Money Marketing
27 April 2005
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Investment view
28 Apr 2005
It is little wonder markets were nervous last week as company results and economic statistics poured out of the US. The signs were mixed, to say the least. The prospect of slowing economic growth and rising inflation remains a possibility, even if stagflation of a virulent kind appears unlikely.
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The PFS's view
28 Apr 2005
It is six months since the vote by members of LIA and Sofa to form the Personal Finance Society. The idea had a long history. In the early 1990s there was much debate about bringing the financial adviser community together into one body which would represent them and set standards which would give added confidence to the public.
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A new release of life
28 Apr 2005
A combination of economic factors and improved products will see equity-release business continue to grow.
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A rate worse than death
28 Apr 2005
Prudential UK head of protection Paul Cowman looks at the rates tussle between the new entrants and the established players and how technology will be prove a major factor in sustaining rates
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A switch in time
28 Apr 2005
O&M Systems director Graham Miller's warning that advi-sers should cover their backs by reviewing all their with-profits policies with a view to switching has met with gen-eral agreement but it has also raised questions over how to judge what course of action will benefit the client most.
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ABI is not backing compulsion for pensions
28 Apr 2005
The headline and first para-graph of the article, ABI disappointment as Labour seems to rule out compulsion (Money Marketing, April 14), gives the misleading impression that the Association of British Insurers has undergone some sort of Damascene conversion and is now in favour of compulsion for individual pension savings.
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ABI onslaught at FSA enforcement tactics
28 Apr 2005
The ABI has launched a scathing attack on the FSA's enforcement procedures, slamming it for sub-standard investigation work, bias and lack of transparency.
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ABI site focuses on paying for advice
27 Apr 2005
The ABI has set up a section on its website dealing with paying for financial advice and the role of commission. Comments posted on the site will contribute towards the ABI's consultation and a publication due early next year on how financial advice should be paid for.
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Actuaries say smoking now bigger factor than gender on mortality
28 Apr 2005
Smoking now has a bigger impact on mortality than gender.
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'Advisers are trading without PI'
28 Apr 2005
The FSA is failing to crack down on firms operating without professional indemnity insurance, leading to concerns that IFAs could slip through the net, says Collegiate managing director Tony Howe.
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Alexander Forbes in bespoke Sipp deal
27 Apr 2005
Alexander Forbes Financial Services is offering a bespoke Sipp with Standard Life and Investment Solutions. The Alexander Forbes Standard Life Sipp uses multi-manager fund from Investment Solutions. Former Bureaux Group managing director Peter Quinton has been appointed director of public relations at Alexander Forbes.
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Average council tax soars by 91 per cent over ten years says KRS
3 May 2005
Research from Key Retirement Solutions shows over the last ten years, average council tax bills in England have risen 91.58 per cent.
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B&B advisers vote N&P Building Society as best broker site
29 Apr 2005
Bradford & Bingley mortgage advisers have voted Norwich and Peterborough Building Society's electronic trading service the best broker site for usability and reliability.
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Bank of Ireland Isle of Man - Guaranteed FTSE Bond 7 Year - Issue 17
29 Apr 2005
Bank of Ireland Isle of Man Guaranteed FTSE Bond 7 Year - Issue 17
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Baring raises charges on three funds
27 Apr 2005
Baring Asset Management is following Credit Suisse and Threadneedle and raising charges on three funds from 1.25 per cent to 1.5 per cent. The funds are the Japan growth trust, Korea trust and Eastern trust.
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BBB set for overhaul to pay £2.4m regulatory deficit
28 Apr 2005
Berkeley Berry Birch is to reshape its business model as well as looking at “every opportunity available” in a bid to plug a regulatory capital deficit of over £2m.
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BDO report shows fall in business optimism
3 May 2005
Business optimism has fallen for the first time in a year according to the latest BDO Stoy Hayward business trends report.The report says the UK economy faces potential pressures from the housing market, consumer slowdown and election uncertainty The report also suggests interests rates will be kept on hold when the Bank of England’s Monetary Policy Committee meets next week, although rate rises look likely later in the year.BDO Stoy Hayward partner Peter Hemington says: "The ...
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Bigger Picture aims to illustrate wrap benefits
28 Apr 2005
Lifetime says rival firms have struggled to explain the ben- efits of wrap.
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Bradshaw joins Abbey to make it 'a world-beater'
28 Apr 2005
Skandia Life founder Paul Bradshaw has joined Abbey as chief executive, insurance and asset management, and is aiming to turn the firm into "a world-beater."
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Brain storm
28 Apr 2005
A piece of dedicated journalism from those wags at Radio Five ahead of an interview with Charcol mortgage boffin Ray Boulger led them to find that his namesake - give or take a vowel - played the scarecrow in the Wizard of Oz.Actor Ray Bolger is probably lesser known to MM readers than his cerebral mortgage counterpart and the reference is perhaps not so flattering given that the scarecrow was skipping down the yellow brick road in search of a brain.
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Braking point
28 Apr 2005
Datamonitor predicts that mortgage lending will slow down by 10 per cent over the next three years. Is this a fair figure and, if so, what can lenders do to counteract the downturn?
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Can't see the goods for the trees
28 Apr 2005
A selection of banks and financial institutions might have received a rather surprising email from Lifesearch's Kevin Carr recently.Carr sent out an email to numerous recipients across the industry, attach- ing a comparison table of product providers' services.However, he probably should have checked his Wingdings before- hand, as his ticks and crosses came out looking like, er, ears and trees.Nice work. Noth- ing like putting your own spin on things, eh, Kevin?
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Charcol going back to its original name
28 Apr 2005
Charcol is to be rebranded under its original name of John Charcol.
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Cheshire Building Society - Three Year Discount Remortgage
28 Apr 2005
Cheshire Building SocietyThree Year Discount Remortgage
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Clerical Medical - Group Stakeholder Pension
29 Apr 2005
Clerical MedicalGroup Stakeholder Pension
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Clerical widens stakeholder fund choice
28 Apr 2005
Clerical Medical has revamped its group stakeholder pension, making external funds available and overhauling its default lifestyling option.
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Collegiate online service aiming to help IFAs get better PI terms
28 Apr 2005
Collegiate Insurance Brokers is teaming up with Selestia and Old Broad Street Research to offer a risk management tool to help IFAs negotiate better PI terms.
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Correspondent's Week
28 Apr 2005
Tuesday. Only minutes earlier, a confident captain had told passengers the flight would land ahead of schedule. Yet we were still circling Guernsey.It was still daylight and I enjoyed a porthole view of Brecqou, island home of the Barclay brothers, owners of the Telegraph, where I am a regular freelance. Maybe I should have dropped leaflets from the plane asking for higher lineage rates.We landed at Guernsey airport 10 minutes late. The friendly taxi driver suggested the plane ...
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Coulson to head up new Home of Choice network.
28 Apr 2005
Richard Coulson is ready to head a mortgage network with a multi-tie proposition called Home of Choice.The network, to be launched with approximately 500 members in June has been created with two former Zurich colleagues.Coulson will be the network's managing director while Keith Baldiwn will be its chief executive and chairman. Gerry O'Brien joins as sales director.Coulson is still in negotiations through his lawyers as to his position with Zurich.
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Crombie warns of sinking feeling if the float vote fails
28 Apr 2005
Standard Life group chief executive Sandy Crombie has warned policyholders that voting against demutualisation would result in reduced payouts and a fire sale of assets to shore up its ailing capital position.
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Derbyshire IoM holds its bond rates for a second month
29 Apr 2005
The Derbyshire (Isle of Man) is maintaining its Manx bonds rates consistent for a second month, amidst continuing uncertainty over UK base rates.
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Expatriates failing to make most of savings
28 Apr 2005
Nine out of 10 expatriates do not have offshore savings accounts, a survey by offshore savings bank Alliance & Leicester International has found.
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F&C screening shows holding power
28 Apr 2005
F&C director of fund of funds Richard Philbin has disclosed the low levels of turnover of holdings on the firm's multi-manager distribution fund.
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Fof invests in closed hedge funds
28 Apr 2005
Offshore fund manager Liberty Ermitage has brought out a hedge fund of funds that invests only in hedge funds which are closed to new business or which have limited capacity for new investments.
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Friends Prov joins new regime
28 Apr 2005
Friends ProvidentThe Personal Range - Individual Stakeholder Pension
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FSA refuses to reveal Treasury price cap talks
28 Apr 2005
The FSA says it is not in the public interest to disclose discussions or memos exchanged with the Treasury over the 1 per cent stakeholder cap following a Freedom of Information Act challenge by Money Marketing.
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FSA sets out 'emerging threats'
28 Apr 2005
Payment protection insurance, child trust funds, mortgage disclosure documents and venture capital trusts have all been included in a new list of emerging retail risks drawn up by the FSA.
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Fundsdirect statement over sale
28 Apr 2005
Fundsdirect is at the centre of sale speculation, with an announcement due to be made on Wednesday this week.
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Getting into Teamspirit for charity
28 Apr 2005
l Teamspirit managing director Jo Parker is raising money for Sight Savers International, a charity supp-orting the blind, by producing a book of short stories. The collection will be written by non-professional and never-before-published writers from a diverse range of backgrounds, including Parker herself. The book, which costs 5, will be published on May 5 and all proceeds will go to the charity.
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Global survey fails to find pension solution
28 Apr 2005
Compulsory saving in pensions is neither simple nor efficient, says the ABI, after researching pension arrangements around the world.
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Grant Thornton announces alliance with 1st Software
29 Apr 2005
Grant Thornton has announced it is changing its back office software supplier, moving from WMS Fairs into a partnership with 1st Software.The firm will use 1st Software’s CRM system, Adviser Office Platform, for its private client services practice and financial advisers.Grant Thornton head of private client services Ian Johnson says the implementation of the Adviser Office platform has already enabled the firm to significantly improve the management of client information and will ...
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Hartford Life - Hartford Gold Flexible Investment Bond
27 Apr 2005
Hartford LifeHartford Gold Flexible Investment Bond
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Hooper returns to Chase de Vere
28 Apr 2005
Well-known industry commentator Graham Hooper is returning to Chase de Vere after leaving the IFA firm over four years ago.
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How will the House put housing in order?
28 Apr 2005
House price rises and the plight of first-time buyers mean that housing has featured more prominently in this general election than in past years.
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IFAs feel Insight lacks vision
28 Apr 2005
The departure of two regional sales managers from fund firm Insight has triggered speculation about the direction the company is taking.
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Iimia in 6m loss
28 Apr 2005
Iimia made a 6.3m loss in the second half of 2004 after writing off Exeter Fund Managers.
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IMA attacks FSA ruling on RIYs
28 Apr 2005
The IMA is accusing the FSA of gold-plating for requiring reduction-in-yield calculations as well as total expense ratios to be shown on investment documents.
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Independent view - Len Warwick
28 Apr 2005
You know life is not perfect when you go to the bathroom and the plumber has fitted the new WC so that the seat will not stay up.
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Intelligent Finance - Offset Discount 90
28 Apr 2005
Intelligent FinanceOffset Discount 90
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Intelligent Finance poll predicts offset loans could boom
28 Apr 2005
The number of borrowers with offset mortgages could double in the next two years, says Intelligent Finance.
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Joint venture?
28 Apr 2005
The Diary was concerned to read a headline in a national news paper suggesting that "FSA's gold-plated rules threaten abattoirs".However, on second glance, it appears that the long arm of the regulator has not stretched into monitoring the slaughter of animals and it was just another of those old Food Stan-dards Agency mix-ups.The Diary was amused - well, it's been a slow week - to see that the Forum of Private Businesses' food spokesman is fittingly called Bob Salmon.
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JP Morgan drops Fleming brand
27 Apr 2005
JP Morgan Fleming Asset Managment is to change its name to JP Morgan Asset Management, dropping the Fleming brand which has existed since 1873. Fleming was sold to Chase Manhattan in August 2000 for 4.9bn.
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Julian Gibbs
28 Apr 2005
The magical and consistent performance of George Luckraft, formerly of ABN Amro and for the past two-and-a-half years with Framlington, continues to impress the industry.
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Jupiter green fund on red alert as 'baggers' move in
28 Apr 2005
Jupiter's global green investment trust is fighting to fend off an attack from arbitrageurs after a shareholder demanded an EGM to wind up the fund.
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Keep up with the live issues
28 Apr 2005
Thursday, May 5 will see the biggest one-day show for financial intermediaries return to London's Olympia.
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Keydata funds pass 800m mark
27 Apr 2005
Keydata now has over 800m in funds under management since launching its first product in December 2001. It has broadened its product offering with the launch of two venture capital trusts in the past six months and has plans to launch a range of energy investments. It is also to offer a property fund to be managed by Bates Investment Services founder Graham Bates.
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Kfis - the key facts
28 Apr 2005
Research by Mortgage Brain reveals what introducers look for KFI generation and product selection. Mark Lofthouse, CEO of Mortgage Brain, assesses the survey's findings
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Kleinwort Benson introduces hybrid product
28 Apr 2005
Kleinwort Benson Private Bank has established a capital-protected bond that provides exposure to equity, hedge fund and commodity indices over a three-year term.
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L&G opts for best of breed selection for B&B
28 Apr 2005
Legal & General will offer a best of breed range of funds to its single-tied Bradford & Bingley advisers through Cofunds rather than the fund supermarket's full range.
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L&G saves a fortune by taking 25% stake in Cofunds
28 Apr 2005
Legal & General has taken a 25 per cent stake in Cofunds in a move that will make the firm the fund supermarket's biggest single shareholder.
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Late Isa surge but sales halve over the year
28 Apr 2005
The end of the tax year saw a last-minute surge in Isa business but IMA figures reveal that net Isa business nearly halved over the year to April compared with the previous year.
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Legal & General - Index Tracking Isa/Pep
3 May 2005
Legal & GeneralIndex Tracking Isa/Pep
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Lifesearch and ABI open critical talks
28 Apr 2005
Lifesearch is meeting with the ABI for talks on protection providers publishing critical-illness cover claim statistics.
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Man Investments diversifies opportunities
3 May 2005
Man Investments has expanded its Man Global Strategies structured product range with the introduction of the MGS diversified opportunities fund.
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Mark Skinner
28 Apr 2005
The MD of New Star started his working life on a fish farm but then swam against the tide to move into sales before landing a job and Barings and says he is hooked on increasing his firm's market share.
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Marketing
28 Apr 2005
With the general election just a week away, cchm:ping chairman Lucian Camp ponders whether any changes might be forthcoming to genuinely simplify a financial services world which baffles both the public and copywriters.
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Mason sets up marketing firm
28 Apr 2005
Sharon Mason, previously marketing director of Momentum and then Origen, has left to set up her own "pay-as-you-go" marketing and PR company, SMUK Marketing.
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MCCB surplus goes to three projects
27 Apr 2005
The Mortgage Code Compliance Board's 1m surplus following its liquidation at M-Day will be distributed to a combination of projects. Around 300,000 will go towards the Money Advice Trust and 300,000 on training for mortgage advisers. The rest will go to the FSA to reduce mortgage advisers' fees at the next fee cycle.
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Money Box launches commission probe
28 Apr 2005
The BBC is conducting an investigation into IFA commission for a Radio Four special programme to air in May.
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Montpelier Group in Malaysian expansion
28 Apr 2005
Montpelier Group is continuing to expand in the Far East by joining forces with Malaysia-based IFA Expatriate Financial Services.
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Mortgage aims at pre-A-Day Sipps
28 Apr 2005
Blacktower Financial Advisers and Norwich & Peterborough Building Society are offering a commercial mortgage scheme aimed at Sipp investors.
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Multi Choice From Schroders
3 May 2005
SchrodersSchroder S&P Cautious Managed Distribution Portfolio
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Multi-manager view: Tony Yarrow
28 Apr 2005
In a world where we are all increasingly specialising to survive, someone who is a fund of funds manager and a financial adviser looks out of place. Surely it is a way of doing both things badly? Why not do just one of them properly and have an easier life?
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New breed of super-packagers are emerging says Mortgages Plc
29 Apr 2005
Mortgages plc says there is an emergence of a new breed of super-packagers‚ who are starting to dominate distribution in the non-conforming mortgage market.
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New research shows redemption fee increase
29 Apr 2005
A growing number of mortgage providers are increasing their redemption fees according to recent research by the Moneyfacts mortgage team.
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New research shows redemption fee increase
29 Apr 2005
A growing number of mortgage providers are increasing their redemption fees according to recent research by the Moneyfacts mortgage team.
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'New Star float will not lead to exodus'
28 Apr 2005
New Star managing director Mark Skinner says the firm would lock in fund managers in a market flotation.
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Norwich Union - Term Assurance and Mortgage Life Insurance Products
3 May 2005
Norwich UnionTerm Assurance and Mortgage Life Insurance products
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NU chief makes admin top task
28 Apr 2005
Norwich Union UK chief executive Gary Withers says improving service levels is his number one priority because the weakness of its admin is losing it business.
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OFT warns loan brokers as licence is refused
28 Apr 2005
The Office of Fair Trading has issued a harsh reminder to mortgage brokers that fail- ure to disclose drink and drug offences can lead to the refusal of a consumer credit licence.
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Online enquiries bring in the business from IFAP
28 Apr 2005
Online enquiries are now as important a source of new business as enquiries made on the phone, says IFA Promotion.
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OUT OF CONTEXT
28 Apr 2005
"We are not a cork that bobs around on the sea because of your stories." - FSA spokesman Robin Gordon Walker. "I have to take off my equity-release hat and put on my investment hat. I am going to become schizophrenic." - Norwich Union's David Gwyer. "Don't worry Kevin, you've got a lovely arse." - Lifesearch's Tom Baigrie explaining the body mass index to Kevin Carr."Several pints of Guinness, three cigars and handful of cocktail sausages - clearly going for the healthy option ...
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PFS is simply an irrelevance
28 Apr 2005
I have all due respect for Harry Katz's prowess as an industry commentator and fellow contributor to these pages but I do wonder whether or not there is any point to what seems to be his ongoing feud with John Ellis over the purpose or relevance of the Personal Finance Society, as the LIA and the Sofa have now become.
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Pilling CTF deal for IFAs pledges no cross-selling
28 Apr 2005
Stockbroker Pilling & Co is offering to set up agency agreements for IFA clients who are interested in the fund of funds' stakeholder option on its child trust fund.
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Post election upsurge in the mortgage market predicts Purely Mortgages
3 May 2005
Purely Mortgage predicts a post-election upsurge in the mortgage market and a recovery in the market over the next few months.
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Product matters
28 Apr 2005
Many brokers are still favouring low rates and tracker products continue to have wide appeal so the news that Nationwide is launching even lower rates was well timed.
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Pru ends payouts to endowment chasers
28 Apr 2005
Prudential is refusing to pay commission to endowment-chaser firms and will only pay settlements directly to customers.
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Pru overtakes Standard as Q1 sales rise by 11%
28 Apr 2005
Prudential has overtaken Standard Life to take second place in market share of the life and pension sector after a 11 per cent rise in first quarter new business.
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Rat race
28 Apr 2005
Reform of the tax system for trusts has been under consideration since the pre-Budget report of 2003. Progress is slow but the good news is that the Government continues to work with various representative bodies to secure consensus on the best way to simplify trust taxation still further to help people manage their affairs while ensuring that trusts are not used to achieve an unfair tax advantage.
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RBS looks at The One Account and First Active brands
28 Apr 2005
Royal Bank of Scotland is understood to be considering how its two brands - The One Account and First Active - are positioned within the group.
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Regulation costs take 20% of commission
28 Apr 2005
Regulatory costs typically eat up 20 per cent of commission and are so high that they should be disclosed under the payment menu, says Informed Choice managing director Nick Bamford.
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Rental health
28 Apr 2005
Increasing professionalism in the buy-to-let market supp- orts lenders offering rental calculations using low payment rates, says Pink Home Loans associate director Dev Malle
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Revenue IHT take up by 16 per cent to 2.9bn
27 Apr 2005
The Inland Revenue took inheritance tax receipts for 2004/05 totalling 2.907bn, an increase of 16 per cent on the previous year.
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'Risk check will not be regulation of products'
28 Apr 2005
The FSA has assured product providers that its new process for assessing the risks posed to consumers by financial products will not stifle innovation.
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Risk policies are not a sure bet
28 Apr 2005
With regard to Graham Carver's letter (Money Mark- eting, April 14 ) concerning risk profile and the FSA and FOS's latest dictum, I think current policies are far too general (numbers do not mean anything) and loose (expressions mean different things to different people ).
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Schroders chooses Asia chief
27 Apr 2005
Schroders has appointed Robin Parbrook as head of Asia excluding Japan equities following the departure of former head Leong Wah Kheong. Parbrook has been deputy of the sector since 2001.
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Schroders offers US SMID cap fund to UK retail investors
29 Apr 2005
Schroders is offering its US small and mid cap fund for UK retail investors, previously known as the Schroder North American fund, now approved for changing its investment aim.
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Schroders says tax rises are inevitable
28 Apr 2005
Tax increases are on the cards whether Labour or the Conservatives win the general election, says Schroders.
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Schroders takes off in smid air
29 Apr 2005
The Schroder US small and mid cap fund, formerly the Schroder American fund, aims for growth by investing in under-researched elements of the US small and mid cap market.
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Scottish Life issues mini-pension guide
29 Apr 2005
Scottish Life has produced a credit card sized leaflet summarising the essential facts on A day for advisers.The guide covers the 10 main areas in pensions legislation facing change at A day, including the statutory lifetime allowance, retirement and death benefits, protection and retirement annuity contracts.The leaflet, which is free, can be ordered through Scottish Life's technical central website.
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Sesame hits back after Credit Suisse downrating for Misys
28 Apr 2005
Misys has received an "underperform" rating from Credit Suisse First Boston which is questioning the saleability of Assureweb and Sesame.
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Sign to take designation issue back to the PFS
28 Apr 2005
I would like to add my voice to those of David Barnett and Alan Parkinson (Money Marketing, last week) in expressing my dissatisfaction with the way that the Personal Finance Society is shaping up.
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Skills council consults on compliance levels
28 Apr 2005
The Financial Services Skills Council is consulting on compliance standards for staff working in compliance and money- laundering prevention.
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Split-cap victims get forms to claim redress
28 Apr 2005
Fund Distribution has begun sending application forms to investors who may be eligible for compensation over the split-cap debacle.
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Stakeholder - the four-year itch
28 Apr 2005
Isn't it funny how quickly things change in our industry? After four years of using uneconomic commission to establish a false market for stake- holder pensions, many product providers have suddenly gone cold on the idea.
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Standard Life sets out free technology guides for IFAs
28 Apr 2005
Standard Life is introducing a series of seven free booklets called The Easy Technology Guides which aim to educate IFAs on the advantages of online tools.
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Striking accord
28 Apr 2005
Andrea Tryphonides finds that Accord puts a high priority on broker relationships.
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Swip recruits two for UK and Europe push
28 Apr 2005
Scottish Widows Investment Partnership has appointed Simon Wombwell as head of UK distribution and Chris Walker as managing director of international.
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The numbers game
28 Apr 2005
Philip Scott finds that although there may be forecasts of a market decline on the way, brokers are well placed to continue to thrive.
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Threadneedle yielding bond trio
28 Apr 2005
Threadneedle is losing three of the five members of its high-yield bond team.
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Thy will be done
28 Apr 2005
I am what many would describe as very comfortably off and have recently married for the second time. While I love my wife very much, she is younger than I am and is likely to survive me. Following my death, I would want my wife to be comfortable and continue to live in our house, which is in my sole name. However, I am conscious that should she inherit my estate and subsequently remarry, my estate could be diverted away from my two grown-up children, who I would like to be my ultimate ...
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Time we made contact over high cost of calls
28 Apr 2005
Insurance and investment firms are seemingly most helpful in providing lo-call 0845 and 0870 phone numbers with which to contact them. But is this as altruistic as it first appears to be? Some of these numbers allow for a structure whereby the company being called ret-ains part of the cost of each call.
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Tom Baigrie on protection
28 Apr 2005
It is possible to learn quite a bit about the advice that consumers get if one samples the advice being given to around 2,000 of them a week.
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Tory landslide in IFA election poll
28 Apr 2005
The Conservatives have a commanding lead among IFAs in a Money Marketing/Cicero Consulting general election poll, getting more votes than the other two main parties combined.
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Unlucky 13p tax rise dogs Brown's pension credit
28 Apr 2005
The Times' economic editor Anatole Kaletsky easily wins my accolade for the most thoughtful and far-reaching piece on the general election campaign.
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Value of critical-illness cover
28 Apr 2005
The critical-illness market is once again the subject of debate, with providers and distributors discussing its future and position in the sales process.
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Vcts drive down dual carriageway
28 Apr 2005
Following FSA warnings over the potential misselling of VCTs, Amanda Newman looks at developments in the market, including the rise in popularity of the dual VCT structure
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Verity's view
28 Apr 2005
Last week came one of those moments which the financial services industry has been building up to for years - the start of compensation payouts for investors in split-capital investment trusts.
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Virgin is back on the attack against advisers
28 Apr 2005
Virgin chief Richard Branson's strategy of attacking intermediaries over comm- ission is rearing its head again in Aus- tralia with the company launching a pension product.
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Will you be swayed by party promises?
28 Apr 2005
Do you as an IFA feel spoilt for choice when you survey the parties and policies that have been presented to you in the last few weeks?
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Woolwich Plan Managers - Capital Growth Plan 8
27 Apr 2005
Woolwich Plan ManagersCapital Growth Plan 8
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World Golf System tees off
27 Apr 2005
World Golf Systems is an enterprise investment scheme investing in a company which develops golf games based on patented golf ball tracking technology.




