5 January 2012
Tom Selby says 2012 poses a range of challenges for pensions minister Steve Webb
Paul Thomas says advisers face a difficult year if, as economists predict, the eurozone crisis takes its toll on the housing market.
Joanne Ellul says the investment industry is wary of further volatility in the European crisis
Sam Macdonald says the market is waiting for FSA clarity on cash rebates.
Natalie Holt looks ahead at a vital 12 months as the RDR moment of truth looms for advisers.
There are a number of loose ends that still need to be tied up regarding the RDR.
If FOS worked within the confines of the law and a modest fee was used to dissuade opportunists, MoJ work on claims firms would not be needed.
Qualifications are important but don’t overlook experience.
Nic Cicutti says the determination to keep the initials “IFA” shining brightly appears gradually to have evaporated.
Given the opportunity few adviser firms would not like the ability to in some ways emulate Hargreaves Lansdown.
Kim North says we need more astute regulation that does not act after the event.
Peter Le Beau says the protection industry needs to produce a more buyable income protection product.
MAM Funds managing director Gervais Williams is planning to launch a best ideas income product for the firm.
A county court has rejected the FSA’s bid to quash a case brought by a retired IFA who is suing the regulator for harassment.
The Federation of Small Businesses has attacked the Government for failing to cut red tape for small firms.
Joanne Ellul interviews MAM Funds managing director Gervais Williams.
AMI has warned the mortgage market review will be the death knell for mortgage packagers unless they radically restructure operations.
Platforms say classing re-registration as a non-advised process will allow legacy commission to continue to be paid after the fund switch.
Saunderson House chief executive Nick Fletcher has quit the IFA firm after 18 years.