18 October 2006
There must be a difference between abuse of rules and use of rules
What are the tax implications when beneficiaries agree to pay premiums under a trust held for their benefit?
Axa is poised to buy Thinc Destini, Money Marketing can confirm.
An investor seeks advice on the best way to invest in property
Our panel debate whether there could be problems over firms offering incentives for staff to quit final-salary schemes
I am concluding this series of articles, updating an overview of the major investment asset classes, by summarising the relationship between the current and expected behaviour of equities against the main alternatives.
NPSS Divisions are growing within the industry over how best to run the proposed personal accounts, says Annie Shaw
Epic Investment Partners, part of the big UK financial group with over $4bn under management, has just launched a sterling version of its Epic life settlement fund.
F&C has strengthened its US large cap team with the recruitment of Paul Allison as a US equities fund manager.
Self-investment of protected rights funds could persuade many to contract out
'People must know they will be dealt with professionally and honestly by financial advisers,' judge tells crook
Some firms selling payment protection insurance are still failing to treat their customers fairly, according to the latest FSA review.
Back in my youth, I used to read the odd bit of Karl Marx. It was Marx who remarked that historical events have a way of repeating themselves, "the first time as tragedy, the second as farce."
This week sees me making my annual pilgrimage to the West Country. I always find these trips useful in helping to put some perspective on the investment world.
'Certainty in an uncertain world has consumer appeal'
PruHealth sales director Dave Priestley says PMI providers must move towards incentives for a healthy lifestyle
The Midland Bank was once regarded as the Listening Bank but today it can be applied more deservingly to HBOS which is winning graciously and seems unencumbered by arrogance, vanity or complacency.
HM Revenue & Customs says it will contact all clients receiving income from a retirement annuity who will be hit by changes to the way their annuities are taxed next year.
Helen Pow asks if the new public-private partnership is the best deal for first-time borrowers
Make a cup of tea, sit down and prepare for a shock. Our research on the performance of funds in the Investment Management Association's UK all companies sector shows that nearly three-quarters of them failed to outperform the FTSE All Share index over the last three years. We did the numbers again to check it wasn't a fluke, this time over five and seven years. The figures were marginally better but only because of historical bias. Many of the dogs had been put to sleep and could not ...
Aegon UK chief executive Otto Thoresen says financial services needs a range of new business models and hopes the industry will respond toFSA chief executive Sir Callum McCarthy's call for distribution reform but says the regulator must reward businesses that are well run and protect consumers
The tug of war over 'ownership' of borrowers could have TCF implications
Bankhall's chief executive is a polyglot who writes his notes in Greek so no one can crib from him but he has an open and transparent approach to business and he feels that the appointed rep model lacks dignity and the directly authorised route was the next step. Interview by Samantha Shaw
Wrap platforms will work for advisers if the rest of their business is working efficiently and profitably
New FSA rules allow unit trusts and Oeics to be singleor dual-priced. The rules, which came into force earlier this month, effectively allow unit trusts to continue to use either pricing method at the same time as introducing dual-pricing for Oeics.
Guy Anker analyses price comparison ads that have brought protests
Figures show 62,000 new contracts taken out in first quarter of the year compared with 63,000 for whole of 2005
Standard Life says the introduction of up to 5 per cent commission on internal transfers between its personal pension and its Sipp is designed to give it a “fighting chance” of retaining business that was moving to other providers anyway.
Matt Goodburn considers the potential for large-cap stocks
It is important for advisers to put clients in the full picture regarding
Sipps Suffolk Life director of sales and marketing John Moret says regulation could lead to a more coherent approach in the market
Get the full lowdown on developments in the protection market and have a chance of winning a car
Speculation, speculation, speculation are the three words driving the life industry at present.
IFAs must genuinely embrace TCF rather than be pushed into it by regulation
Resolution Asset Management will probably be relieved to have finally put to bed one of the most entertaining investment sagas of recent months by recruiting Ian Ormiston to join their threestrong senior European equity team.
The payment protection insurance market took a battering this week, and the MPPI sector was not spared its share of abuse.
The Tory's independent tax commission published its well leaked proposals to reform the tax system and slash the overall burden of taxes by £21bn.
Advisers say that the demolition of the former Allied Dunbar training centre in Swindon is the final nail in the coffin of the old style mass training of direct salesforces. But is its passing welcomed or mourned by the industry?
It continually amazes me the amount of waste that my household produces. Even though I use the colour-coded bins provided by the council and make regular trips to the recycling tip, the amount to be collected by my friendly binpeople is, in my mind, far too much.
Helen Pow says young people want to have a rich retirement but are not making the necessary investment