19 April 2006
Mortgage Express product manager Roger Hillier looks at the evolution of the equity-release sector since the turn of the century
What strategies might be considered following the Budget changes to inheritance tax?
Adviser Fund Index
What are the implications of six million people joining the NPSS in one day?
Many claim-chasers complain that they get a rough deal in the pages of Money Marketing. With stories of firms sending bailiffs around to collect late payments and no win no fee companies charging 800 cancellation fees, the negative coverage is hardly surprising.
This week by Clare Francis, money reporter at the Sunday Times
The Life Assurance Act 1774 specifies how a person should establish insurable interest in a life policy
Fraudulent claimants deserve all they get but we need to rethink other claims
Direct Line has launched a new suite of fixed rate mortgages, which have the added incentives of discounted home insurance and free home emergency cover for two years.
Retirement strategy Retirement Plus managing director Duncan Young challenges some conventional wisdom
Reversions Key Retirement Solutions business development director Dean Mirfin says brokers should offer advice on lifetime mortgages and home-reversion schemes as reversions are coming to the fore
So all the providers that said they were launching pension term assurance, in its many guises, have now launched. There are one or two others filtering through in the last few days of April, but some life companies are still sitting tight, waiting for the inevitable market turbulence before making any confirmed plans to enter.
Endowments: Doctor says man suffering from depression 'would have been totally unable to understand the implications of a shortfall letter'
The FSA has updated its webpages to help firms with the passporting notification process.
As the UK affiliate to the Financial Planning Standards Board (FPSB), the IFP attends two inter-national council meetings a year to discuss the evolving profession of financial planning around the world.
There have been some surprises, especially in the new treatment of interest in possession trusts'
Multi-manager IMS has increased its assets under management by £150m in the first quarter of 2006 after winning three small corporate pension mandates.
Product InnovationsAria Global Property Momentum +
Investec Asset ManagementGlobal Gold Fund
Investec Asset Management has added to its range of specialist resource funds by introducing an onshore version of its Guernsey-domiciled Global Gold fund.
Last week saw the latest in this season's IFA Events Roadshows at the Royal Armouries in Leeds.
Philip Scott asks whether the Indian market is heading for a correction
JO Hambro Capital ManagementJOHCM US Opportunities Fund
JO Hambro Capital ManagementJOHCM US Opportunities Fund
MGM ASSURANCETrustee Investment Portfolio
Longer lives mean higher costs on equity release, says Guy Anker
The mainstream press have been having another field day on the subject of product fees. It leads me to focus yet again on the concept of transparency in our industry, particularly as it relates to price.
What are the traditional options for multi-managers in achieving a positive absolute return?
I recently came across an exciting new fund called ACDS Australian natural resources, which is the only predominantly Australian smaller-and mid-cap company fund investing in base metal, bulk commodity, precious metal and energy stocks with a market capitalisation of up to $500m.
NDF AdministrationGrowth Kick Out Plan March 06
NDF Administration - Growth Participation Plan March 06
Attempts to create these national brand brokerages have proved fairly spectacularly unsuccessful to date'
Continuing problems of affordability may open way for longer-term loans, says Bullock
New Star's fund of funds team is set to back Hugh Hendry's new CF Eclectica continental Europe fund with over £10m in seed capital.
Norwich UnionNorwich UK Special Situations
Norwich Union will launch a UK special situations fund in May, subject to FSA approval.
A few weeks ago, I wrote a comment in this paper about the paranoia that appears to dominate so many IFAs' view of the world.
Aifa chief Goddard blames providers but Standard says 'Revenue has not given us the materials we need'
In my last article, I continued to look at pension issues in regard to divorce settlements. I noted that I would add further to this topic, which should be of major importance to financial advisers, especially in the level of service they may profitably be able to offer to family law practitioners.
Platinum Capital ManagementPlatinum Europe Select
Platinum Capital Management has introduced the Platinum Europe Select fund that focuses mainly, but not exclusively on special situations investment in French equities. It can also invest in other parts of Europe.
It's about time the Government introduced a mandatory licensing scheme
The Ring of Capital Adequacy destroyed BBB but the elves of Tenet saved the day
Salt FinancePrime Two Year Tracker
Scottish Equitable InternationalWealth Management Portfolio
Chase de Vere Mortgages' managing director finds reading the obituaries fascinating as a way of finding out what people have accomplished and he is aiming to build up his own record of achievement by taking the company into the lifetime loan business and is also planning an entry into a mystery sector.
Small companies have the ability to grow in ways that are impossible for big companies
Takeover proposals unveiled as company sends out demutualisation details
In the fourth of a series on the IFA Guide to Working With Accountants and Solicitors, Sifa managing director Ian Muirhead puts the focus on the importance of a professional image to win referrals
New business Helen Monks says there has been a lot of talk for several years about how the equity-release market is on the verge of rocketing growth. It has not happened yet but all agree it is not a case of if the sleeping giant will wake but when
How can you appeal against something when you have no rules to refer to?'
Network aims to negotiate more deals with platforms
The Money Marketing Live confer-ence and exhibition at London's Olympia on May 4 turns the spotlight on all aspects of the mortgage market, including 50 key speakers in the strategy arena and over 100 exhibitors from across the industry
It is time to teach our children the realities of earning a living, paying the bills and putting aside something for a rainy day
As often seems to be the case with so-called benchmark dates, A-day turned out to be something of an anti-climax. The industry and the media works itself up into a frenzy of educated prediction and downright conjecture, but the big day itself arrives with more of a dull thud than a big bang. The honeymoon, or bedding in, period then ensues, whereby the industry knuckles down to the job in hand and everyone waits for the inevitable fall out.
UCB Home LoansSelf Cert Three Year Flexible Fixed
UCB Home Loans, Nationwides specialist intermediary lender, is removing the 75 up-front reservation fee from all its core range self-cert and buy-to-let products with effect from Thursday 27 April.
Relations between Which? and the Association of British Insurers have descended into open hostility over the two bodies opposing views on pension reform.
Standard Life chief executive, life & pension Trevor Matthews sets out the firm's aims on bundling its wrap costs
Multi-manager Williams de Broe says it will not invest in Bric funds because it sees them as little more than a marketing gimmick.
Winterthur LifeElite International Equity Fund
With the excitement on the run-up this year's World Cup, I imagine a lot of us are working out where we are to watch the games. Nothing worse than being in a pub where the screen is unclear and those around you are there to chat, not to watch the beautiful game.