21 June 2006
Guy Anker considers the potential for Close Brother's reversion plan
Comparing one lender with another can produce inequitable conclusions but when one is Britain's foremost international banking brand and the other its most omnipotent domestic one, it is a worthwhile exercise. We are, of course, talking about RBOS and HBOS.
There must be a valid reason for increasing the premium and this must be communicated'
How can added property affect subsequent periodic and exit charges on a settlement?
Aifa director general Chris Cummings has reiterated his call for the cost of the Financial Services Compensation Scheme to be spread among advisers and providers.
AIG Life is planning to widen its active access fund list, which forms the basis of its multi-manager funds, to include alternative assets such as hedge funds, commercial property and directional bond funds.
Nicola York says more investors are biting the bullet in looking to make an ethical choice on funds but performance has been patchy compared with some of the top funds, which puts advisers in a difficult position in recommending SRI products
Winterthur's reputation among high-end IFAs helps secure acquisition
A wide choice of investment vehicles will boost property as an asset class for retail investors
Massive consumer detriment is being caused by non-advised protection sales
The Financial Services Consumer Panel’s annual report says the FSA has provided “weak” protection to consumers on with-profits funds and self-certification mortgages.
This week by property and personal finance freelance journalist Robert Liebman
Simply Biz chief says multi-ties chase higher commission and asks if it is in line with TCF regime
The FSA says it may take some lenders to court over the issue of exit fees if they do not alter the current practices.
In turbulent conditions, it is time to seek strong growth companies and shun unproven business models
F&C has appointed senior fund manager Peter Dalgliesh as director, pacific equities.
Clash between lenders and regulator over exit fees
Insight's multi-manager team has added two new holdings to its multi-asset multi-manager diversified target return fund as it moves away from equities.
Telephone dial-in conferences are strange events. In the course of my career, I have taken part in two.
With political parties vying to be more green than each other, the timing of Jupiter's new green trust is superb, particularly as stockmarkets have come back quite a bit.
Matt Goodburn looks at the threat of global inflation hitting the UK
Insight Investment has closed three multi-manager portfolio funds it acquired through its takeover of Rothschild Asset Management in 2003.
The PIMS conference was my original choice to write about in this week's column but markets are not going to let me off the hook that easily. Morbid May has turned into Jumpy June. Are we facing a summer of discontent for investors?
Multi-tie network is aiming to attract 1,000 ARs and technology is key to underpinning the business
Andrea Tryphonides on how Living Time's pension has found the middle ground between drawdown and a fixed annuity.
I don't want to be here in 12 months saying we are still not there yet,' Easter tells members
The multi-tied advice group Intrinsic has had its official launch with a wide product range and seems to offer quite a bit of choice.
The immediate focus for investors following the market correction has been to reposition their portfolios. In anticipation of the correction, exposure to sensitive markets was trimmed in New Star's fund of funds portfolios.
The New Labour tax raid is outrageous and the PC brigade beggars belief
In recent years, few subjects have attracted more attention than how to reconstruct the advice process to reduce advisers' reliance on high levels of front-end-loaded commission.
Sam Shaw talks to the 'scrapper with an education' who founded Worldwide Financial Planning about his tough upbringing, his commitment to financial planning and a love for peace and quiet that often sees him sailing out into the ocean to chill out with a few beers
They say that the only way to ensure that someone is hooked on drugs is to create a dependency. Somewhat paradoxically, the dependency soon becomes mutual.
Law firm Reynolds Porter Chamberlain has challenged the FSA on its claim that it will not regulate retrospectively.
With gross lending almost topping 100bn in the first quarter, Alliance & Leicester head of intermediary mortgages Mehrdad Yousefi looks at what the second half of the year may bring for brokers and lenders
Regulation will bring challenges and a new shape for the Sipp sector
A-Day has had a considerable impact on pension assets for divorcing couples
This article comes to you from the Eurostar.
Scottish Widows Investment Partnership has appointed Ian Vose as head of global developed markets.
The shift in thinking for Standard to demutualise is almost Damascene
Standard Life's interim results are out on Wednesday and analysts are predicting that up to a tenth of itspolicy-holders have surrendered their with-profits policies since the provider's demutualisation.
Another week, another lender in trouble over its advertising. This time, Alliance & Leicester was slammed by the Advertising Standards Authority for misleading consumers by claiming its tracker mortgage stayed at 5.49 per cent for life, after an introductory offer.
FSA chief executive John Tiner recently moved to allay fears that the transition to a principles-based regime would not lead to an increase in retrospective regulation and a wave of retrospective enforcement action against firms.
B&CE Benefit Schemes deputy chief executive John Jory says the future for employer-sponsored pension plans remains positive, with many companies reluctant to leave a trusted scheme which has served them well to join a state-run national scheme
Often called the 'worry index', the Chicago Board of Option Exchange Volatility Index is used by many investment professionals as a measure of investor sentiment. Iimia Investment Group chief investment officer Nick Greenwood analyses what the index is saying about today's volatile markets