8 February 2006
Government admits that only one company has been prosecuted
Standard Life head of pensions policy John Lawson says that with A-Day just weeks away, taking stock of pension plans now will reap rewards later. The rules are simple but making the transition will be complex, which is where advisers come in
Bristol & WestBank of Ireland Capital Protected Growth Fund 1
Catalyst Management SystemsCatalyst Management Systems EIS
Another week and another complaint about the tactics employed by endowment-chasing companies.
More than a decade ago, when I was in my infancy as a scribe, I got to know a business journalist who had spent many years working for a variety of national newspapers. His decades of experience meant that what he did not know about the business community and how it worked was not worth knowing, he told me once, wiping foam off his top lip as we had a quick pint or three down the pub after work one evening.
There are several ways to access a set of funds. Some may choose the bond route - others to construct their own portfolio using a fund supermarket whether advised or non advised- others a multi-manager fund.
Cheshire Building SocietyAssist Credit Repair - Medium adverse Three Year Tracker
As most advisers know, I am a great admirer of Close Brothers, both for its innovation and its investment expertise.
This week by personal finance writer Neasa MacErlean
Peter Hargreaves calls on the FSA to tackle churning by making terms less attractive for indemnity commission
Fund ranges Advisers could spend their time more fruitfully if providers pruned down the bewildering array of funds on offer, says Scottish Life investment development manager Emma Jones
Scottish Equitable Protect head of marketing Rod McKie says electronic submission of new business needs to take account of the customer experience
The latest IMA retail sales figures show that equities out-stripped bonds last December by more than two to one and, with the tide of investor sentiment turning against fixed interest, many are predicting another good year for equities.
IHT planning is becoming increasingly complex but clients should be offered the option of taking cover for the liability
F&C is marketing its multi-manager funds to IFAs as a way to consolidate back books of investment business, including with-profits, which may no longer be suitable for clients.
BFS claims could be passed on after creditors' meeting
GartmoreGartmore Sicav US Focus Fund
Hartford Life is moving into the UK with a discounted gift scheme which offers an important safety net feature
Canny FTBs could find some bargains ahead of the introduction of Hips
Insinger de Beaufort is moving its three UK manager-of-manager funds to a non-Ucits retail scheme structure so its fund managers will have greater flexibility.
Is it my imagination or are there more than the usual number of opportunities to listen to fund managers express their views on where markets might be going?
Isolated opportunities can be turned into exciting new business plans with some integrated thinking
There is no doubt that the market after A-Day for unsecured pension (USP) and alternatively secured pension (ASP) will be attractive to many. Our own research suggests that most in the advisory market agree. The increased flexibility for taking income up to and beyond 75 and simplification of the treatment of occupational and protected rights income withdrawal is good news.
Leeds Building SocietyTwo Year Fixed Rate With Extended Lock In
Her family's ice cream business boasts that "One lick and it's love" and the chief executive of the Financial Services Compensation Scheme will certainly be popular with advisers if she manages to lick the levy system into shape. Interview by James Salmon
Man InvestmentsMan IP 220 International
Matrix Structured ProductsAscension Plan II Top Up
Most clouds have a silver lining although you sometimes have to search pretty hard. So while first-time buyers struggle to get on the property ladder, you can be sure that someone, somewhere, will be benefiting from their misfortune.
Is it just performance or outperformance that we seek or is it something more sophisticated than that? In managing longer-term money, surely we must take account of other key issues, such as volatility and cost?
Norwich & Peterborough10 Year Fixed Rate Mortgage
Our panel say ad spending is rising to build on confidence for Isa sales, plus: the implications of A-Day for fund firms
Gary West and James Inglis-Jones get equity stakes to run boutique's European portfolio launching in September
A healthy equilibrium in the private equity market is creating a good supply of investment opportunities
Success breeds contempt while the unprofitable and inefficient wins favour
Boston-based Dalbar has a 25-year reputation in the US for stress-testing life companies' products and services and is lining up a move into the UK to shake up industry service standards.
Concern as claim-chasers switch to personal loans
Cost and admin fears as new rules bring 55% tax threat for recycling pension fund cash
A popular theme for many of the columns appearing in the trade press is trying to second-guess those areas of business which might be the subject of particular attention by the FSA in the coming months.
Smith & WillliamsonEdge Performance VCT
Fund manager profile Merrill Lynch's special situations star Richard Plackett's funds are being seen as serious alternatives to Fidelity's giant fund after spectacular outperformance says Nicola York
Guy Anker says broker business is bouncing back after a post-regulatory dip
In my last article, I started to outline a range of suggested portfolios based on two simple variables - attitude to risk and likely term of investment.
UCB Home LoansSelf Certification Two Year Tracker (Non Flexible)
One of my first anti-money-laundering training projects was back in the early 1980s, in the same year when Derby winner Shergar was kidnapped for a 2m ransom and women's shoulder pads were wider and racier than any racehorse.
Meaningful guidance on the wholly and exclusively test is conspicuous by its absence