Money Marketing
7 October 2010
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£400M a month Isas show limit rise pays off
7 October 2010
Gross inflows into stocks and shares Isas have averaged over £400m a month since the Isa allowance was raised to £10,200 for over 50s in October last year, according to the Investment Management Association.
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£62M Bluefin writedown after private client arm restructure
7 October 2010
Bluefin Advisory Services has made a £62m writedown following the restructure of its private client arm.
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7IM cuts costs on AAP range
7 October 2010
7IM is reducing the costs of its AAP passive multi-manager funds by replacing some of the exchanged-traded funds and tracker fund holdings with direct exposure to the underlying shares.
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A feeling of disconnection
7 October 2010
The IFP’s view
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Active plan works for Fidelity growth
7 October 2010
The manager of Fidelity’s multi-manager growth fund prefers actively managed funds to passive funds as most of the fund’s returns are generated by manager selection rather than asset allocation.
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Advice in blunderland
7 October 2010
There has been much publicity over the latest HM Revenue & Customs “blunder” in relation to income tax under PAYE.
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Adviser Fund Index
7 October 2010
Exchange rates remained high on the political agenda last week as Brazil’s finance minister Guido Mantega claimed that governments were engaged in an “international currency war”.
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Advisers must set a platform policy
12 Oct 2010
Alan Hughes and Duncan Parkes says firms must ensure staff are properly trained on the firm’s platform approach.
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Advisers press for action to close the gaps
7 Oct 2010
Calls for regulator to have an objective of increasing savings and protection rates.
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Advisers snub junior Isas as replacement for CTFs
7 October 2010
Advisers have poured cold water over the Treasury’s plans to launch junior Isas for children as a replacement for child trust funds.
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Aifa calls role of FOS into question
7 October 2010
Aifa is lobbying for a complete review of the role and accountability of the Financial Ombudsman Service.
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Ashcourt Rowan swoops for Co-op IFA in trail cash deal
7 October 2010
Ashcourt Rowan Financial Planning has bought the Co-operative Bank’s IFA arm and is paying £450,000 for the firm’s trail commission receipts.
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AWD Chase de Vere duo leave in shake-up
7 October 2010
AWD Chase De Vere marketing director Martyn Laverick and operations director Robert Organ are to leave the firm in a management shake-up which will see five new executive positions on the board.
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Basel III could mean banks will shun securitisation
8 Oct 2010
Basel III rules could result in a long-term closure of the securitisation markets, according to JP Morgan Cazenove.
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Bestinvest downgrades Rensburg manager focus trust
8 Oct 2010
Bestinvest has downgraded a trio of Rensburg funds, including its £46.9m UK manager focus trust.
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BlackRock's Hambro sticks by his resources
8 Oct 2010
BlackRock’s natural resources fund manager Evy Hambro has played down a rating cut on one of his funds by Standard & Poor’s Fund Services.
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Bubble trouble
7 October 2010
With corporate bond sales soaring, Chris Salih reports on fears that the market is heading for a fall
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Capital punishment
7 October 2010
Capitalism has survived a series of crises and it will survive this one but recovery will not be easy
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Charterhouse in property tie-up
7 October 2010
Charterhouse Retirement Solutions director Terry Pritchard has joined forces with Salvus Property Advisors to form an intermediary-only private equity property fund.
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Compensation claims ruled out for Lehman-backed products
7 October 2010
Investors in capital-at-risk products from NDF Administration, Defined Returns Limited and Arc Capital and Income will not be able claim compensation from the Financial Services Compensation Scheme.
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Compensation culture
8 Oct 2010
Suzanne MacDonald is partner and head of financial services regulation at TLT Solicitors
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Complaints about banks rise to over 1.25 million
7 October 2010
Complaints about adviser firms fell by 9 per cent in the first half of this year compared with the same period last year while complaints about banks and building societies rose by 5 per cent.
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Consumers should know difference
7 October 2010
Re the articles in last week’s MM headlined, Just 31% of public say they’ll pay for advice, and, 95% of staff want advice on retirement, leaving aside the old Spike Milligan adage that 74.3 per cent of statistics are made up on the spot, what are we to read into these numbers?
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Continental consistency
11 Oct 2010
FUND FOCUS
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Court bid to get FSCS to reveal advice
7 Oct 2010
Regulatory Legal has issued a court application for the Financial Services Compensation Scheme to disclose the advice it used in deciding to categorise Keydata as an investment intermediary.
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Dampier says trackers are guaranteed to underperform
7 Oct 2010
Hargreaves Lansdown says some passive fund followers have been disingenuous by failing to recognise the achievements of certain active fund managers.
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Dealing in absolutes
11 Oct 2010
10 MINUTES WITH…BEN WALLACE
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Disbelief at lack of exam slots
7 October 2010
I entered for new RO exams last week. Guess what? No slots available in Birmingham for the next three months (I live in Wolverhampton). No entry slots whatsoever. None. Zilch. I beg your pardon? None? None?
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Dogma days for the RDR
11 Oct 2010
The retail distribution review is losing sight of its objective and becoming bogged down with anti-consumerist jargon, says Peter Emery managing director of Emery (IFA) Associates
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Don't pass the buck on investment advice
11 Oct 2010
Chris Gilchrist says that outsourcing investment advice will not benefit clients and that advisers should learn to do it themselves.
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Early closing
7 October 2010
Changing a client’s pension input period can help to avoid an unforeseen tax charge
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EU move to end gender bias in insurance policy
7 October 2010
The Court of Justice of the European Union has edged closer to banning insurers from using gender to price insurance policies.
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Follow the lender
8 Oct 2010
Paragon’s return to lending could inspire others. Paul Thomas reports
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Food for thought
11 Oct 2010
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FOS award rise must mean oral hearings
7 October 2010
THE EDITOR’S COMMENT OF THE WEEK
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FOS fee rise will hit PI costs
7 Oct 2010
The FSA admits that its proposed increase to the Financial Ombudsman Service award limit from £100,000 to £150,000 may increase professional indemnity insurance costs for adviser firms.
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FSA to probe pension firms on projection rates
7 Oct 2010
The FSA will be running checks on pension providers to ensure they are not still using standard projection rates for cash and fixed-interest funds.
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Funding the retirement boom
7 October 2010
Steve Bee says we can expect more changes on the pension front as the retirement boom continues.
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Graham to be L&G individual protection MD
7 October 2010
Peter Graham has taken over from Bernie Hickman as managing director of Legal & General’s individual protection business.
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Hargreaves Lansdown cuts Jupiter funds
7 October 2010
Hargreaves Lansdown has cut Tony Nutt’s £2.45bn Jupiter income and £559m Jupiter high-income funds from its list of recommended funds despite signs of a performance turn-round.
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High priorities
7 October 2010
Focus on your high-payoff activities and delegate everything else
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Hoban rejects Aim for Isas
8 Oct 2010
Hoban warns move could undermine the Isa brand.
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Hoban says Isas don't face cuts
7 October 2010
Treasury financial secretary Mark Hoban has rejected claims that the Government is considering reducing tax incentives on Isas in the forthcoming comprehensive spending review.
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Hoban says saving not CPMA role
7 October 2010
Treasury financial secretary Mark Hoban says the Consumer Protection and Markets Authority should not be given an objective of increasing saving and protection levels.
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Hope for the lost generation of buyers
8 Oct 2010
Rob Clifford says that improved lending rates and a potential fall in house prices may make properties affordable to the lost generation of buyers.
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Ignis shelves joint ventures to focus on growing its own
8 Oct 2010
Ignis plans to focus on building internal offerings.
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Inside India
11 Oct 2010
Iam sure it will not be long before the name Insynergy becomes more widely known. It is a relatively new fund management business offering UK retail investors access to talented fund managers, whose skills have previously only been available outside the UK or to institutions.
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Investors misled on IHT benefits of buying wine
7 October 2010
Investors are being misled over the tax benefits of buying into wine and could face “huge” unexpected bills from HM Revenue & Customs, a national accountancy firm has warned.
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Just Retirement buys systems firm
7 October 2010
Just Retirement has acquired annuity systems provider The Open Market Annuity Service from Kerr Henderson as part of its strategy to invest in further development of the open market option.
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'Lend or lose your bonuses'
7 October 2010
Chancellor George Osborne says he will take a tough line on bank bonuses if lending to small businesses does not increase.
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Lilley warns of means-test advice trap
7 Oct 2010
Former Social Secretary says IFAs could face future complaints from individuals whose pension savings make them ineligible for means-tested benefits.
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Lovett joins Ignis as equity investment chief
7 October 2010
Ignis Asset Management has recruited Mark Lovett, formerly of Allianz RCM, as chief investment officer for equities.
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Managers deliver on Witan Pacific
7 October 2010
An underweight position in Japan contributed to the Witan Pacific investment trust’s positive performance over the six-month period to July 31.
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McGee is to leave Aegon in shake-up
7 October 2010
Aegon head of corporate affairs Francis McGee is leaving the company as part of the firm’s restructure.
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Mighty macro
11 Oct 2010
It is not the rise of the computer as fund manager that has been threatening the active brigade. Rather it is thematic investing.
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MM leader: Light up protection
7 October 2010
Money Marketing welcomes the Income Protection Task Force’s roadshows aimed at promoting the benefits of IP to IFAs and mortgage brokers.
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MM leader: Saving is not a mission for failure
7 October 2010
Giving the CPMA a statutory objective to “have regard” for increasing saving and protection levels would create a more balanced and constructive regulator.
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Money market fund cap set to raise credit risk
8 Oct 2010
Money market fund managers may be forced to increase risk in their products under new IMA plans.
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Neptune adding US and UK income
7 October 2010
Neptune has bolstered its fund range with the soft launch of both a US income fund and a UK higher-income fund.
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Nucleus in £15m issue to pay Sanlam debt
7 October 2010
Nucleus is planning a £15m rights issue to pay back the company’s debt to South African insurer Sanlam.
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Openwork advisers to get platform deal
8 Oct 2010
Network carries out due diligence on platform providers ahead of 2011 launch.
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Out of context
7 October 2010
“Can we fix it? At the risk of sounding like Bob the Builder, yes, I think we can”
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Panorama slated over pension report
7 October 2010
IFAs and contributors to the BBC Panorama programme on pension charges have hit out at the way the issue was presented.
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Positive attitude
6 Oct 2010
Employees must think about attitude to risk, reward and volatility before deciding where pension funds are invested
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Positive Solutions makes a £7m loss
7 October 2010
Positive Solutions has reported a loss of £7.4m for 2009 compared with a profit of £5.7m the previous year. It blames the loss on the downturn, a rise in regulatory fees and improvements to its governance and compliance controls. For more on this story, see www.moneymarketing.co.uk
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Prime opens PI division for intermediaries
7 October 2010
Professional indemnity insurance broker Prime has launched a new division focused on the insurance needs of advisers.
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Profit rethink for networks
7 October 2010
Networks are going to have to find new ways to stay profitable once firms make the transition to adviser-charging, according to technology firm SSP.
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Projection fate
7 October 2010
How can five firms quote different growth rates for the same fund?
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Reed leaves Fidelity to take hedge fund role in New York
7 October 2010
Fidelity global focus fund manager Brenda Reed is leaving the firm after 18 years.
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Regulator aims to streamline complaint process
7 October 2010
The FSA is proposing to abolish the two-stage complaint process as part of measures to drive up industry standards on complaint-handling.
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Regulatory creep warning over rise in FOS award limit
7 October 2010
Advisers and lawyers have war-ned of regulatory creep following the FSA’s proposal to raise the Financial Ombudsman Service compensation limit from £100,000 to £150,000.
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'Regulatory regime is like Little Britain'
7 Oct 2010
The Financial Services and Markets Act has been a “complete failure”, according to Treasury select committee member Mark Garnier.
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Royal Liver halts Progress
7 October 2010
Royal Liver has closed its specialist IFA protection service Progress to new business with immediate effect.
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Save first, spend second
12 Oct 2010
Rob Reid says the biggest risk is living longer than your money.
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Selective memory
7 October 2010
COMPENSATION
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Staff feel 'railroaded' by Co-op IFA takeover transfer
8 Oct 2010
Employees of the Co-operative Bank’s IFA arm have hit out at the way the transfer to new owner Ashcourt Rowan Financial Planning has been handled.
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Standard says it stands by IFAs
8 Oct 2010
Directors says they are passionate about independent financial advice and forecast and industry dominated by small regional IFAs.
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Taskforce on the road to promote IP benefits
7 October 2010
The Income Protection Task Force is about to embark on a series of adviser roadshows aimed at boosting the take-up of income protection products.
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The crash of cash
7 October 2010
September was the 18th consecutive month that the UK bank rate has stayed at a record low of 0.5 per cent and this is likely to remain the case for some time.
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The malady lingers on
7 Oct 2010
Nic Cicutti says he has come across his fair share of bad IFAs in his time in the industry.
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The MM Profile: John Heron
8 Oct 2010
Paragon’s group director of mortgages believes the private rented sector is going to play a much bigger role in the housing market as people find it increasingly difficult to get a mortgage.
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Too clever by half
11 Oct 2010
Paul Farrow says it is investors who suffer as products get more and more complex.
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TSC Tory calls for RDR grandfathering
7 Oct 2010
Treasury select committee member Mark Garnier calls on FSA to allow grandfathering and reconsider commission rules.
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Where the nuts come from
8 Oct 2010
Brazil. That’s what I would have answered if at the end of writing a certain book on a certain subject that might be an anagram of “merging meerkats”, you had asked me which of the emerging markets - oops - I would pick if I could only invest in one for the rest of my life.
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Which? wants bigger fines for banks
7 Oct 2010
Which? also calls from increased naming and shaming of banks that fail to treat customers fairly.




