Money Marketing
8 November 2006

Field slams HBOS on Farepak collapse

9 Nov 2006
Money Marketing wins B&B award

9 Nov 2006
A high-flying deal from Woolwich

10 Nov 2006

WoolwichCity Mortgage
A no-lose situation on transfers

9 Nov 2006
A pure Max blend

10 Nov 2006

MatrixMax Closed End Share Securities Note
A Royal Life of Riley

10 Nov 2006

Royal LondonRiley
A third of firms see senior management buy-in as biggest TCF barrier

9 Nov 2006
A&L to unleash re-launched range from tomorrow

8 Nov 2006
Access to all aras from Man

10 Nov 2006

Man InvestmentsMGS Access
Accountant raises intangible issue

9 Nov 2006
Advisers face McCarthy's challenges

9 Nov 2006
AFB appoints Sinclair as associate director

10 Nov 2006
Aifa launches working group to look at FSA distribution review

14 Nov 2006
An indefensible position on pension victims

9 Nov 2006
Attractive deal from Mortgage Express

10 Nov 2006

Mortgage ExpressSelf-Cert Two Year Discount
Axa successfully secures acquisition of Thinc Group

10 Nov 2006
Axing 40% tax relief would be too complex

9 Nov 2006

Bullivant says misunderstanding over degree status 'is unhelpful as we look to increase professionalism in sector'
B&B sells its own-branded mortgages

13 Nov 2006
Bank of England increases base rate to 5 per cent

9 Nov 2006
Banking overhaul for Liverpool Vic

9 Nov 2006
Base rate rise could cost borrowers almost £300m

9 Nov 2006
'Be proud to be an insurance salesman'

9 Nov 2006
Blackrock Merrill has it licked

10 Nov 2006

BlackRock Merrill Lynch Investment ManagersTarget Return Fund
BM unveils HBOS's long-awaited FTB offer

9 Nov 2006
Bolton attacks BM over his own mortgage offer

9 Nov 2006
Brave new world

9 Nov 2006

You could not fault the credentials of the investment panel for Money Marketing Live in Manchester last week, with stalwarts such as Newton's Harry Morgan and Justin Urqhuart-Stewart of 7IM sharing their views on how markets might behave.
Brazil gets the vote for value

9 Nov 2006

Emerging economies Helen Pow looks at the prospects for Brazil after president Lula finally prevailed in the election
Breath of fresh heir

9 Nov 2006
Briault issues TCF warning for firms

9 Nov 2006
Bright Grey warns big mortgages are putting borrowers at greater risk

9 Nov 2006
Britannia increases maximum mortgage term to 40 years

14 Nov 2006

Britannia Building Society is increasing its maximum mortgage term to 40 years in a bid to target first time buyers.
British Insurance sets up IP broker service

9 Nov 2006
Broker

9 Nov 2006
Bumpy approach

9 Nov 2006

What sort of ride can bond and equity investors expect as Federal Reserve chairman Ben Bernanke tries to bring the US economy down to a soft landing? By Matt Goodburn
C&G offers exclusive fix

10 Nov 2006

Cheltenham & GloucesterTwo Year Fixed Rate Mortgage
Capita buys Synaptic Systems

13 Nov 2006
Capita wins CIS contract

10 Nov 2006
Carry on NURS

9 Nov 2006

dvisers have been warming to the idea of multi-manager. This has been partly driven by regulation but the number of offerings, the variety and skill sets of multi-managers have come along way over the last few years.
Chelsea gives a helping hand

10 Nov 2006

Chelsea Building SocietyHelping Hand 2 Year Tracker Mortgage
Choices for clients

9 Nov 2006

One of the most frequent calls that I get from IFAs is to ask for guidance on choosing the right client management system.
CII warning of confusion over IFP's degree link-up

9 Nov 2006
Close plans mortgage deal to mitigate IHT

9 Nov 2006
Correspondent's Week

9 Nov 2006
Critical mass

9 Nov 2006

Pension providers mass-transferring people back into S2P are playing Russian roulette, says Informed Choice managing director Nick Bamford.
Dalton-Brown criticises insurers' wraps as 'purely defensive move'

9 Nov 2006
'Debt counsellors are collectors in disguise'

9 Nov 2006

Lenders are accused of setting payment priorities which can end up with repossession
Defaqto unfazed by Capita ownership of Synaptic

14 Nov 2006
Eating humble ppi

9 Nov 2006

Many mortgage advisers fear that sales practices for payment protection insurance will not improve until stricter regulation is forced on lenders. Some suggest that the big profits generated for lenders by PPI sales are standing in the way of reform.
Expect a bumpy ride, says Lyttleton

9 Nov 2006

UK dynamic manager hoards cash
F&C calls for PBR investment shake-up

8 Nov 2006
Fees and fireworks

9 Nov 2006

For more years than I care to remember, I have been selling glow sticks at a local fireworks display in aid of my Round Table's current charity.
Fidelity multi-manager fund fills with-profits slot

10 Nov 2006

Fidelity InternationalMulti-Manager Distribution Fund
Fidelity on the Reit Track

10 Nov 2006

Fidelity InternationalGlobal Property Fund
Fidelity plans pan-Europe property fund

9 Nov 2006
Five cut rates in protection price war

9 Nov 2006
Flexible income plan from Cirencester

9 Nov 2006
FOS must not make hasty decisions

9 Nov 2006

The Financial Omb-udsman Service is to extend its timescale for introducing a new funding regime. This delay strikes me as bad news for the industry and I hope the FOS will take every opportunity to reconsider.
FSA centre receives CCA accreditation

14 Nov 2006
FSA focus on advice quality

9 Nov 2006
'FSA has not already decided to ban commission'

9 Nov 2006
Fund firms call for investment limit to be inflation-linked

9 Nov 2006
GAM follows start in the East

10 Nov 2006

GAMGAM Star Asian Equity
Give us a commercial break

9 Nov 2006
Great name, great style from Skandia

10 Nov 2006

Skandia Investment ManagementUK Best Ideas Fund
HBOS could pay trail for retention business

9 Nov 2006
High five gets a welcome

9 Nov 2006
HL to widen life and protection

9 Nov 2006
Hogarth plans return to industry with new year venture

9 Nov 2006
House mates

9 Nov 2006

Annie Shaw reports on the growing trend for friends and strangers to band together to get a mortgage
HSBC extends contract terms with Focus

13 Nov 2006
IFA in plea over £2.7k charge on widow

9 Nov 2006
IFAs angry as Standard Life discounts direct business

9 Nov 2006
IFAs name top firms for HNWs

9 Nov 2006
'IFAs need style counsel'

9 Nov 2006
IFAs replace the vicar as someone people can turn to

9 Nov 2006
Income for life via Aegon

10 Nov 2006

Aegon Scottish Equitable International5 For Life
ING could take 500,000 away from brokers, claims Cleary

9 Nov 2006
Insuring mortgage payments is a low priority

14 Nov 2006
Isas are here to stay

9 Nov 2006

Balls says distinction between maxi and mini will be removed and hints that the investment limit may be raised
JPMorgan watches the scales

10 Nov 2006

JPMorgan Asset ManagamentJPM Balanced Total Return Fund
Julie Hedge

9 Nov 2006

Christie Scott's director set up her business 10 years ago and has thrived by focusing on investment and building relationships with clients who get individual attention for their portfolios. Interview by Helen Pow
Jupiter China goes for second phase growth

10 Nov 2006

JupiterChina Fund
Keep in contact to keep clients

9 Nov 2006

My mailbag has turned up some bizarre oddities which contrast the mortgage business with other areas of financial services so I thought I would share some of this with you this week.
Keydata introduces novel idea

10 Nov 2006

Keydata Investment ServicesIncome Property Bond
Kiddie quits Barings for ABN Amro role

9 Nov 2006
Killer commission

9 Nov 2006

Indemnity payments will bring about the end of the IFA species
L&G and NU in clash over mass migration

9 Nov 2006

'Providers and advisers are caught between a rock and a hard place,' says Altmann
Law change will add time

9 Nov 2006

Non-contestability period could see insurers becoming more selective on who can take out protection policies
Leading questions

9 Nov 2006

It will take real leadership from politicians prepared to introduce radical solutions to incentivise retirement saving in the UK, says Informed Choice managing director Nick Bamford
Lenders are arrogant over payment cover, claims Carr

9 Nov 2006
Lending giants up rates after base rate rise

10 Nov 2006
Long wait goes on for answers

9 Nov 2006
Marketing print deal for advisers

9 Nov 2006
Matters of interest

9 Nov 2006

This weeks's instalment on transitional serial interests turns to life policy trusts
McFall says FSA could learn from ASA on financial advertising

9 Nov 2006

Treasury Committee chairman John McFall MP has written to the FSA to express concern about the its regulation of financial advertising.
Money Partners launches direct-to-broker arm

14 Nov 2006
Money Wise director Underwood retiring

9 Nov 2006
Mortgage Express hits back at critics on release options

9 Nov 2006
Mortgage fees will rocket to £2,700 in ten years

9 Nov 2006
Mortgage offers will be sent to iPods

9 Nov 2006
MPLC launches retention scheme on "innovative" credit repair product

14 Nov 2006
Name game

9 Nov 2006
NDF index duo a drawback

10 Nov 2006

NDF AdministrationGrowth Kick Out Plan September 2006
NDF resurrects bond idea

10 Nov 2006

NDF Administration7.5% Annual Income Plan October '06
Neptune spearheads unusual approach to income

10 Nov 2006

Neptune Asset ManagementGlobal Income Fund
New brand push for Resolution

9 Nov 2006
New non-exec board member for Tenet

13 Nov 2006
Newton's theory

9 Nov 2006
Not everyone can afford first-class

9 Nov 2006
Ocean Finance makes waves with IRS equity-release deal

9 Nov 2006
Paymentshield sold to Towergate

9 Nov 2006
Pearl Group has £7bn for pension buyouts

9 Nov 2006
Pensions Regulator lays subsisting rights code of practice before Parliament

8 Nov 2006
Pink provides flexible friend to remortgage market

10 Nov 2006

Pink Home LoansMortgage Express Buy To Let Fees Assisted Remortgage
PMI insurers create confusion over cancer benefits

10 Nov 2006
PPF helps 43,000 scheme members

9 Nov 2006
'Private equity is alternative to venture trusts'

9 Nov 2006
Providers must leave it to advisers

9 Nov 2006
Pru axes jobs as broker sales team is restructured

9 Nov 2006
Put investment horse before product cart, says Cazalet

9 Nov 2006
'Regulation being privatised by FSA'

9 Nov 2006
Regulation is threat to the future

9 Nov 2006

Aegon survey reveals concerns over growing burden
Regulation motivated by politics

9 Nov 2006
Remortgaging at five-year low as retention strategies hit home

14 Nov 2006
Schroders generates a talking point

10 Nov 2006

Schroders Investment ManagementGlobal Energy Fund
Scottish Life has to ditch IFA-only tag after panel shock

9 Nov 2006
Self Cert going strong at UCB

10 Nov 2006

UCB Home LoansSelf-Cert 3 Year Tracker
Sesame members get new website builder service

8 Nov 2006
Seven up

9 Nov 2006
Shadow Chancellor says there must be no backtracking on Asps

9 Nov 2006
Shopping list

9 Nov 2006

Investment advice Compliance expert Adam Samuel assesses the findings of the FSA's mystery shopping which revealed deep problems
Skandia appoints four to its open architecture business

8 Nov 2006
Smith & Williamson pub EIS offers food for thought

10 Nov 2006

Smith & Williamson Investment ManagementBritish Country Inns 2
Something special from Fidelity

10 Nov 2006

Fidelity InternationalGlobal Special Situations Fund
Sporting chance

9 Nov 2006
Standard takes 10% stake in SimplyBiz

9 Nov 2006
Stirring the VAT

9 Nov 2006

Guy Anker looks at the confusion over VAT on retention proc fees
Stonehaven joins Ship

13 Nov 2006
Suisse rocks and rolls

9 Nov 2006

Credit Suisse was once the glam star but now it looks like a one-hit wonder
Sweet and low

9 Nov 2006

O&M Systems director Jason Wykes asks just who is the customer that needs to be treated fairly - the employer who pays a benefit consultancy to encourage members to leave a DB scheme or the member who is about to give up valuable retirement benefits for a flat-screen TV and an unexpected tax bill?
Swip caters for Islamic principles

10 Nov 2006

Scottish Widows Investment PartnershipSwip Islamic Global Equity Fund
Systems for success

9 Nov 2006

Advisers need to turn to technology to build a sustainable way of business
T Bailey raises annual charge and boosts trail commission

9 Nov 2006
Take steps to sales

9 Nov 2006

A simple plan can raise public confidence in protection insurance
Taking the bite out of Asps

9 Nov 2006

Winterthur Life pensions strategy manager Mike Morrison says with compulsory annuitisation largely discredited, the Government should look to revise rather than abolish Asps and investors should be prepared to accept reasonable extra taxes on the new vehicles
Tenants' extra

9 Nov 2006

Commercial property has had a very good run over the past five years, with unit trusts which invest directly in property rather than property shares showing returns of around 12 per cent a year to October 1, 2006. I do not expect this rate of return to continue because quite a lot of the performance was due to falling yields but I do expect returns to be in high single figures.
The bear essentials

9 Nov 2006
The blame game

9 Nov 2006

Every week, I try to write about an issue that strikes a chord with at least some readers of Money Marketing. One way to judge whether I have succeeded is to read the emails you send me in response to my comments.
The brain drain

9 Nov 2006

Behavioural finance explains why investors feel pessimistic about equity market performance
The Mortgage Business carves BTL niche

10 Nov 2006

The Mortgage BusinessHouse 2 House Two Year Tracker
The Way to bypass IHT

10 Nov 2006

The Way GroupWay Gifts From Income Inheritor Plan
Thinc launches recruitment drive

9 Nov 2006
This week in Investment

9 Nov 2006

David Kiddie's departure from Barings last Friday was a surprise to some in the investment community.
This week in Investment

13 Nov 2006

David Kiddie's departure from Barings last Friday was a surprise to some in the investment community.
This week in Mortgages

10 Nov 2006

All eyes and ears this week should have been on the Bank of England and its unsurprising decision to raise interest rates to five per cent, but events at Celtic Manor in Wales for Mortgage Intelligence’s 10th year anniversary celebrations took centre stage after an extraordinary row.
This week in Pensions

9 Nov 2006

Providers are being encouraged to whistleblow on IFAs with severe commission clawback debts by the FSA.
This week in Pensions

8 Nov 2006

Lots of people moan, and often justifiably so, that journalists are only interested in bad news. It was the late great trailblazer of tabloid journalism William Randolph Hearst who once said news is something somebody doesn't want printed, all else is advertising.
This week in Regulation

14 Nov 2006

The FSA has been machine-gunning out speeches aimed at the adviser market with at least six in the last two weeks laying out the regulator's latest musings on wrap, TCF and the distribution review.
Threesixty sponsors IFP

10 Nov 2006
TMP buy sees Craven and Bates reunited

9 Nov 2006
Tories' fury as Purnell refuses to help victims

9 Nov 2006

Minister attacked over letter to absent committee members
Treasury says active advice will avoid VAT on proc fees

9 Nov 2006
UCB offers good product at reasonable price

10 Nov 2006

UCB Home LoansSelf-Cert Standard 3-Year Tracker
Vertex creates new subsidiary for Gartmore admin

10 Nov 2006
Visa debit clients can get full refund

9 Nov 2006
Wary Aifa doesn't want it to end in tiers

9 Nov 2006
Watchdog says a nod is giving advice

9 Nov 2006
What's it all about, alpha??

9 Nov 2006

Demystifying some of the commonly used measures of investment risk
Which? cautions consumers on supermarket life cover

9 Nov 2006
Will wise men follow the stars?

9 Nov 2006

Are fund firms expecting their star managers to shine too brightly and are they in danger of burning out? Our panel gaze through their telescopes towards some of the individuals at the zenith of fund performance as they debate whether Bill Mott can revive fortunes at Credit Suisse and if Anthony Nutt can make a success of Jupiter's planned global income fund. Also

Money Marketing8 November 2006

Money Marketing
8 November 2006