24 November 2011
Providers have to make a critical commercial decision.
Nic asks for some advice from MM readers.
John Greenwood says AMDs are controversial but each system has defects.
Innovative technologies are coming to market to help advisers address new challenges.
Advisers must continue to engage with policymakers.
The inconvenience of building the new world will be worth it.
As European politicians and trade unions continue their FTT push it is worth remembering ordinary savers will bear the brunt of this new levy.
Alan Lakey says the Ministry of Justice has been ineffective in its bid to protect advisers and insurers.
Virgin Money’s buyout of Northern Rock could have big implications for the sector.
Mark Hoban says it will prime people for regulated financial advice.
Alex Wynaendts and Adrian Grace tell Tom Selby why Positive Solutions and Origen are important despite £24m losses.
Andrew Hall, head of professional standards for the Chartered Institute for Securities and Investment, looks at a forthcoming review that will investigate the short-term pressures of the market
Ashcourt Rowan chief executive Jonathan Polin says adviser remuneration structure is too costly and the firm will stay independent after 2012.
Iress expects to invest £10m in the next three years establishing a presence in the UK.
AWD Chase de Vere has partnered with the Money Advice Service to deliver its Making the Most of Your Money seminars to the public.
A large number of Godfrey’s clients have transferred to his new firm.
Mortgage experts fear housebuilders could artificially inflate the price of newbuild properties to prevent losses from Mig scheme.
Axa Elevate and Nucleus have topped The Platforum’s leader board for the third quarter of 2011.
Partnership is concerned that the Government’s decision to publish its white paper on social care without including funding considerations will see reforms sidelined.
Sesame Bankhall Group chief executive George Higginson has warned the financial services sector it must speak with one voice to avoid regulatory intervention.
L&G says high earner could lose their fixed protection and face a huge tax bill.
Why were proposals to allow access to pensions to fund mortgage deposits removed from the Government’s housing strategy.
Insurers say legacy ban could double the costs of adviser-charging.
Advisers have questioned whether the FSA’s ban on legacy commission under the retail distribution review will address market bias.
Johnson says professional pension trustees may not act in the best interests of beneficiaries in order to preserve their jobs.
MAS has refused to answer questions about how much it is spending on redundancy packages, directors’ remuneration and overseas trips for senior staff.
Neptune head of client investment strategies Douglas McDowell says managers should not be afraid of using cash during market volatility.
Tony Nutt says any bull market in equities must be led by company dividend growth.
Phoenix Group is in earlystage discussions with private-equity firm CVC Capital over a possible £1bn takeover.
Consultancy firm says concerns that HMRCs’ latest VAT guidance is contradictory are the result of poor wording rather than a change of position.
Thames River multi-manager Gary Potter has warned investors to avoid jumping on the “bond bandwagon” and instead invest in equities.
Chief executive George Higginson says some advisers are selling their advice too cheaply and will be forced to increase their fees to cover their costs after RDR.
Tenet says it will appoint a new chief executive before the end of the year but has ruled out interim chief executive Martin Greenwood.
The Government’s mortgage indemnity scheme could fail unless lenders are given capital relief when lending at higher loan-to-value ratios.
Consumer champion aims to become one of the biggest mortgage advice firms in the UK.