Money Marketing
20 September 2006
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£2bn in pension credits will remain unclaimed this year, says IFAP
25 Sep 2006
£2 billion of pension credits will remain unclaimed this year, with between 34 per cent and 44 per cent of pensioners failing to realise their entitlements, according to research from IFA Promotions.
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10 per cent employer contributions needed to close savings gap, says consultant
25 Sep 2006
Employers need to pay between 9 and 10 per cent into pensions schemes on top of employee contributions to close Britain’s £27 billion savings gap, says financial services consultant Mercer Oliver Wyman.
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10% of towns have average house price over IHT threshold
25 Sep 2006
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A question of class
21 Sep 2006
In my last few articles, I have been examining and discussing a number of issues which affect retirement planning decisions, or rather should affect them if clients are aware of the principles involved.
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Advice project could save 100m a year
21 Sep 2006
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Advisers don't like talk of Gartmore bidding for Jupiter
21 Sep 2006
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Advisers underestimate life expectancy at their peril, warns Pensions Regulator
26 Sep 2006
Underestimating life expectancy among their members could leave pension schemes with tens of millions of pounds of unforeseen liabilities, the Pensions Regulator has warned.
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Aegon offers US-style annuity alternative with income pledge
21 Sep 2006
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AFI panel says equities and large caps to outperform over 12 months
22 Sep 2006
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Ant and Dec miss critical point on business protection
21 Sep 2006
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Axa and Winterthur will merge group pensions
21 Sep 2006
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Barclays first to say advisers must pass long-term care exam
21 Sep 2006
Firm claims other players are falling behind without CF8 qualification
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Barings appoints Scholefield as global head of equities
25 Sep 2006
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Basic instincts
21 Sep 2006
Autumn may not quite be here but the evening light is beginning to fade faster and the summer holidays are well and truly over. Over the past six weeks, school leavers and university graduates alike will have been doing their fair share of thinking.
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Bestinvest see profits up 71 per cent
26 Sep 2006
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BNP sets up life firm
21 Sep 2006
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Bonds fall out of favour
21 Sep 2006
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Borrowers face mortgage burdens into retirement
26 Sep 2006
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Broker Talkback
21 Sep 2006
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Brokers wary of 20-year fixed deal
21 Sep 2006
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Burns-Anderson opens up a retirement route
21 Sep 2006
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By the book
21 Sep 2006
The first thing that people ask when you tell them you have written a book is rarely what the book is about. What they are usually interested in is how they can get their own book published. It is often said that we all have a book inside us. Getting the book out is not quite as complicated as you might have thought.
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Churning over
21 Sep 2006
FSA chairman Callum McCarthy has joined the debate started by Ned Cazalet about life offices eating each other by paying big up-front commission and setting up a churners' merry-go-round.
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City Financial global health fund revamp
21 Sep 2006
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CML reveals another month of record lending
20 Sep 2006
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'Commission culture hindering take-up of wrap'
21 Sep 2006
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Concern grows over Sipp regulation delay
21 Sep 2006
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Correspondent's Week
21 Sep 2006
This week by Lizzie Catt, Daily Express personal finance writerMonday is a heads-down day for us as we finish features and decide on news stories for Wednesday's section.
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Critical masses
21 Sep 2006
The critical-illness insurance marketplace is forever being characterised by two unflattering traits - that it fosters an ongoing price war and that it is starved of product innovation.
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Defaqto plugs hole in system
21 Sep 2006
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Diary
21 Sep 2006
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Eeasybrokers selling Invalid motor insurance policies
20 Sep 2006
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Employers are not nannies
21 Sep 2006
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Fee model is out of this world
21 Sep 2006
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Field continues pensions attack
22 Sep 2006
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Find acquires Defaqto
26 Sep 2006
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Fine line for PPI
21 Sep 2006
Payment protection insurance Britishinsurance.com managing director Simon Burgess says PPI providers and brokers must take heed of the recent regulatory action and improve their products and the sales process
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Flaw show
21 Sep 2006
After three months, the consultation period on the Government's White Paper on pension reform has now ended and there are many elements of the plans that provoke disagreement.
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Friends aims for Fidelity sits switches
21 Sep 2006
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Friends Prov closes AR network
22 Sep 2006
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FSA calls on providers to monitor advisers
22 Sep 2006
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FSA completes network probe but won't name mystery four
21 Sep 2006
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FSA fines Berry Birch & Noble former chief
22 Sep 2006
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FSA fines IFA firm for compliance breaches
21 Sep 2006
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FSA outlines further details on home reversion regulation
22 Sep 2006
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FSA urges industry to prepare for bird flu
26 Sep 2006
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FSA will compile hit-list of brokers in fraud probe
21 Sep 2006
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Geography lesson
21 Sep 2006
Asset allocation decisions for investors are implicitly and explicitly influenced by their attitude to the US. Wall Street is the biggest market, the US is the biggest economy and, courtesy of a high spending consumer, has been the dominant source of growth in economic activity - the catalyst of the recovery.
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Government tells mortgage industry to go green
21 Sep 2006
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Healthy prospects
21 Sep 2006
Recent research by leading independent analyst Laing and Buisson shows that private medical insurance is holding firm.
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Hip trip for the NPSS
21 Sep 2006
It looks as though the problems emerging with the proposed National Pensions Savings Scheme could delay reform for many years or could even see the NPSS go the same way as home information packs and just be dropped.
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Hold fire on pensions
21 Sep 2006
I have just been made redundant and social security want to know what pensions I can expect before it pays me any form of credit. I only have a few small pensions, not worth much, should I take them?
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Horses for courses
21 Sep 2006
When it comes to investments, different clients have different needs. At one end of the scale are people who are willing to take a higher risk for greater potential returns. At the other end are people who will never feel safe in anything other than cash.
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Hot property
21 Sep 2006
Keydata has introduced yet another innovative product. Its new income property bond pays 7 per cent a year or 1.75 per cent quarterly for a fixed term of six years.
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House call
21 Sep 2006
Commentators often seem keen to dismiss the summer months as a period of low liquidity and reduced investor participation but economic releases show no respect for such arguments and it has certainly been worth following this data closely in recent months.
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HR Trustees picks up Hoverspeed pension plan
26 Sep 2006
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HSBC in call for enforcer
21 Sep 2006
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IFA warns wraps offer compliance bypass
21 Sep 2006
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IFAs reassured on client data
21 Sep 2006
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IFS sets exam for complaints staff
21 Sep 2006
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IHT realities
21 Sep 2006
As I enter my 26th year of working within financial services, I have been reading the column inches (more like miles) of coverage about the changes to trust law and the inheritance tax realignment.
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IMA attacks ABI fund plan as a 'lottery'
21 Sep 2006
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Into the mix
21 Sep 2006
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Jefferson to leave Henderson
25 Sep 2006
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Keep it simple to cut risk, says FSA
21 Sep 2006
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Leeds launches 2-year fixed rate postal bond
21 Sep 2006
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Mackay tempted back to Skandia with elevated role
20 Sep 2006
Billy Mackay is returning to Skandia after leaving the firm to join Barclays Wealth Management just last month.
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Making advances
21 Sep 2006
Conference season is approaching for the political parties, as it is for the professional bodies.
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Merger might
21 Sep 2006
Nationwide Building Society's planned merger with Portman has been met with optimism by a broker market desperate for a lender to emerge from the pack to challenge HBOS's dominance.
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Mini adventure
21 Sep 2006
Last week I was looking at loan trusts and how, even with a nil value for the settlement on commencement (the entire value of the settled property being constituted by the funds loaned which, net of the current outstanding loan, leaves a nil value), there could be a value in excess of the nil-rate band available to the settlement at the time the first periodic charge arises.
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Mortgageforce to be reckoned with
21 Sep 2006
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Move to set up Reit diploma
21 Sep 2006
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Music to my ears
21 Sep 2006
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Mutuals going to the ball
21 Sep 2006
"Mature, well-endowed Mutual WLTM trim attractive partner. Must have GSOH and a specialised lending division". Perhaps not how it happened, but nonetheless the intriguing union between Nationwide and Portman announced last week carries significant portents for many.
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NAPF wants to stop schemes levelling down
21 Sep 2006
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Nationwide's pledge on merger job losses
21 Sep 2006
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New chief exec for Assureweb
21 Sep 2006
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Northern Ireland brokers push CFP status
21 Sep 2006
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Old Mutual doubles life and pension sales
21 Sep 2006
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On the threshold
21 Sep 2006
The FSA's consultation period on the age 70 rule has now ended. Would you like to see the rule abolished or the age threshold raised to 80? Which option do you think the FSA is likely to take? Would you like the rule to be scrapped on all types of whole-of-life plans or only certain types?
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'Paraplanners are now professionals in their own right'
21 Sep 2006
Salaries soaring as demand for good paraplanners outstrips supply
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People on the move
21 Sep 2006
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Personal effects
21 Sep 2006
Among the many misconceptions that the overwhelming majority of members of the public - and not a few IFAs - have about journalists is the one that we spend most of the time writing articles.
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Pet detective
21 Sep 2006
Now that the dust is settling on the Chancellor's smash and grab raid on trusts, you need to start thinking about your clients' inheritance tax planning in a number of new ways.
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Pima presses for Isa links
21 Sep 2006
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Platforms under fire for holding up re-reg
21 Sep 2006
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Poll claims backing for Fidelity fund
21 Sep 2006
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'Poso probe is needed to check fees'
21 Sep 2006
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Praise for Prudential stance
21 Sep 2006
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Principle still applies for non-advised business
21 Sep 2006
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Private thoughts
21 Sep 2006
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Problems outweigh benefits
21 Sep 2006
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Product Matters: Take Five
21 Sep 2006
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Professional touch
21 Sep 2006
Darren Mackle, Consultancy View
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Put focus on value rather than costs
21 Sep 2006
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R&M boutique sets out its stall
21 Sep 2006
River & Mercantile, the brainchild of two former Liontrust chiefs, finally goes live at the end of November.
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Red hot pokers
21 Sep 2006
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Regeneration gap
21 Sep 2006
If you ask any industry professional, what are the major difficulties their profession will face over the coming 20 years, you will get a whole host of answers depending on their own personal view.
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Regulator hands out religious edict on Asps
21 Sep 2006
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Resolution profits soar
21 Sep 2006
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'S2P is standing in the way of equality'
21 Sep 2006
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Schroders adds Goldman Sachs dynamic fund to its portfolios
21 Sep 2006
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Scot Wids axes 200 jobs
26 Sep 2006
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ScotProv reprices protection range
25 Sep 2006
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Sense of release
21 Sep 2006
Duncan Young, Provider View
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Simon Wombwell
21 Sep 2006
If Scottish Widows Investment Partnership head of UK distribution Simon Wombwell ever tires of life in financial services, he always has the option of applying for the manager's job at his beloved Sheffield Wednesday.
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Skandia and Selestia announce details of integrated platform
22 Sep 2006
Skandia and Selestia have announced further details of their new investment platform, which combines the current Skandia MultiFunds and Selestia platforms.
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Snowdonia range on Canada Life platform
21 Sep 2006
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Staffs trading standards to oversee claim-chasers
21 Sep 2006
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Stubborn Asp is baffling advisers
21 Sep 2006
The Asp mess continues to get messier. IFAs can do the bidding of the Treasury and avoid being called nasty tax-avoidance advisers by not recommending Asps.
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Swapping sex for living longer
22 Sep 2006
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Swiss Re to axe 2,000 jobs
25 Sep 2006
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Taking care of business
21 Sep 2006
Immediate Needs Forum chairman Robert Hamer is so concerned about NU's withdrawal that he is looking very closely at GE Life, one of the remaining three LTC providers, to check it does not also intend to pull out.
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Taking stock
21 Sep 2006
For the past few years, a lot of fund managers have sought to emphasise their stock-picking prowess. Whereas previously they spoke proudly of the quality of their macroeconomic analysis or their thematic processes, more recently it has been about stocks and, in particular, the wide range of money-making opportunities that exist in mid-cap stocks, not just here in the UK but also in the US, Europe and Japan.
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Tenet wants to axe the payment menu
21 Sep 2006
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This week in Investment
22 Sep 2006
HSBC's announcement that it is to shift its core UK equity business away from Halbis Partners to its multimanager team has raised a few eyebrows in the investment community.
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This week in Mortgages
25 Sep 2006
So the investigation into the network four, as many have called them, is over, but the gossip is unlikely to die down just yet.
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This week in Pensions
20 Sep 2006
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This week in Regulation
25 Sep 2006
Aifa's call for the introduction of limited or focused advice on specific product areas has been welcomed by many in the industry as long as important caveats are established.
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Threesixty website to offer IFA 'showroom'
22 Sep 2006
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Title
21 Sep 2006
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Train of thought
21 Sep 2006
To the relief, perhaps, of many IFAs, the FSA in its 2006/2007 business plan signalled its intention to move away from reliance on detailed rules towards an approach to regulation based on higher-level principles - in other words, less box-ticking, more professional judgement.
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UCB in double launch with intermediary pair
25 Sep 2006
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Vertex in talks with Trigold
21 Sep 2006
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West Brom to appoint new chief executive
21 Sep 2006
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Yield of dreams
21 Sep 2006
The method used by charities to show costs could clear up public confusion
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Young Americans
21 Sep 2006
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Young borrowers falling into homeloan arrears
21 Sep 2006
