22 March 2006
Abbey10 Year Fixed Rate
Paul McMillan finds pension campaigner Frank Field backing a universal scheme to convince the Chancellor
Attractiveness of trusts will be reduced significantly
I would not presume to debate points of law but it seems to me that the lawyers have done their usual and concentrated on the detail rather than on the broader picture with regard to the Financial Ombudsman Service.
Compliance expert Adam Samuel believes there is a barrage against human rights in financial services
This week by The Mail on Sunday finance writer Helen Loveless
Pension gap closes by a third as index continues its rise but notes of caution are being sounded for the future
Some fear that brokers could be diluting their expertise, says Guy Anker
Downing Corporate FinanceNorthern 2 VCT Top Up
Marketing chiefs are missing an opportunity, with 59% of consumers alerted to new financial products online
For years, we have been asked not to abbreviate the Financial Services Authority's name to the FSA when written on business cards and the like. It makes sense to follow this guidance or when reading missives from the organisation, the less aware reader could in fact be reading information about the other FSA - the Foods Standards Agency.
Gartmore's multi-manager team will only invest in UK property portfolios comprising bricks and mortar even when Reits are eventually introduced.
Henderson has seen an improvement in the performance of its multi-manager range since Bill McQuaker took over last July.
A high failure rate among candidates in the first exam for home inspectors has raised further concerns over whether home condition reports can really be brought in by June next year, reports Nicola York
With more complex and lengthy forms, the only clear way forward is to automate underwriting
There seems no sign of any let-up in the level of corporate activity. As last week was drawing to a close, the FTSE 100 index broke through the 6,000 barrier and Isa sales are the most buoyant they have been for years. Is the public once again piling on board just as the music is about to stop playing?
JO Hambro Capital ManagementJOHCM Continental Select Values Fund
I believe that J O Hambro Capital Management is the only UK fund manager that has all of its funds currently, as at February 28 2006, in the top quartile since launch.
The IFP has a clear focus as to its activity. On one hand, it is educating the consumer and practitioner about finan-cial planning and helping advisers at all levels to apply the knowledge they have acquired up to, and through, the level of Certified Financial Planner Licensee.
Winterthur Life's pensions strategy manager believes the A-Day regime will take up to three years to settle in and that, instead of a revolution, the whole process has been watered down. He says the answer is to put finance on the school curriculum. Interview by Philip Scott
Multi-manager Miton Optimal will develop distrib- ution links with wrap platforms rather than "brand-conscious" fund supermarkets where smaller amo- unts of money are invested for the short term.
Time for a rant I'm afraid. How many readers are old enough to remember the Monty Python sketch featuring the classic line "When I were a lad..." - the parody that followed was about how the young of today weren't a patch on earlier generations.
When T Bailey started managing funds of funds in 1999, we hijacked the phrase "the Ronseal test" to describe what we wanted to see in a fund before entrusting clients' money to it. Namely, "did it do what it said on the tin"?
A-Day opens up opportunities for partners looking to use their business premises as a pension asset
The Financial Ombudsman Service is warning that there is a clear line between advised and non-advised sales and that firms cannot claim they were not responsible for the suitability of advice because it was of limited content.
One of my eternal bugbears as a newspaper journalist who has spent years writing about personal finance is that more "generalist" radio and TV colleagues often do not know the full facts about stories they are covering from within our sector.
Opposition parties criticise lack of comment on reform
"I say, I say, I say. When is an ombudsman not an ombudsman"?
There was a time when you couldn't complete on a mortgage without a savings plan
In the first of a series on the IFA Guide to Working With Accountants and Solicitors, Sifa managing director Ian Muirhead looks at the rules governing professional connections in financial services
The Law Commission is to re-examine insurance law, including the scope of insurable interest
The Government cannot get away with misleading people on pension risks
Nicola York analyses the outcome of a recent wide-ranging series of surveys as IFAs considered their future role in the financial business
Too many questions remain unanswered on Turner's NPSS proposals
A sharp pick-up in IT consultancy business suggests companies are planning major system investments
Virtual Net (Europe) head of marketing Andrew Bedford (pictured left) says simple arithmetic can bring home to clients the importance of pension planning and show how they can achieve their retirement targets
Matt Davis examines how much fund managers can benefit from foreign take- over activity in the UK market
Who should shoulder responsibility for the failure of final-salary schemes?
As huge numbers of investors show a willingness to embrace ethical investing Towers of Taunton (Financial Services) director Robin Keyte says advisers should encorporate SRI in their fact-finds and recommendations
Threadneedle Investments has created the Threadneedle global emerging markets equity fund for its head of emerging market equities, Julian Thompson.
Housing information packs: Guy Anker surveys the changing scene