2 November 2005
Abbey's three-year strategic plan will plunge it into risker markets and see it take on the likes of HBOS but, asks Andrea Tryphonides, will it win??
In the first of a series examining how depolarisation could change the financial services market, The Strategy Works managing director Michael Herson looks at the rapidly changing background to the new regulations
One year on from mortgage regulation, the panic has subsided and it appears that the industry has pretty much got on with things, exchanging its MCCB hat for an FSA one.
Rising demand for absolute return funds has raised concerns among some industry commentators that they may not live up to their hype, says Nicola York
Employers with occupational schemes have a new tool to help solve A-Day issues
Changes to the tax reliefs offered to investors in film partnerships have caused concern and confusion
Barclays & WoolwichTwo Year Fixed Rate Remortgage
Taxation There are a number of different ways to lower IHT bills while avoiding the Poat, says Simon Hildrey
Last week was a little bumpy for markets but, buoyed by a positive reaction to the appointment of Ben Benanke as Alan Greenspan's replacement, shares got off to a better start this week. Enthusiasm faded fast, however, with bulls and bears fighting for dominance as the week progressed. It paints a confusing picture for investors.
Compliance expert Adam Samuel says the road to fee-based advice has many hazards
Collins Stewart Fund Management believes its Dublin-based continental Europe focus fund will be more attractive to fund of fund managers after its merger with the Guernsey-domiciled European equity focus fund.
This week by Daily Telegraph investment columnist Tom StevensonIt seemed like a good idea at the time - going freelance. No more dreary Sundays in the office struggling to follow up someone else's story or sitting around just being there when your work was long done - the curse of presenteeism.
Regulation A monstrous piece of legislation is lumbering towards us, says Standard Life group compliance director Phil Hay
Nicola York discovers the industry's reaction to Axa's call for a year's delay to the Sipp extensions
Our panel of experts give their views of all aspects of the EU Savings Tax Directive
The equity markets have tumbled in recent weeks. No one would necessarily blame the way fund managers are remunerated. It is driven by oil prices, fears about inflation and global uncertainty.
Which? says that the recent PPI investigation carried out by the FSA is shocking but unsurprising.
With its fledgling range of multi-manager funds, the firm wants to throw off its image as a second-quartile performer, says Matt Davis
IFAs need to be prepared for a new generation of with-profits products
Very few fund managers have been awarded an AAA rating by Standard & Poor's, Citywire and Forsyth-OBSR. Mark Hall achieved this recently when S&P upgraded him from AA to AAA and named him the top FTSE All-Share fund manager over the past year.
All the signs are that the biotechnology sector is in the best shape it has ever been
New Star's five funds of investment trusts have returned between 45 and 84 per cent in the two years since it bought the funds from Exeter.
I have said this before but I yield to no one in my admiration for Ros Altmann. Not only is she one of the most original thinkers around when it comes to analysing the future of retirement provision in the UK but she is also a dedicated campaigner - along with some journalists - on behalf of people left in the lurch by the wind-up of their occupational pension schemes over the past decade.
Sam Shaw talks to Abbey's chief executive (insurance and asset management) who says working in Italy has given him a cynical view of the UK finance industry which he accuses of 'xenophobic arrogance'. He talks avidly about working with Mark Weinberg and Mike Wilson and forecasts a wrap explosion in a year's time.
Platform Home LoansTwo Year Fixed Special Self Cert Mortgage
Ivan Massow's claims that Sesame has failed to back him adequatley over claims from gay clients have implications for the whole industry, say Paul McMillan.
South Africa-based multi-manager Investment Solutions is warning investors buying into concentrated high alpha funds to expect volatility through a lack of diversity.
The industry has an ethical duty to make clients aware of their mortality
It seems improbable that it is now a year since the FSA took over responsibility for regulation of mortgage selling.
Women are from Venus, men from Mars - discuss. No matter how you start this conversation, one of you will end up grumpy but one area where there will be no disagree-ment is women and pensions.
Butterfield Bank Guernsey managing director Robert Moore talks to Philip Scott about its plans to market itself to the globally defined intermediary market, maintain its client focus and the challenges that the bank faces
Generating a detailed customer profile is crucial to pricing equity-release products but it must go hand in hand with regular cross- checking of loans throughout their lifetime, says Mortgage Express product development manager Roger Hillier
In my last article, I outlined some of the features of different classes of Government bonds and corporate bonds. I concentrated particularly on projections of investment returns from investment funds holding each of these classes, noting their performance in recent years and the sources of information which might guide our thoughts as to future trends.
Ivan Massow is being penalised for giving the best advice he could at the time
The Revenue has stated that deeds of variation can be used to redirect automatic inheritances of joint assets
The Government may be clamping down on traditional planning but there are other ways to reduce IHT
Proposals for the introduction of a flat tax in the UK have had a mixed reception