advisers under increasing levels of pressure so support service companies need to increase the quality of their service to help them do their jobs. Thu, 16 May 2013 00:00 GMT http://www.moneymarketing.co.uk/adviser-news/rise-in-paraplanners-encouraging-new-learning-and-support-services/1071115.article http://www.moneymarketing.co.uk/adviser-news/rise-in-paraplanners-encouraging-new-learning-and-support-services/1071115.article Trade bodies are launching new services to help meet the growing demand for paraplanner development. Thu, 16 May 2013 00:00 GMT http://www.moneymarketing.co.uk/adviser-news/lisa-winnard-financial-services-needs-a-supply-of-new-talent/1070851.article http://www.moneymarketing.co.uk/adviser-news/lisa-winnard-financial-services-needs-a-supply-of-new-talent/1070851.article Financial services needs to ensure that it has a supply of new blood to ensure the industry continues to fulfil its potential Tue, 14 May 2013 13:45 GMT http://www.moneymarketing.co.uk/mm-profile-peter-hall/1070237.article http://www.moneymarketing.co.uk/mm-profile-peter-hall/1070237.article BestInvest chief exectuve  Thu, 9 May 2013 00:00 GMT http://www.moneymarketing.co.uk/cii-exam-tips-how-to-pass-that-key-exam/1070381.article http://www.moneymarketing.co.uk/cii-exam-tips-how-to-pass-that-key-exam/1070381.article The CII’s AF3 pension paper is key for many advisers. Here are some top tips for getting through the exam successfully. Thu, 9 May 2013 00:00 GMT http://www.moneymarketing.co.uk/case-study-the-best-options-for-iht-planning/1070388.article http://www.moneymarketing.co.uk/case-study-the-best-options-for-iht-planning/1070388.article Which IHT strategies have been confirmed as exempt from the Government’s crackdown on artificial tax avoidance? Thu, 9 May 2013 00:00 GMT http://www.moneymarketing.co.uk/iht-/-tax-planning/the-technical-quiz-9-may/1070431.article http://www.moneymarketing.co.uk/iht-/-tax-planning/the-technical-quiz-9-may/1070431.article To help you to keep up with the fundamentals of tax, retirement and financial planning, try answering these questions. Thu, 9 May 2013 00:00 GMT http://www.moneymarketing.co.uk/adviser-news/steve-billingham-the-seven-most-common-mistakes-when-building-professional-relationships/1070466.article http://www.moneymarketing.co.uk/adviser-news/steve-billingham-the-seven-most-common-mistakes-when-building-professional-relationships/1070466.article Many advisers make the same mistakes when trying to grow their professional connections. Here are the 7 most common mistakes. Thu, 9 May 2013 00:00 GMT http://www.moneymarketing.co.uk/iht-/-tax-planning/what-advisers-are-saying-providers-need-to-make-themselves-useful/1070471.article http://www.moneymarketing.co.uk/iht-/-tax-planning/what-advisers-are-saying-providers-need-to-make-themselves-useful/1070471.article       Being able to clearly articulate products and their benefits for clients is become more important for product providers and platforms. Thu, 9 May 2013 00:00 GMT http://www.moneymarketing.co.uk/the-whole-story/1070481.article http://www.moneymarketing.co.uk/the-whole-story/1070481.article Many advisers consider whole of life cover to be an expensive IHT planning tool but a new generation of products means it can be a much more flexible planning tool. Thu, 9 May 2013 00:00 GMT http://www.moneymarketing.co.uk/multi-manager-view-robin-mcdonald/1070486.article http://www.moneymarketing.co.uk/multi-manager-view-robin-mcdonald/1070486.article Defensive valuations still unattractive, according to Cazenove’s McDonald Thu, 9 May 2013 00:00 GMT http://www.moneymarketing.co.uk/mortgages/will-the-interest-only-mortgage-market-return-to-favour/1070538.article http://www.moneymarketing.co.uk/mortgages/will-the-interest-only-mortgage-market-return-to-favour/1070538.article Industry feedback suggests the latest results from the FCA might be enough to reignite confidence in the interest-only market Thu, 9 May 2013 00:00 GMT http://www.moneymarketing.co.uk/investments/ireland-can-the-celtic-tiger-roar-again/1070564.article http://www.moneymarketing.co.uk/investments/ireland-can-the-celtic-tiger-roar-again/1070564.article Signs of a continued recovery in Ireland may be creating some opportunities in equity markets. Thu, 9 May 2013 00:00 GMT http://www.moneymarketing.co.uk/investments/danby-bloch-the-link-between-investment-risk-and-timescale/1070617.article http://www.moneymarketing.co.uk/investments/danby-bloch-the-link-between-investment-risk-and-timescale/1070617.article TaxBriefs editorial director Danby Bloch looks at how extending the timescale for an investment affects its performance. Thu, 9 May 2013 00:00 GMT http://www.moneymarketing.co.uk/iht-/-tax-planning/tony-wickenden-rysaffe-principle-unaffected-by-gaar/1070717.article http://www.moneymarketing.co.uk/iht-/-tax-planning/tony-wickenden-rysaffe-principle-unaffected-by-gaar/1070717.article The Rysaffe principle for setting up a number of pilot trusts will not fall unuder the scope of the GAAR. Thu, 9 May 2013 00:00 GMT http://www.moneymarketing.co.uk/regulation/comment-of-the-week-consumers-who-think-they-received-advice-but-didnt/1070705.article http://www.moneymarketing.co.uk/regulation/comment-of-the-week-consumers-who-think-they-received-advice-but-didnt/1070705.article   Tue, 7 May 2013 14:00 GMT http://www.moneymarketing.co.uk/multi-manager-interview-fixed-income-still-off-the-menu/1070395.article http://www.moneymarketing.co.uk/multi-manager-interview-fixed-income-still-off-the-menu/1070395.article F&C duo blend art and science for top returns Tue, 7 May 2013 12:02 GMT