Money Marketing
7 November 2007
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10-year fixed rate mortgages not the answer, says Stroud & Swindon
12 Nov 2007
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2,500 In logjam for Pru Protection
8 Nov 2007
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50 more funds and a 10-year cash pledge for Aegon's 5 for life
8 Nov 2007
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76% of NAEA members report decreases in instructions since introduciton of Hips
8 Nov 2007
Seventy-six per cent of National Association of Estate Agents members have reported decreases in excess of 10 per cent in instructions for three or more bedroom properties since the introduction of Hips.
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A minister and a meltdown
8 Nov 2007
Controversy continues over personal accounts this week, as the Government made the startling admission that it is planning to get around EU laws by auto-enrolling employees into group personal pension schemes, even though this is prohibited under EU law.
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A Shaw thing
8 Nov 2007
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A&L £225m securitisation is set at 40bps over Libor
8 Nov 2007
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Advice for all
8 Nov 2007
At the end of last month, I published the interim report of the independent review of generic financial advice that I am leading on behalf of the Treasury.
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Aegon sees 41 per cent rise in new business value
8 Nov 2007
Aegon UK has announced that the value of new business has increased by 41 per cent to £118m in the first nine months of 2007, compared with the same period last year.
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Aifa warns on RDR damage to consumers
13 Nov 2007
The Association of Independent Financial Advisers claims RDR proposals for changes to firms and the advice system are likely to have a detrimental impact on consumers, in its fifth and final Retail Distribution Review issues paper released yesterday.
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Alexander Wynaendts to succeed Shepard as Aegon chairman
8 Nov 2007
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Almost 25% of landlords plan to grow portfolios, says NLA
7 Nov 2007
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Amber Homeloans to withdraw products
8 Nov 2007
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AMI creates TCF working party
9 Nov 2007
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An issue of equality
8 Nov 2007
Women tend to lose out financially, compared with men, according to the Fawcett Society.
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Arrests in FSA boiler room investigation
8 Nov 2007
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Axa eases GP report requirements
8 Nov 2007
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Axa set for variable annuity deal
8 Nov 2007
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Axa's wrap to lift off in 2008
8 Nov 2007
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Bank adviser stole from pensioner
8 Nov 2007
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Bank of England maintains interest rates at 5.75%
8 Nov 2007
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Bank of Ireland Isle of Man - International Kick Out Bond
8 Nov 2007
Bank of Ireland Isle of ManInternational Kick Out Bond
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Bank on Mr Bean?
8 Nov 2007
If the Bank of England was somewhat downbeat in its assessment of financial stability issues last month, the Federal Reserve Bank delivered a more upbeat message. Announcing a further quarter-point rate cut last week, the clear implication in the accompanying statement was that sufficient had been done to keep growth on track.
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Barclays links to Swip fund
7 Nov 2007
Barclays Capital has established a capital protected product linked to the performance of the Swip European real estate fund for investors with offshore bonds.
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Bonds bounce back
8 Nov 2007
There have been concerns that if the RDR proposals come into force, it will play into the hands of the banks and building societies - a move that some say will not be in the best interests of the consumer. I am wondering if the critics have a point.
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Brimming with ideas
8 Nov 2007
Chris Salih says the best ideas strategy is gathering momentum, with more fund companies set for launches. Now, the originator, Skandia, plans two additional vechicles
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Bupa fears over premium pressure
8 Nov 2007
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Buy-to-let is a rich man’s game, says RICS
8 Nov 2007
The buy-to-let market is now so inaccessible to the average investor that only the wealthy can afford to be become landlords, according to RICS.
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Canada Life says employers should offer group income protection in light of welfare reforms
8 Nov 2007
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CGT to trigger sell-off
8 Nov 2007
It has been said many times before over the years by lots of different people for a variety of reasons but I feel I am on pretty safe ground when I say that the financial advice market in the UK is on the cusp of serious change.
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China boasts top ten companies in six sectors, says Fidelity International
9 Nov 2007
China now boasts at least one top-ten company by market valuation in six industrial sectors, according to an analysis of Morgan Stanley Capital International data by Fidelity International.
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Chris Macdonald
8 Nov 2007
When Brooks Macdonald launched as a fee-based business back in 1991, the widespread industry expectiation was that the firm would fail but the company's chief executive explains that not only has it thrived, particularly with the introduction of Sipps, and built up to 100 staff and nearly £1bn under management but it also went against industry sentiment again with a successful market flotation which raised the firm's profile. Interview by Gregor Watt.
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Churning points
8 Nov 2007
One of the constants in the world of personal finance is the way in which changes in personal taxation have an impact on future financial decisions.
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Close Investments - Agricultural Commodities Trust
7 Nov 2007
Close InvestmentsAgricultural Commodities Trust
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Close Investments - EuroPip
7 Nov 2007
Close InvestmentsEuroPip
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Comparison could be misleading
8 Nov 2007
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Consumers five times more likely to non-disclose with paper applications
12 Nov 2007
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Consumers trust family and friends for advice on retirement planning
9 Nov 2007
Defaqto’s Retirement Savings and Income Report 2007 shows that many consumers still trust themselves, their family and friends for advice on retirement planning.
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Conway joining Cofunds
8 Nov 2007
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Correlation street
8 Nov 2007
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Cracknell joins Skandia as strategy director
12 Nov 2007
The Skandia UK and Offshore Group has announced the appointment of Michelle Cracknell as its new strategy director.
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Dampier backs experience
8 Nov 2007
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Davy dismisses irrelevant GFA
8 Nov 2007
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Dinosaur proves to be hardy beast
8 Nov 2007
With-profits is proving to be a more resilient animal than many commentators in the market expected.
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Divorcees to share PPF payouts
8 Nov 2007
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Downing Corporate Finance - Downing Protected VIII and IX
7 Nov 2007
Downing Corporate FinanceDowning Protected VIII and IX
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Dumble to leave Aegon after 30 years
8 Nov 2007
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Edeus launches new buy-to-let and self-cert products
8 Nov 2007
Edeus has announced the addition of two new buy-to-let products and three new self-cert deals.
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Ethical stats reflect eye-opening facts
7 Nov 2007
Having been canvassed across most newspapers and television screens in 2007 it seems that the push towards becoming more ethically aware has finally seeped through to the investment market.
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EU's economic growth expected to drop in 2008 and 2009
12 Nov 2007
The European Union’s economic growth is expected to decline from 2.9 per cent in 2007 to 2.4 per cent in both 2008 and 2009, according to the European Commission’s autumn economic forecast.
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Falconer could sue Prime Minister over pension
8 Nov 2007
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'Firms too slow in embracing TCF'
8 Nov 2007
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Fitch Ratings brands Pearl's Resolution bid as "potentially detrimental"
13 Nov 2007
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Former Abbey chief exec to lead new offer for Northern Rock
12 Nov 2007
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Fortis for February?
13 Nov 2007
So Money Marketing has caught wind that Fortis is planning to enter the protection market with a combined life, critical-illness and income protection plan.
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Fortis gearing up for protection debut
8 Nov 2007
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Four managers join Nexus Funds platform
8 Nov 2007
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Fraser quits SLI to head Aegon Euro equity team
8 Nov 2007
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Friends boosts GPP with self-investment option
8 Nov 2007
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FSA demands greater Contracts for Difference disclosure
12 Nov 2007
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FSA is told to name and shame advisers
8 Nov 2007
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FSA to crackdown on poor RMAR submissions
8 Nov 2007
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Gale quits Sesame
7 Nov 2007
Sesame chief executive Patrick Gale is standing down next month after seven years with the company.
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GE Money Home Lending cuts BTL rates by 0.85 per cent
12 Nov 2007
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GI firm Uinsure adding duo to complete B&C cover panel
8 Nov 2007
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GMAC-RFC launches new BBR trackers
9 Nov 2007
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Government to sidestep EU on auto-enrolment
8 Nov 2007
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Govt postpones introduction of EPCs on new builds till April 2008
8 Nov 2007
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Green lights
8 Nov 2007
There is little doubt that something has changed this year. It may be early days but the concern for environmental issues and, in particular, climate change does seem to have stepped up a gear.
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Helm appoints new finance and operations director
9 Nov 2007
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HL assets grow by £400m
8 Nov 2007
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HMRC relents on reinsurers' tax relief
8 Nov 2007
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HSBC climb climate change mountain
7 Nov 2007
HSBC Investments has brought out the global climate change fund, a Sicav that will invest in a portfolio of approximately 60 companies that are addressing and developing solutions to climate change.
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Hudson backing tougher cash rules
8 Nov 2007
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Insight in switch to daily pricing
8 Nov 2007
Insight Investment has moved the absolut insight fettered fund of funds and its underlying funds from fortnightly to daily pricing.
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Insolvencies down by 5%
8 Nov 2007
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Into Africa
8 Nov 2007
Jamie Allsopp is manager of the successful New Star hidden value fund.
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Investment trusts win VAT exemption
8 Nov 2007
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Jupiter adds new Europe fund to Sicav
8 Nov 2007
Jupiter has added the new Europe fund to its Sicav range.
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Just Retirement links up with Lighthouse Group
13 Nov 2007
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L&G introduces postcode annuities after pilot is deemed successful
7 Nov 2007
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Late developers
8 Nov 2007
It seems increasingly likely that we are approaching the end of the current economic and market cycle. The impending end game, while ultimately a cause for concern, may provide opportunities for profit as well as risks. The final stage of a bull market is often the most exciting phase although most of the profits made in the last upswing prove to be temporary in nature.
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Lifesearch link lifts Asda sales
8 Nov 2007
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Lime to host roadshows on fully protected mortgages
13 Nov 2007
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Magical mystery tour
8 Nov 2007
Is it possible to have too much openness in financial services? Almost never, I would argue, which is why the Information Commissioner is proving to be a godsend.
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Martin is taking over from Gale at Sesame
8 Nov 2007
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MBO takes place at Gissings
13 Nov 2007
The management team at Gissings Advisory Services has effected a management buyout, announced today.
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McDonald and Brookes are reunited on Cazenove funds
8 Nov 2007
Cazenove's new multi-manager Robin McDonald says the changes he will be making to the portfolios he has inherited from Mark Harries and Simon Wood will be evolutionary, not revolutionary.
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Medical facts are not on the record
8 Nov 2007
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Mercer seeks partners for UK retail push
8 Nov 2007
US investment consultancy Mercer is in discussions with potential strategic partners to distribute its new multi-manager funds to the UK retail market.
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Miffed over Mifid
8 Nov 2007
One week after the arrival of the mighty Mifid, I ask you how much of your business has changed? Mifid is one of the most important European regulatory changes in as long as I can remember. For any of you who remain blissfully unaware of the arrival of this huge European directive, let me update you.
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Mortgage Force adds two lenders to secured loan broking arm
12 Nov 2007
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Munich Re acquires software firm Allfinanz
12 Nov 2007
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Nationwide Building Society - 25 Year Fixed Rate Mortgage
9 Nov 2007
Nationwide Building Society25 Year Fixed Rate Mortgage
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Nationwide Building Society - Five Year Fixed Rate Remortgage
8 Nov 2007
Nationwide Building SocietyFive Year Fixed Rate Remortgage
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NDF accelerates with FTSE plan
7 Nov 2007
NDF AdministrationAccelerated Growth Plan October 07
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Negative note on absolute return funds
8 Nov 2007
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New Star hires ex-FSA staffer as product head
12 Nov 2007
New Star Asset Management has appointed Dan Ford as the firm’s director of product development.
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Newton's ring of confidence
8 Nov 2007
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Northern Rock's borrowing from Bank of England slows significantly
9 Nov 2007
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NU looks to return unclaimed assets
8 Nov 2007
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On the move
9 Nov 2007
Well, my ‘people on the move’ section of our esteemed Professional Brief supplement certainly was a breeze to write this month.
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Online mortgage deeds are axed
8 Nov 2007
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Orcid blooms
8 Nov 2007
I was pleasantly surprised when talking recently with Keith Robinson, support director at Origen, who is very happy with the recent deployment of Quay Software's customer care desktop product in his organisation.
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Out of context
8 Nov 2007
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Outside forces continue to rock the FSA
12 Nov 2007
The FSA's use of mystery shopping has been thrown into doubt after the Information Commissioner ruled the regulator must name and shame advisers who performed badly in one of its mystery-shopping exercises.
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Panel are unaware of what IFAs do
8 Nov 2007
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Panic selling causes temporary suspension of Barclays shares after 9% drop
9 Nov 2007
Trading in Barclays shares was temporarily suspended today after a sudden drop in its share price of more than 9 per cent to 442p.
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Passport control
8 Nov 2007
In this week's question for Money Marketing's expert panel, an adviser seeks views on whether Mifid is a potential escape route from the RDR requirements. Our panel are on hand to answer questions about the potential future market landscape and where firms may want to think about positioning themselves, as well as broader issues underpinning the review. If you have any queries you want answered or any nagging questions you do not feel have yet been addressed in these pages, email the panel ...
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Paternoster buys Emap pension scheme
13 Nov 2007
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Paymentcare.co.uk says the Competition Commission's PPI report misses mark
7 Nov 2007
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Pensions minister pledges to review staff benefit anomaly
8 Nov 2007
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PensionsFirst aims to manage DB risks
8 Nov 2007
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Pink flies the feather flag
9 Nov 2007
Pink Home LoansAmber Feather Adverse 2-Year Fixed
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Pink Home Loans COO to leave
9 Nov 2007
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Pipe dreams
8 Nov 2007
Rising global demand has pushed oil prices to record highs but investors may find it difficult to tap into the boom, reports Will Henley
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Plum does provide valuations
8 Nov 2007
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Poor health is main factor in retirement
8 Nov 2007
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PPI proposes solution to personal accounts means-testing dilemma
12 Nov 2007
The Pensions Policy Institute has proposed a "pension income disregard" to overcome the means-testing problems many commentators believe to be the major barrier to the successful implementation of personal accounts.
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Private securitisation deal for Express
8 Nov 2007
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Product matters
8 Nov 2007
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Protocol to amend UK's double taxation convention with NZ signed
7 Nov 2007
A Protocol amending the exchange of information within the UK’s double taxation convention with New Zealand was signed in London today.
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PSigma Asset Management - American Growth Fund
7 Nov 2007
PSigma Asset ManagementAmerican Growth Fund
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Psigma Asset Management - European Income Fund
7 Nov 2007
Psigma Asset ManagementEuropean Income Fund
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Rating agencies to consider providing separate rating for liquidity risk in wake of Northern Rock
13 Nov 2007
Rating agencies have confirmed they are looking into whether they will provide a separate rating or tool for liquidity risk, after a grilling from the Treasury Select Committee today.
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RDR paper attacked for ignoring specialist skills
8 Nov 2007
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Reality gap
8 Nov 2007
We have now had over 20 years of regulation. There have been a dozen regulators, hundreds of consultative documents and thousands of pages of rules and yet very little has changed. There has been a huge, if unheralded, improvement in the professional standards of advisers. Apart from that, consumers have been burdened by a system that fails most of them.
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Rebate debate
8 Nov 2007
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Repos could rocket to 60k
8 Nov 2007
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Residency test will widen IHT market
8 Nov 2007
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Royal London focus on profit
8 Nov 2007
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Rubin to succeed Prince at Citigroup
8 Nov 2007
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Self service
8 Nov 2007
Nicola York asks whether the rise of group Sipps will spell the end for group personal pensions.
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Setting a standard
8 Nov 2007
The importance of technology should not be underestimated in the mortgage industry. It has been crucial in speeding up business, cutting costs and providing an audit trail for the adviser from the fact-find through to completion. Good IT systems make the broker's life much easier, reducing hassle and leaving time to get on with the main job of advising clients.
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Six year RDR window to achieve diploma plus compulsory prof body membership, says CII
8 Nov 2007
Advisers should have a six year window to obtain the Diploma in Financial Planning and must be part of a professional body who will police behaviour, says the Chartered Insurance Institute.
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Sixfold boost for ethical funds
8 Nov 2007
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SJP buoyant with investment and pension growth
8 Nov 2007
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Slowdown showdown
8 Nov 2007
The resilience of property prices is shown in Nationwide figures which reveal prices bouncing back in October.
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Standard faces FOS claim over WP penalties
8 Nov 2007
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Standard Life client data in lost package
8 Nov 2007
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Standard Life pulls out of Resolution deal leaving way clear for Pearl
12 Nov 2007
Standard Life has pulled out of a £4.9bn battle for Resolution after its share price fell to its lowest levels since August 2006 last week.
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Stroud & Swindon Building Society - Three-Year Fixed Buy-To-Let
9 Nov 2007
Stroud & SwindonThree-Year Fixed Buy-To-Let
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Suffolk Life creates MasterSipp
7 Nov 2007
Suffolk LifeMasterSipp
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SWIP hires Buckley as CEO
13 Nov 2007
Scottish Widows Investment Partnership has appointed Dean Buckley as the firms new chief executive officer.
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t1ps Investment Management - SF t1ps Smaller Companies Growth Fund
7 Nov 2007
t1ps Investment ManagementSF t1ps Smaller Companies Growth Fund
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Taper chase
8 Nov 2007
Over the past couple of weeks, I have looked at the changes proposed on inheritance tax in the pre-Budget report. I would like now to look at the capital gains tax proposals.
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Tenet says segmented plan is 'ridiculous'
8 Nov 2007
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Tenet sets out guide to treat customers fairly
8 Nov 2007
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Tenet setting up a fund company
8 Nov 2007
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Thames River delays funds
8 Nov 2007
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Thames River launches long/short property fund
9 Nov 2007
Thames River Capital has announced the launch of a long/short property fund focused on pan European real estate securities.
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The grim repo
8 Nov 2007
Will Henley reports on the implications of a predicted big rise in house repossessions and mortgage arrears.
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The hot topic
8 Nov 2007
A number of climate change funds have been launched recently, with Virgin's offering the latest. Do you expect anyone to make money from these funds or are they being created to meet the public's demand for all things green?
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The RDR from the sharp end
8 Nov 2007
Tom Baigrie, Lifesearch managing director takes a wide-ranging look at the controversial retail ditribution review and says the FS must focus on the value of advise
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The rise of Russia
8 Nov 2007
Russia is to become one of the top 10 global economies by GDP in the next 12 months and the third-biggest contributor to global GDP growth in 2007, only behind the US and China. Can you afford not to consider Russia in your long-term investment plans?
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The switch to service
8 Nov 2007
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Thinc agrees exclusive BTL deal with Bank of Ireland
9 Nov 2007
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Tories want assurance on means test
8 Nov 2007
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Trustnet's service to allow advisers to search all pensions and bond wrappers by funds offered
7 Nov 2007
Trustnet is to launch a new life and pension service which will allow investors and advisers to name a fund or funds and search what pension and bond wrappers they are available in and on what terms.
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Up close and personal
8 Nov 2007
Iam 28 and have just joined a small firm which does not offer any form of pension scheme to its employees apart from access to a stakeholder scheme to which it does not contribute. I have heard about a new type of pension called personal accounts. How will these work and will they apply to me?
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Ussher rejects one-size-fits-all regulatory approach
7 Nov 2007
Economic Secretary and City Minister Kitty Ussher has rejected a one-size-fits-all regulatory approach or pan-European regulator for financial services.
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We need to hear the ombudsman's views on the RDR
12 Nov 2007
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Webline deal gives access to special risks service
8 Nov 2007
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West Brom set to pay retention fees
8 Nov 2007
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When will the crunch crumble?
8 Nov 2007
The impact of the credit crunch and the Northern Rock crisis on the UK mortgage market continue to be the hot topics in the mortgage industry.
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Where Will she go?
9 Nov 2007
This week has seen the shock announcement that Linda Will, managing director at Accord Mortgages, has left the lender. The move - which took many brokers in the mortgage market by surprise - has led to speculation over where her next role will be.
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Which? slams direct sellers over marketing gimmicks
8 Nov 2007
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Will quits Accord
8 Nov 2007
