Money Marketing
26 January 2005
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A Consumer's View
27 Jan 2005
You have to wonder whether the policymakers at the Treasury and Inland Revenue really know what they are doing. Analysis by Standard Life senior technical manager John Lawson of the tax implications of holding residential property in self-invested personal pensions has put some solid figures on what most of us have been thinking.
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A word to the Wise on Fof performance
27 Jan 2005
IFA firm Wise Investment is planning an income fund of funds this year but anticipates difficulties in marketing it to other IFAs because of a general bias towards big-brand names.
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Abbey multi chief warns of bond risk
27 Jan 2005
Abbey head of multi-manager John Kelly has warned investors about the dangers of junk bonds.
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Aberdeen flat fee for Isas
26 Jan 2005
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Advisers snub pro bono plan
27 Jan 2005
A free financial advice pilot scheme by the Citizens' Advice Bureau is stalling because IFAs are reluctant to sign up.
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AITC calling for education agency
27 Jan 2005
The Association of Investment Trust Companies is pressing for a dedicated financial education agency.
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Angels aim for golden halo of pure profit
27 Jan 2005
Smaller growth companies should remember that business angels are principally motivated by profit, says private equity consultant AngelBourse.
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Are ETFs on the right track?
27 Jan 2005
Exchange traded funds are making a break for the mainstream but their success in the UK lags behind the US.
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Axa IM's Griffiths takes on second role
27 Jan 2005
Axa IM UK chief investment officer Paul Griffiths is to combine the role with that of UK chief executive.He will continue to be based in London and will report to global chief executive Nicholas Moreau.
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B&B throws its hat back into the ring
27 Jan 2005
Bradford & Bingley's new mortgage proposition finally cements plans to rid it of its subsidiary arms and create a high-street multi-tie.
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BBB deputy Main leaves after three months
27 Jan 2005
Berkeley Berry Birch deputy chairman Bill Main is stepping down only three months after being hailed as a "significant appointment" by chairman and chief executive Cliff Lockyer.
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Bedlam makes two new appointments
31 Jan 2005
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Benefit buy boosts Torquil Clark turnover to 5m
27 Jan 2005
Torquil Clark has acquired neighbouring firm PS Employee Benefits in a deal that will more than quadruple company turnover.
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Bonanza options at Millfield
27 Jan 2005
Directors and top managers at Millfield have been handed huge share and bonus packages.
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Boxing clever
27 Jan 2005
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Bridge the gap
27 Jan 2005
Four IFAs set out their manifestos for boosting pension saving.
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Britannia BS cuts fix rates
27 Jan 2005
Britannia Building Society is offering new two-year, five-year and 10-year fixed-rate mortgages.
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Britannia International - Guaranteed Income and Growth Bond
26 Jan 2005
Britannia InternationalGuaranteed Income and Growth Bond
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Bulgarian dream for Development Capital
31 Jan 2005
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Bull in a mortgage shop
27 Jan 2005
Secure Mortgages has taken on board the talents of ex-Wolves goal machine Steve Bull to unveil its new financial services shop in Wolverhampton.
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Burns' night
27 Jan 2005
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Business boost for St James' Place
26 Jan 2005
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Cater Allen Private Bank - Reserve Account For Pensions
26 Jan 2005
Cater Allen Private BankReserve Account For Pensions
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Charles Stanley sets Sipp threshold at 25,000
27 Jan 2005
Stockbroker and wealth manager Charles Stanley has set up a low-cost, low-entry threshold Sipp to attract pension savers with modest funds.
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Cheltenham & Gloucester - Two Year Premium Fixed Rate Mortgage
28 Jan 2005
Cheltenham & GloucesterTwo Year Premium Fixed Rate Mortgage
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CII adds pension simplification exams
27 Jan 2005
The Chartered Insurance Institute is launching new exams on pension simplification.
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Close competition far away
31 Jan 2005
Close Property InvestmentClosePip Isa and Pep
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Close tweaks ClosePip for Isas
27 Jan 2005
Close Property Investment has established the ClosePip Isa and Pep, a feeder fund that enables its ClosePip fund of property funds to be accessed through Isas and Pep transfers.
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Commentary
27 Jan 2005
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Confidence is the real loser after legal appeal
27 Jan 2005
If IFAs had any confidence and respect for the FSA, that has been eroded in the last seven days.
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Core Investec funds with Selestia doubled
1 Feb 2005
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Correspondent's Week - Bruce Love
27 Jan 2005
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Credit Suisse is extending discount deal to Cofunds
27 Jan 2005
Credit Suisse Asset Management has issued new dealing terms on its multi-manager range.
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Deal uncertainty sees lawyers take split-cap action
27 Jan 2005
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Discount Isas can distract investors warns Baillie Gifford
1 Feb 2005
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Eats goes back to Cofunds for L&G tie-up
27 Jan 2005
Threadneedle communications director Richard Eats is rejoining Cofunds on a part-time consultancy basis from this week to help the fund supermarket develop its strategy around the Legal & General tie-up.
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Ethical CTF for Co-op
26 Jan 2005
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Ex-Network 300 members rebuff peace talks
27 Jan 2005
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F&C ethical fund A top performer in last five years
27 Jan 2005
F&C Asset Management claims that the latest White List report from Principal Investment Management shows that ethical funds do not always have to be risky.
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F&C in trust merger discussions
31 Jan 2005
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Fidelity Investments ready to launch Sterling bond
28 Jan 2005
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Firms urged to clear pension shortfalls with loan
27 Jan 2005
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Forsyth launches specialist portfolios
31 Jan 2005
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Framlington - Managed Balanced Fund
31 Jan 2005
FramlingtonManaged Balanced Fund
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Framlington income fund soft closure
26 Jan 2005
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Friends cuts individual pension commission
27 Jan 2005
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Friends Prov online protection service takes top spot in survey
27 Jan 2005
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FSA gives alert on property income
27 Jan 2005
The FSA has warned homeowners about the dangers of overestimating the income they could receive from their property.
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FSA rejects IFAs' requests under Information Act
27 Jan 2005
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FTB numbers slump to lowest level in 23 years
27 Jan 2005
The number of first-time buyers entering the property market is at its lowest level since 1981, according to The First Time Buyer Annual Review by the Halifax.
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GE Life relents on impaired annuity
27 Jan 2005
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GMAC-RFC enhances its buy to let range
31 Jan 2005
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GMAC-RFC launches its new mortgage range
31 Jan 2005
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Harris on Mortgages
27 Jan 2005
It is little wonder that there is so much confusion surrounding the future of the housing market when there are at least half a dozen indices all claiming to offer the definitive picture as to what happened to house prices the previous month.
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HBOS to shun basic advice
27 Jan 2005
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Help the children of the tsunami
27 Jan 2005
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Henderson on Horizon with global property fund
27 Jan 2005
Henderson Global Investors has set up a Horizon global property equities fund which will invest in listed property securities worldwide.
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Home brew
27 Jan 2005
Despite a brief interruption by my ramblings on the pre-Budget report, I have recently been concentrating on the important subject of inheritance tax planning using the principal private residence. On the face of it, this may seem like a subject of only passing importance to financial advisers as it does not involve any financial product but this would be a short-sighted view.
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Home on the range
27 Jan 2005
Non-conforming lender Mortgages plc believes the challenges to innovation posed by regulation will see lenders bounce back with some interesting products and it has its own range lined up, including plans for affordability-based lending.
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Hopwood quits Bankhall
27 Jan 2005
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IFA banned over false review files
27 Jan 2005
The FSA has banned Michael Harding from acting as an IFA for submitting false documentation relating to his firm's pension review.
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IFA Woman of the Year
27 Jan 2005
Heron House Financial Management adviser Saran Allott-Davey won the IFA Woman of the Year award 2004 at a ceremony in London's Docklands last week.
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IFAs fear Eurolife rescue plan has collapsed
27 Jan 2005
IFAs fear that a rescue plan for Eurolife secured bond holders has collapsed, leaving investors more than 15m out of pocket.
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Igroup relaunches GEM first charge mortgage range
27 Jan 2005
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In the long rung
27 Jan 2005
Our experts discuss initiatives to get first-time buyers on the housing ladder and whether confidence will return to the market.
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In the scheme of things
27 Jan 2005
The well-known public company at which I work is changing its pension scheme and giving me three options. What should I do?
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Independent view
27 Jan 2005
It has been said that financial advice concerns protecting and enhancing the financial position of a client.
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Infinity Mortgages enhances specialist lending products
1 Feb 2005
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Ingenious Asset Management - Directional Bond Fund
27 Jan 2005
Ingenious Asset ManagementDirectional Bond Fund
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Investec offers discount on global fund
31 Jan 2005
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Investment view
27 Jan 2005
The problem with having different inflation figures is you can use whichever suits your purposes, says Brian Tora.
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Investor confidence is continuing to rise
27 Jan 2005
Private investors felt more positive about markets in December than for the last seven months, according to the Interactive Investor sentiment barometer.
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Jelf profits rise 24%
27 Jan 2005
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Julian Gibbs
27 Jan 2005
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L&G simplifies IHT planning
28 Jan 2005
Legal & Generals whole of life protection plan is a whole of life insurance plan designed as a simple product for inheritance tax planning.
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Lawyers get GI market freedom
27 Jan 2005
Solicitors can introduce general insurance products to non-independent sectors of the adv-isory market under new guidelines from the Law Society.
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Legal & General - Whole of Life Protection Plan
27 Jan 2005
Legal & GeneralWhole of Life Protection Plan
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Legal takes wholesome approach
28 Jan 2005
Legal & GeneralWhole of Life Protection Plan
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Lenders start rush to sign up brokers
27 Jan 2005
Lenders are increasing their efforts to tie or buy distribution, says Cartel managing director Carl Wright.
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Liverpool Victoria signs up six partners to distribute CTF products
1 Feb 2005
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Lloyd George emerges with new Oeics
1 Feb 2005
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Lloyd George Management - LG Asian Smaller Companies Fund
1 Feb 2005
Lloyd George ManagementLG Asian Smaller Companies Fund
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Lloyd George Management - LG Global Emerging Markets Smaller Companies Fund
1 Feb 2005
Lloyd George ManagementLG Global Emerging Markets Smaller Companies Fund
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Making the online grade
27 Jan 2005
A new survey of e-commerce capabilities reveals wide disparities between providers' systems.
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Morgan Stanley forecasts F&C outflow
26 Jan 2005
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Mortgages Direct hands over non-conforming business to Mortgage Times
28 Jan 2005
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Multi_Manager view
27 Jan 2005
Despite the growing popularity of fund of fund investing, some advisers maintain that they are not the quick fix for asset allocation that investors may perceive them to be.
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Nationwide Building Society - Two Year Tracker
31 Jan 2005
Nationwide Building SocietyTwo Year tracker
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Nationwide's Stuart Bernau becomes new CML chairman
27 Jan 2005
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New Star warning on reviewing portfolios
27 Jan 2005
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New venture to provide Islamic products
26 Jan 2005
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NSPCC chief to be FOS chairman
26 Jan 2005
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NU pension sales drop 10% after commission cut
27 Jan 2005
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NU slashes 25% off WP bonuses
27 Jan 2005
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Old gold - Keith Popplewell
27 Jan 2005
In my last article, I began to look at recent and imminent developments in the pension world. Over the next few weeks, I intend to discuss the implications for clients in all the areas undergoing change (see table below) and identify how knowledgeable financial advisers can add value to these clients.
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Out of context
27 Jan 2005
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Personal Touch Insurance renamed as Personal Touch Financial Services
31 Jan 2005
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PFS wants crackdown on product marketing
27 Jan 2005
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Pink Home Loans launches branded lending with First National
1 Feb 2005
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Plasma wakes up to bright future
26 Jan 2005
The Plasma Warehouse Group is an enterprise investment scheme that is looking to raise between 200,000 and 500,000.
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Pointon York and Seven IM link up for corporate Sipp
27 Jan 2005
Pointon York Sipp Solutions is offering a corporate Sipp in conjunction with Seven Investment Management.
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Portman BS relaunches core mortgage product range
28 Jan 2005
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Portman Building Society announces 2004 results
1 Feb 2005
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Powerful incentives
27 Jan 2005
The Pensions Policy Institute website at www.pensions policyinstitute.org.uk is a mine of useful information and not just for people interested in high-level pension policy issues.
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Present the evidence on Group 300
27 Jan 2005
An open letter to former directors of Network 300 and Group 300 from ex-members of Network 300.
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Proc fee payment pledge
27 Jan 2005
Mortgages plc has enhanced its process for payment of procuration fees, saying payments will be dispatched to networks, packagers and brokers within 24 hours of completion.
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Providers must face responsibilities
27 Jan 2005
The Personal Finance Society may have already found its big regulatory issue to lobby on.
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Pru to help design multi-ties
26 Jan 2005
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Pru to help design multi-ties
27 Jan 2005
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Purchases down to 45% of loans
27 Jan 2005
Less than half of mortgage lending last year was for house purchase, according to new figures from the Council of Mortgage Lenders.
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Rates drop on children's bonus bonds
1 Feb 2005
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Regulation issue
27 Jan 2005
The mortgage industry needs to focus on ensuring that the public are fully aware of the big changes brought by regulation.
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Reid all about it
27 Jan 2005
I have never been great fan of Tom Cruise, with the exception of A Few Good Men, where the courtroom drama builds to a crescendo and has parallels with the recent L&G vs FSA spat.
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Remortgages boost savings
27 Jan 2005
A surge in individual savings of 130m has been put down to remortgagers who failed to spend the cash on home improvements or holidays.
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Returns rocket for buy-to-let landlords
27 Jan 2005
Paragon Mortgages claims that landlords made total annual returns of over 31 per cent last year.
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Saran Allott-Davey
27 Jan 2005
The new IFA Woman of the Year is determined to use her raised profile to encourage other women into the industry, believing they have natural skills which can help them excel as financial planners.
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Schools to teach CII Certificate
26 Jan 2005
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Score draw set to bring replays
27 Jan 2005
Money Marketing editor John Lappin assesses the implications of the financial services and markets tribunal ruling on the Legal & General appeal against FSA action.
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See A specialist
27 Jan 2005
cchm:ping chairman Lucian Camp says financial services companies should only consider specialist agencies.
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Sesame sets eConveyancer target
27 Jan 2005
Sesame Mortgages is setting itself a target of instructing more than 1,000 cases a month by the end of 2005 through its new eConveyancer system.
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Ship Q4 sees record new business results
31 Jan 2005
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Skandia reduces charges on Isa and Pep transfers
27 Jan 2005
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Smooth operation
27 Jan 2005
Schroders business development director (UK finan-cial institutions group) Robert Noach advocates regular-contribution saving and asset allocation to ensure a smooth ride and believes this year could see a marked shift in the fortunes of the savings market.
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Steve Bee on pensions
27 Jan 2005
I thought it would be useful to look at the Pensions Act 2004 and put down a brief summary of what is going on with it and what we can expect to happen next. A sort of story so far, if you like.
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Sub-prime numbers
27 Jan 2005
With the property market slowing down, does the sub-prime sector offer an opportunity or a threat to brokers looking to diversify their business?
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Sumus listing set to boost IFA numbers at Falcon
27 Jan 2005
IFA network Falcon is planning to increase its IFA membership by one-third through a successful Aim listing of parent Sumus.
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Talkback
27 Jan 2005
Do you think Legal & General has come out on top in its legal dispute with the FSA over endowment misselling?
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The Mortgage Operation - Capital Home Loans Prime Self Cert for Self Employed
28 Jan 2005
The Mortgage OperationCapital Home Loans Prime Self Cert for Self Employed
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The whole truth
27 Jan 2005
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TMO sets up non-conform products
27 Jan 2005
The Mortgage Operation has set up two exclusive products aimed at the non-conforming market.
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Torquil Clark acquires life insurance broker LifePolicies Direct
28 Jan 2005
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Travis to lead Cavendish Young acquisitions
27 Jan 2005
Jeff Travis, principal of the Sesame Business Exchange has joined IFA Cavendish Young as sales and development director.
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Treasury ponders 50-year gilt issues
26 Jan 2005
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UBS Ucits 3 fund offers 2.15% above base rate
27 Jan 2005
UBS Global Asset Management is to offer a Ucits 3 fund to UK investors.
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UK bank staff are weak on products
27 Jan 2005
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UK bank staff are weak on products
26 Jan 2005
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UK slips in European league of house price inflation
28 Jan 2005
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Veritas Launches Global Income Fund
31 Jan 2005
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Webline launch annuity comparison service
31 Jan 2005
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Who knows for whom the bell tolls?
27 Jan 2005
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Whole of life is not at fault, just the way it is sold
27 Jan 2005
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Widows and Clerical in MVR moves
27 Jan 2005
Scottish Widows and Clerical Medical will write to thousands of their with-profits policyholders this year for the first time informing them of upcoming MVR-free windows.
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Your Health Plus
28 Jan 2005
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Zurich in pension probe over IRP sales processes
27 Jan 2005
