4 January 2006
BarclaysFTSE Super Tracker - Issue H3
One of my favourite misquota- tions is "trying to justify the costs of statutory regulation seems to me like explaining why you bought a 747 jumbo jet for the free peanuts". However, it is true to say that FSA regulation is an expensive business.
Andrea Tryphonides looks at the strategy behind RBS's radical brand rethink
Britannic Asset ManagementArgonaut European Income Fund
Britannic Asset ManagementCartesian UK Opportunities Fund
Canada LifeFlexible Investment Bond
What options are open to IHT planners who wish to retain control of their assets?
This week by Daily Express personal finance reporter and consumer expert on This Morning Holly Thomas.
Learning to swim is one of those events in your life where you need to place complete faith in your instructor. If they let you down, it could keep you on dry land permanently. You could, of course, rely on water wings. However, as your confidence grows, you are more likely to be focused on swimming as opposed to avoiding drowning.
F&C Asset ManagementUK Opportunities Fund
The Government should remember that low value does not necessarily mean the best value
Fidelity FundsNetworkInvestment Bond
A series of tests will help to decide if a tax scheme needs to be disclosed to the Revenue
Regulator probes 15 networks and finds shortcomings in many of their monitoring procedures
As the mortgage industry moves into 2006, more than a few people will be relieved that M-Day did not bring the end of the the world, mortgage business is still being transacted and FSA regulation has probably not been as unpleasant as many imagined.
IFAs can make a living in this business by doing the right thing for rich and poor
The chairman of the curiously named Betelgeuse Investment Funds mused: "All in all, life could be a whole lot worse." Looking through the glass wall of his office to the rows of desks where his fund managers and supporting analysts plied their trade, he was was conscious of the fact that staff numbers were down on a year ago despite healthy growth in funds under management. No wonder profits were on the up.
Alliance & Leicester's head of intermediary mortgages believes in an individual-based approach to business and he considers the market is going to hold up well in 2006 although one of the main themes for most companies will be on retaining existing customers. Interview by Nicola York.
Christmas on the high street appears to have set some interesting trends and I wondered whether there are lessons which we can pick up from the mortgage market. Last year saw disappointing volumes on the high street and in the mortgage market so the parallels may well start there. Three or four trends were noticeable on the high street over Christmas and I will pick these up individually and see what they may mean for our market.
New Star InternationalEuro High Yield Fund
2006 should be the year when we end the sham of non-advised sales
I was asked by an IFA friend to recommend a speculate to accumulate portfolio for adventurous investors over the next three years.
Fears that more companies could follow Rentokil by freezing schemes for existing members
What will future generations of personal finance historians make of 2005 and what can we look forward to in 2006?
Scottish WidowsGuaranteed Investment Bond
Last month, the Financial Ombudsman Service spelt out what many in the market had feared by confirming that advisers are likely to bear at least some of the brunt of Chancellor Gordon Brown's shock decision to bar residential property in Sipps.
Smith & Williamson is aiming to raise up to 10m for the British Country Inns enterprise investment scheme, which is managed by the team behind the English Country Inns EIS.
The rationale behind fund classification is clear but not without its problems
Real estate investment trusts are set to bring about a pan-European property market
Fund managers expect M&A activity to boost UK equities in 2006, says Matt Davis
Wouldn't it be nice if 2006 could be declared the year of the adviser?
Regulator's chief executive points to dangers highlighted by retail hedge fund anomaly
Surprise 37m deal sees shift from organic strategy
Legal & GeneralPortfolio Bond
Many IFAs welcomed the Sipp U-turn as they feared the madness of crowds