28 June 2006
What are European countries doing to address falling birth rates?
New aggregated platform service aims for straight-through processing
Charles Stanley's Oeic fund of funds has sold out of star manager Angus Tulloch's First State Asia Pacific leaders fund because it has failed to measure up to the performance of the First State Asia Pacific fund.
AMI says lenders are hiding behind Data Protection Act
This week by freelance journalist Paula Hawkins
Overseas property The popularity of the Spanish Costas continues to rise among Britons and Scottish Widows head of product development and marketing Murdo McHardy sets out the gain and possible pain of buying in Spain
Home reversion plans have become more popular as people live longer and many find themselves with insufficient pension income.
Comments by the Paymaster General reveal the Government's thinking on the trust regime
Speaking at the FSA retail intermediaries sector conference in Coventry, Davy said: "I have yet to see a multi-tie operation that has provided an improved service for customers.
Nicola York finds that Mark Chilton thinks the future is bleak for mortgage networks
Our panel ponder the potential perils of interest-only mortgages and the prospects for fixed-rate homeloans
As the chickens come home to roost, schemes mustn't be allowed to throttle them
Treasury Economic Secretary Balls hails establishment of regulator as significant reform
Regulator concerned that clients are not told repayment vehicle is needed
Experience and the ability to stand up to downturns are the keys to picking good fund managers, says Hargreaves Lansdown head of research Mark Dampier, as he names his personal top three. Interview by Philip Scott
After the events of the last month, it may be time to get back to basics in stockpicking
The latest addition to Hargreaves Lansdown's multi-manager fund range has attracted £1.3m in its first month since launch.
Markets remain tricky and investors continue to jump both ways at every bit of news. The world appears divided between those who consider the shake-out to have run its course, with buying opportunities abound-ing, and those who think the unsettled nature presages more problems ahead.
Buy to let BM Solutions head of sales and marketing Chris Pearson says BTL landlords have continuing confidence in property
Can advisers be sure the FSA really means it this time when it says it will not take retrospective action again?
Business strategy Mortgage Intelligence managing director Sally Laker says instead of trying to cover the whole market, intermediaries could instead carve out their own niche with the emphasis on being unique and offering something different from the pack
Fund manager seeks new opportunities as strategies become more crowded
Jorma Korhonen faces a difficult task but who would turn it down?
We have conducted a thorough assessment and the structures seem sound'
Ivorian government bonds, Chinese wind farms, Montenegrin apartment blocks and gemstones from Mount Kilimanjaro.
The Adviser E-Enquiry initiative aimed to help 100 firms adopt e-commerce in its first year but exceeded its target sixfold. Project director Nicola Mitchell describes how one-to-one support helped advisers to overcome their negative perceptions of ecommerce, with providers seeing dramatic increases in business
Product providers expect support service companies to grow by a third over next three years
Lender profile Guy Anker reports on Nationwide's three-year plan to raise service standards for intermediaries
We may all have to accept some sacrifices to protect pension funds
Many years ago, I was invited to attend a conference in Oxford by the Institute of Financial Planning.
Many industry commentators predicted that packagers would disappear in the regulated world but it is becoming clear that new roles are emerging and the successful players will be those that refocus their activities to take advantage of this.
Warning that with-profits and self-cert products still pose major risk
Nicola York looks at the controversial subject of lenders offering retention fees to brokers for keeping a client with them
At long last, CP06/8 sets out FSA proposals to extend the consumer protection provided by a regulated regime into home-reversion plans and Ijara home financing arrangements.
Improved clarity on the Budget trust changes is giving advisers the confidence to re-enter the market
A true financial planning service could prove of real worth to anyone taking time out from their job
Shared equity Amanda Newman analyses the shared-ownership sector and finds that although it offers hope for first-time buyers, there are disadvantages
The unveiling of Jorma Korhonen as the manager of Fidelity's new global special sits mandate has still left many questions unanswered, says Matt Goodburn
The UK insurance industry must do more to protect consumers against the risks of buying cover from offshore providers, says britishinsurance.com managing director Simon Burgess
In my last few articles, I have discussed the treatment of pension rights in divorce proceedings, highlighting areas which might not be immediately apparent to divorce lawyers and the courts regarding the valuation of pension rights.
These are testing times for Credit Suisse. Managing director Ian Chimes's departure after thirteen years at the group followed hot on the heals of his long standing colleague Mark Thomas who left for River and Mercantile earlier in the month.
Arguments around the imbalance between public and private sector pensions continued to trundle along this week with plans announced by Cabinet Office minister Hilary Armstrong to raise the costs of civil servants pensions.
Last week saw the launch of what claims to be a 'revolutionary' product in the protection world Prudential's serious illness cover. The product has been hailed for its innovation and simplistic approach to staged payouts of cover and introducing a menu-style option for options.
Open letter to financial services practitioner panel chairman Roy Leighton
The new chief executive of the Personal Finance Society has an ambitious five-point plan covering a wide range of objectives and one particular aspiration is to fill what he sees as a gap in the market by putting the focus on the consumer. Interview by James Salmon
Independent scrutiny of efficiency and effectiveness will be part of ongoing checks